Bank of America
Free Spirit
$79 / yr (waived year 1)
The Free Spirit Rewards Debit Card is a prepaid-style debit card for Spirit Airlines flyers who want to earn Free Spirit points on everyday spending. It carries a $79 annual fee and rewards loyalty with travel perks like priority boarding.
Earning rates
Earning rates for this card are coming soon.
Benefits
Bonus Earnings
- Balance-Based Bonus Points
Keep money in your account and earn bonus points each month based on your average daily balance. Balances from $1,000 to $2,499 earn 100 points per month, scaling up to 4,000 points per month for balances of $50,000 or more. You need to maintain the qualifying balance for the full month to receive the bonus.
Resets: Monthly - Spirit Purchases Earning Rate
When you pay for Spirit Airlines purchases — flights, baggage fees, and other Spirit-coded transactions — you earn 1 Free Spirit point per $1 spent. This is double the rate you earn on general spending, so using the card directly with Spirit maximizes your point accumulation.
Resets: Yearly - General Purchases Earning Rate
Earn 1 Free Spirit point for every $2 you spend on everyday purchases outside of Spirit Airlines — groceries, gas, dining, and more all count. This base rate applies automatically to any non-Spirit transaction made with the card.
Resets: Yearly
Travel Benefits
- Group 2 Priority Boarding
Cardholders board Spirit flights in Group 2, meaning you get on the plane earlier than most passengers and have a better chance of finding overhead bin space. The benefit applies to the cardholder's boarding pass automatically — no separate enrollment required.
Resets: Yearly