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Benefit explorer
Which cards give you what.
Start from the benefit you actually want — then see every card that carries it, ranked by value.
Airline Fee Credits
Statement credits that reimburse airline incidentals — checked bags, seat selection, in-flight purchases — or general airline spend. Usually capped per calendar year and often tied to one selected airline.
Hotel Credits
Credits toward hotel stays — either through the issuer's travel portal (Fine Hotels + Resorts, The Edit, Delta Stays) or at hotel brands directly. The catch is usually a minimum stay or portal booking requirement.
Annual Free Night Awards
Hotel co-brand cards that hand you a free night certificate every year, usually on your card anniversary. On the right redemption a single night can cover the annual fee several times over.
General Travel Credits
Flexible credits that apply to broad travel spend — flights, hotels, car rentals — rather than a single merchant. The most valuable kind of credit because there is almost nothing to remember.
Global Entry / TSA PreCheck Credits
A credit covering the Global Entry, TSA PreCheck, or NEXUS application fee — typically once every 4 to 4.5 years. Nearly every premium travel card carries one; use one card's credit for a family member once yours is covered.
CLEAR Plus Credits
Credits that cover some or all of a CLEAR Plus membership for faster airport security. Stacks with TSA PreCheck for the shortest possible line.
Airport Lounge Access
Cards that get you into airport lounges — issuer-run networks (Centurion, Capital One, Chase Sapphire), Priority Pass, or airline clubs. The flagship perk of every premium travel card.
Dining Credits
Monthly or annual credits at restaurants — Resy bookings, delivery platforms' restaurant orders, or specific dining programs. Small individually, meaningful when captured every month.
Rideshare Credits
Monthly Uber or Lyft credits, including Uber One membership coverage. Use-it-or-lose-it monthly, so these reward the organized.
Grocery & Delivery Credits
Credits for Instacart, DoorDash, and other delivery platforms — monthly or quarterly, often bundled with a free membership tier.
Streaming & Entertainment Credits
Credits toward streaming subscriptions and digital entertainment — Disney bundle, general streaming services, and issuer entertainment programs.
Companion Fares & Certificates
Bring a second traveler for (nearly) free — annual companion fares and certificates on airline co-brand cards. Often the single most valuable perk on the card.