- Big Spend Bonus - Southwest Airlines Chase Travel Credit · Resets calendar year$500 / yrChecked Sep 30, 2026
- Annual Travel Credit · Resets cardmember year$300 / yrChecked May 20, 2026
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Travel Credits: Cards and Benefit Rules
Flexible credits that apply to broad travel spend - flights, hotels, car rentals - rather than a single merchant. The most valuable kind of credit because there is almost nothing to remember.
How Travel Credits Work
Confirm enrollment, eligible merchants, minimum spend, usage limits, and the exact reset or expiration rule. Displayed values are catalog face values and may not equal the amount every cardholder can use.
How Creddy reviews benefit informationWhich Credit Cards Have Travel Credits?
- Big Spend Southwest Airlines Chase Travel Credit · Resets calendar year$500 / yrChecked Sep 15, 2026
- Annual Travel Credit · Resets card anniversary$300 / yrChecked Sep 26, 2026
- The Edit by Chase Travel Credit (2 of 2) · Resets calendar year$250 / yrChecked Sep 15, 2026
- The Edit by Chase Travel Credit (1 of 2) · Resets calendar year$250 / yrChecked Sep 15, 2026
- Annual Travel Credit · Resets card anniversary$300 / yrChecked May 20, 2026
- $300 Annual Travel Credit · Resets card anniversary$300 / yrChecked May 23, 2026
- United TravelBank Cash Credit · Resets card anniversary$200 / yrChecked Sep 27, 2026
- Avis or Budget Rental Car United Travel Credit (1 of 2) · Resets card anniversary$40 / yrChecked Oct 1, 2026
- Avis or Budget Rental Car United Travel Credit (2 of 2) · Resets card anniversary$40 / yrChecked Oct 1, 2026
- Annual United Travel Credit · Resets calendar year$125 / yrChecked May 22, 2026
- Avis/Budget TravelBank Cash Credit (2 of 2) · Resets card anniversary$25 / yrChecked Oct 1, 2026
- Avis/Budget TravelBank Cash Credit (1 of 2) · Resets card anniversary$25 / yrChecked Oct 1, 2026
- $100 TravelBank Cash after $10,000 Spend · Resets calendar year$100 / yrChecked Sep 14, 2026
- Avis and Budget TravelBank Credit (1 of 2) · Resets card anniversary$25 / yrChecked Oct 1, 2026
- Avis and Budget TravelBank Credit (2 of 2) · Resets card anniversary$25 / yrChecked Oct 1, 2026
- United Airlines TravelBank Cash Deposit · Resets twice a year$25 / 6moChecked Sep 14, 2026
- Avis and Budget Car Rental TravelBank Credit (2 of 2) · Resets card anniversary$50 / yrChecked Oct 1, 2026
- Avis and Budget Car Rental TravelBank Credit (1 of 2) · Resets card anniversary$50 / yrChecked Oct 1, 2026
- Avis or Budget Rental TravelBank Cash Credit (1 of 2) · Resets card anniversary$50 / yrChecked Oct 1, 2026
- Avis or Budget Rental TravelBank Cash Credit (2 of 2) · Resets card anniversary$50 / yrChecked Oct 1, 2026
- United TravelBank Cash Credit · Resets calendar year$50 / yrChecked May 22, 2026
- Capital One Business Travel Credit · Resets card anniversary$50 / yrChecked Jul 4, 2026
- Annual Travel Credit · Resets card anniversary$50 / yrChecked Jul 4, 2026
- Booking.com Travel Credits2% / yrChecked Sep 14, 2026
When Do Travel Credits Reset?
Of the 25 listed benefits with a reset date, 16 reset on the card anniversary, 7 each calendar year, 1 each cardmember year and 1 every six months; 1 more is ongoing. Each card's entry shows its own reset rule.
How to Use Travel Credits Before They Expire
- Enroll or activate first when a card's terms require it; some credits only count purchases made after enrollment.
- Note the reset date on each card's entry and use the amount before then. Unused amounts generally do not roll over.
- Check which merchants and purchase types qualify before you rely on the credit.
- Track each benefit in Creddy to get a reminder before it resets. More in how to stop statement credits from expiring.
Are Travel Credits Worth the Annual Fee?
The cards listed here charge $0 to $795 a year in annual fees. Travel Credits are one part of a card's value: count only what you would use anyway, add the card's other credits and rewards, and compare the total with its fee on the card's page.
Related credit card guides
How to Track Credit Card Benefits Without a Spreadsheet
Build a reliable system for tracking statement credits, card perks, reset dates, and reminders without maintaining a complicated spreadsheet.
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Calculate Credit Card Value vs. the Annual Fee
Compare the value you actually receive from a credit card with its annual fee using realistic credits, rewards, and perks.
Travel Credits FAQs
How do I use my general travel credit?
Check the card's definition of eligible travel and any booking-channel or enrollment requirements. Pay with the required card, then verify the credit in your issuer account; broad travel credits and airline travel-bank balances have different rules.
Which cards match Creddy's catalog category for a general travel credit?
14 active catalog cards matched this benefit category in the September 26, 2026 check, including United Quest, Capital One Venture X, Capital One Spark 2x Miles. Open each card for its actual benefit, enrollment and restrictions; category matches can include differently structured perks.
How often does the general travel credit reset?
The schedule varies by card and benefit, and some benefits are certificates or memberships rather than recurring credit allowances. Check the period and expiration in the issuer or program account; do not assume it follows the annual fee date.
What happens if I don't use my general travel credit before it resets?
Unused value or an unredeemed certificate may expire under the specific benefit terms. Check rollover, booking and stay deadlines with the issuer or program, and set a reminder early enough to satisfy those requirements.
Is a card with a general travel credit worth the annual fee?
Compare the annual fee with the benefit value you would actually use, plus realistic rewards and other perks. Discount restrictions and additional costs rather than valuing every advertised benefit at face value. Include interest and other charges if you carry a balance.