Capital One Venture X Benefits, Credits & Annual Fee

• $300 Annual Travel Credit$300 / yrTrackable

  Each account year, receive up to $300 toward bookings through Capital One Travel. Apply the credit at checkout across one or more bookings. Unused credit expires at the next account anniversary and does not roll over.

  Resets: Card anniversaryChecked May 23, 2026
• Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

  Get a statement credit for the Global Entry or TSA PreCheck application fee, up to $120. Pay the fee with your Venture X card and the credit posts to your account. You can use it once per account every 4 years.

  Resets: Every 4 yearsChecked Oct 9, 2026

Travel Benefits

• Complimentary PRIOR Subscription$149 / yrEnrollment required

  Get a complimentary PRIOR subscription - normally $149 per year - which provides access to curated travel experiences and destination guides. Activate through your Capital One card benefits. Available to eligible Venture X cardholders.

  Checked Sep 14, 2026
• Free Price Drop Protection$50 / yr

  Get up to $50 in travel credit if a flight price drops within 10 days of booking. To qualify, you must book at the time Capital One Travel recommends and pay with your Venture X card. The credit is applied automatically if a lower price is detected.

  Checked May 20, 2026
• Lifestyle Collection Hotel & Vacation Rental Experience Credit$50 / yr

  Get up to $50 in on-property credits per stay at Lifestyle Collection hotels or vacation rentals booked through Capital One Travel. The credit is applied at checkout by the property toward qualifying charges. The credit is per stay, not per night.

  Checked May 20, 2026
• Lifestyle Collection Hotel Stay Perks

  Get complimentary Wi-Fi during a Lifestyle Collection hotel stay. Book an eligible stay through Capital One Travel; a room upgrade, early check-in and late checkout may also be available. Benefits apply per room, per stay, and the optional perks depend on availability.

  Checked Sep 26, 2026
• Miles Do Not Expire

  Your Venture X miles do not expire while your account remains open. Keep earning miles with your card and redeem them when you are ready. If you close your account, you may lose any miles you have not used.

  Checked Sep 26, 2026
• Miles Transfer to Travel Loyalty Programs

  Transfer your accumulated Capital One miles to more than 15 airline and hotel loyalty programs, often at a 1:1 ratio. Log in to your Capital One account to initiate a transfer to your chosen partner. Transfer ratios and processing times can vary by program, so confirm the details before transferring.

  Checked May 20, 2026
• Premier and Lifestyle Collection Vacation Rental Perks

  Get complimentary Wi-Fi at Premier Collection and Lifestyle Collection vacation rentals. Book an eligible rental through Capital One Travel; early check-in and late checkout may also be available. Benefits apply per stay, and early check-in and late checkout depend on availability.

  Checked Sep 26, 2026
• Premier Collection Hotel & Vacation Rental Experience Credit$100 / yrTrackable

  Get up to $100 in on-property credits per stay at Premier Collection hotels or vacation rentals booked through Capital One Travel. The credit is applied at checkout by the property toward qualifying charges. The credit is per stay, not per night.

  Resets: Calendar yearChecked May 23, 2026
• Premier Collection Hotel Stay Perks

  Get daily breakfast for two and complimentary Wi-Fi at Premier Collection hotels. Book an eligible stay through Capital One Travel; you may also get a room upgrade, early check-in or late checkout when available. Benefits apply per room, per stay.

  Checked Sep 26, 2026

Lounge Access

• Capital One Lounge and Landing Locations Access (Noteworthy Perks)

  Primary cardholders get complimentary access to Capital One Lounge locations and the smaller Capital One Landing spots at select airports. Just show your Venture X card at the entrance - no separate membership or enrollment is needed. Visit the Capital One website to find current locations and hours.

  Checked May 20, 2026
• Capital One Lounge and Priority Pass Lounge AccessEnrollment required

  Get access to Capital One Lounges and Priority Pass lounges worldwide. Show your physical Venture X card or the digital lounge pass in the Capital One Mobile app to enter Capital One Lounges; Priority Pass access requires a separate enrollment. Entry is subject to space availability.

  Checked May 23, 2026

Rental Car

• Auto Rental Collision Damage Waiver

  When you pay for a rental car in full with your Venture X card and decline the rental company's collision damage waiver, you're covered for collision damage or theft. Coverage is secondary to any personal auto insurance you carry. Certain vehicle types and locations may be excluded - check your benefits guide.

  Checked May 20, 2026
• Car Rental Insurance

  Pay for your rental car with your Venture X card and decline the rental company's collision damage waiver to get primary coverage for collision damage or theft. This means your personal auto insurance doesn't need to be involved first. Most standard vehicles qualify; exotic cars and certain countries may be excluded.

  Checked May 20, 2026
• Hertz President's Circle StatusEnrollment required

  Get Hertz President's Circle® elite status, the highest tier in the Hertz Gold Plus Rewards program, which includes upgrades, guaranteed car availability, and skip-the-counter service. Enroll or request an upgrade through the Capital One Benefits tab. Status is available to Venture X cardholders who complete enrollment.

  Checked May 20, 2026

Travel Insurance

• Trip Delay Reimbursement

  When a covered trip is delayed past a minimum number of hours, this benefit reimburses reasonable out-of-pocket expenses such as meals and lodging. Pay for your travel with your Venture X card to be eligible. Per-trip reimbursement limits and minimum delay thresholds apply - see your benefits guide for full details.

  Checked May 20, 2026
• Trip Cancellation and Interruption Insurance

  If your trip is canceled or cut short due to a covered reason like illness or severe weather, this benefit can reimburse non-refundable costs. You must pay for the trip with your Venture X card to be eligible. Not all scenarios are covered, so review your benefits guide for the full list of qualifying reasons and dollar limits.

  Checked May 20, 2026
• Authorized User Travel and Purchase Protections

  Authorized users on your account receive the same travel and purchase protections as the primary cardholder, including primary rental car coverage, with no separate enrollment required. These protections apply whenever an authorized user pays with their Venture X card. Up to four authorized users can be covered.

  Checked May 20, 2026
• Baggage Delay Reimbursement

  If your checked bags are delayed on a covered trip, this benefit can reimburse you for necessary purchases like clothing and toiletries. Pay for your travel with your Venture X card to activate the coverage. A minimum delay period applies, and reimbursement is subject to dollar limits detailed in your benefits guide.

  Checked May 20, 2026

Bonus Earnings

• 10x Miles on Hotels and Car Rentals via Capital One Travel10x miles

  Earn 10 miles per dollar on hotels and rental cars when you book through the Capital One Travel portal. Bookings made directly with a hotel or rental company instead earn the standard 2x rate, so use the portal at checkout to capture the higher earn rate.

  Checked Sep 26, 2026
• 5X Miles on Flights and Vacation Rentals via Capital One Travel5x miles

  Earn 5 miles per dollar on flights and vacation rentals booked through Capital One Travel. The elevated rate only applies to bookings made on the Capital One Travel platform, not through airline or vacation rental sites directly.

  Checked Sep 26, 2026
• Anniversary Bonus Miles10,000 mi / yrTrackable

  10,000 bonus miles are added to your account every year on your card anniversary, starting with the first anniversary. Nothing to activate. Capital One values them at $100 toward travel.

  Resets: Card anniversaryChecked Sep 3, 2026
• 5X Miles on Capital One Entertainment Purchases5x miles

  Earn 5 miles per dollar on purchases made through Capital One Entertainment, which covers tickets to music, sports, and dining events. The elevated rate only applies to purchases made on the Capital One Entertainment platform.

  Checked Sep 26, 2026
• 2X Miles on All Other Purchases2x miles

  Earn 2 miles per dollar on every purchase that doesn't qualify for a higher earning rate. There are no category restrictions or caps - the rate applies to all eligible spend, every day.

  Checked Sep 26, 2026

Dining Benefits

• Capital One Dining Access

  Get access to reservations at hard-to-book, award-winning restaurants and tickets to culinary events through Capital One Dining. Use the Capital One Dining portal to browse options and book. Availability varies by city and event.

  Checked May 20, 2026

Purchase Protection

• Cell Phone Protection

  Covers theft or damage to your cell phone for up to $800 per claim. To be covered, pay your monthly phone bill with your Venture X card. Terms, conditions, and exclusions apply.

  Checked Sep 26, 2026
• Extended Warranty

  Eligible items purchased with your Venture X card can receive extra warranty coverage beyond the original U.S. manufacturer's warranty at no added cost. Check your benefits guide for the maximum extension length and any product categories that don't qualify.

  Checked May 20, 2026
• Purchase Protection

  New purchases made with your Venture X card are protected against accidental damage or theft for a limited time after the purchase date. If something happens, you can file a claim for a repair, replacement, or reimbursement up to the covered limit. Per-item caps and coverage duration are outlined in your benefits guide.

  Checked May 20, 2026

Entertainment

• Capital One Entertainment Access

  Get access to pre-sale tickets, reserved seating, and experiences for music, sports, and dining events through Capital One Entertainment. Use the Capital One Entertainment portal to browse and purchase. Availability varies by event.

  Checked May 20, 2026
• The Cultivist Museum Access and Membership Discount

  Get 50% off The Cultivist Enthusiast membership, which provides access to more than 80 museums. Sign up through your Venture X card benefits to use the discount. The discounted membership is available for up to two years.

  Checked Sep 27, 2026

Fees & Miscellaneous

• Free Authorized Users (up to four)

  You can add up to four authorized users to your account at no extra charge. Each user gets their own card and earns miles on their spending. Note that lounge access for authorized users requires a separate $125 annual fee per user.

  Checked May 20, 2026
• No Foreign Transaction Fee

  The Venture X charges no foreign transaction or currency conversion fees on purchases made outside the United States. Your purchase amount is simply converted to U.S. dollars at the standard exchange rate, with no extra fee added.

  Checked May 20, 2026
• No Foreign Transaction Fees

  Pay no foreign transaction fees on purchases made outside the United States. This applies to all international purchases charged to your Venture X card, regardless of currency.

  Checked May 20, 2026
• Referral Bonus100,000 mi / yr

  Earn bonus miles when friends or family you refer are approved for a Venture X card. You can earn up to 100,000 bonus miles total through referrals. Terms apply and the cap resets periodically.

  Checked May 20, 2026