Capital One Venture X

Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months after opening your account. Miles can be used toward travel, transfers to partners, and more. The $4,000 must be spent within 3 months of account opening to qualify.

Earn 10 miles per dollar on hotels and rental cars when you book through the Capital One Travel portal. Bookings made directly with a hotel or rental company instead earn the standard 2x rate, so use the portal at checkout to capture the higher earn rate.

Earn 5 miles per dollar on flights and vacation rentals booked through Capital One Travel. The elevated rate only applies to bookings made on the Capital One Travel platform, not through airline or vacation rental sites directly.

Earn 5 miles per dollar on purchases made through Capital One Entertainment, which covers tickets to music, sports, and dining events. The elevated rate only applies to purchases made on the Capital One Entertainment platform.

Earn 2 miles per dollar on every purchase that doesn't qualify for a higher earning rate. There are no category restrictions or caps — the rate applies to all eligible spend, every day.

Each year you get up to $300 to spend on travel bookings made through Capital One Business Travel. The credit is applied at checkout within the portal and can be split across multiple bookings. Unused credit expires at your next anniversary and does not roll over.

Get 10,000 bonus miles every year on your card anniversary — worth $100 toward travel. Miles are credited automatically each year starting on your first anniversary date. No action is required to receive them.

Covers the application fee — up to $120 — for either Global Entry or TSA PreCheck® when you pay with your Venture X card. Global Entry includes TSA PreCheck, so most cardholders choose that option for broader coverage. The credit is available once every four years.

Get a complimentary PRIOR subscription — normally $149 per year — which provides access to curated travel experiences and destination guides. Activate through your Capital One card benefits. Available to eligible Venture X cardholders.

Get up to $50 in travel credit if a flight price drops within 10 days of booking. To qualify, you must book at the time Capital One Travel recommends and pay with your Venture X card. The credit is applied automatically if a lower price is detected.

Get up to $50 in on-property credits per stay at Lifestyle Collection hotels or vacation rentals booked through Capital One Travel. The credit is applied at checkout by the property toward qualifying charges. The credit is per stay, not per night.

Transfer your accumulated Capital One miles to more than 15 airline and hotel loyalty programs, often at a 1:1 ratio. Log in to your Capital One account to initiate a transfer to your chosen partner. Transfer ratios and processing times can vary by program, so confirm the details before transferring.

Get up to $100 in on-property credits per stay at Premier Collection hotels or vacation rentals booked through Capital One Travel. The credit is applied at checkout by the property toward qualifying charges. The credit is per stay, not per night.

Get access to reservations at hard-to-book, award-winning restaurants and tickets to culinary events through Capital One Dining. Use the Capital One Dining portal to browse options and book. Availability varies by city and event.

Primary cardholders get complimentary access to Capital One Lounge locations and the smaller Capital One Landing spots at select airports. Just show your Venture X card at the entrance — no separate membership or enrollment is needed. Visit the Capital One website to find current locations and hours.

Get access to Capital One Lounges and Priority Pass lounges worldwide. Show your physical Venture X card or the digital lounge pass in the Capital One Mobile app to enter Capital One Lounges; Priority Pass access requires a separate enrollment. Entry is subject to space availability.

When you pay for a rental car in full with your Venture X card and decline the rental company's collision damage waiver, you're covered for collision damage or theft. Coverage is secondary to any personal auto insurance you carry. Certain vehicle types and locations may be excluded — check your benefits guide.

Pay for your rental car with your Venture X card and decline the rental company's collision damage waiver to get primary coverage for collision damage or theft. This means your personal auto insurance doesn't need to be involved first. Most standard vehicles qualify; exotic cars and certain countries may be excluded.

Get Hertz President's Circle® elite status, the highest tier in the Hertz Gold Plus Rewards program, which includes upgrades, guaranteed car availability, and skip-the-counter service. Enroll or request an upgrade through the Capital One Benefits tab. Status is available to Venture X cardholders who complete enrollment.

When a covered trip is delayed past a minimum number of hours, this benefit reimburses reasonable out-of-pocket expenses such as meals and lodging. Pay for your travel with your Venture X card to be eligible. Per-trip reimbursement limits and minimum delay thresholds apply — see your benefits guide for full details.

Authorized users on your account receive the same travel and purchase protections as the primary cardholder, including primary rental car coverage, with no separate enrollment required. These protections apply whenever an authorized user pays with their Venture X card. Up to four authorized users can be covered.

If your checked bags are delayed on a covered trip, this benefit can reimburse you for necessary purchases like clothing and toiletries. Pay for your travel with your Venture X card to activate the coverage. A minimum delay period applies, and reimbursement is subject to dollar limits detailed in your benefits guide.

If your trip is canceled or cut short due to a covered reason like illness or severe weather, this benefit can reimburse non-refundable costs. You must pay for the trip with your Venture X card to be eligible. Not all scenarios are covered, so review your benefits guide for the full list of qualifying reasons and dollar limits.

Covers theft or damage to your cell phone for up to $800 per claim. To be covered, pay your monthly phone bill with your Venture X card. Terms, conditions, and exclusions apply.

Eligible items purchased with your Venture X card can receive extra warranty coverage beyond the original U.S. manufacturer's warranty at no added cost. Check your benefits guide for the maximum extension length and any product categories that don't qualify.

New purchases made with your Venture X card are protected against accidental damage or theft for a limited time after the purchase date. If something happens, you can file a claim for a repair, replacement, or reimbursement up to the covered limit. Per-item caps and coverage duration are outlined in your benefits guide.

Get access to pre-sale tickets, reserved seating, and experiences for music, sports, and dining events through Capital One Entertainment. Use the Capital One Entertainment portal to browse and purchase. Availability varies by event.

You can add up to four authorized users to your account at no extra charge. Each user gets their own card and earns miles on their spending. Note that lounge access for authorized users requires a separate $125 annual fee per user.

The Venture X charges no foreign transaction or currency conversion fees on purchases made outside the United States. Your purchase amount is simply converted to U.S. dollars at the standard exchange rate, with no extra fee added.

Pay no foreign transaction fees on purchases made outside the United States. This applies to all international purchases charged to your Venture X card, regardless of currency.

Earn bonus miles when friends or family you refer are approved for a Venture X card. You can earn up to 100,000 bonus miles total through referrals. Terms apply and the cap resets periodically.