
Capital One
Capital One Venture Rewards Benefits, Credits & Annual Fee
$95 / yr · Earns Capital One Miles
A $95 per year travel rewards card that earns 2X miles on all purchases and 5X on Capital One Travel bookings. Best for frequent travelers who want flexible rewards, including transfers to 15+ airline and hotel loyalty programs.
- 5xTravel
- 5xEntertainment
- 2xEverything Else
- $120Global Entry
- $50Lifestyle Collection
$30/yr in credits · $95 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 9, 2026
Capital One Venture Rewards at a Glance: $95 Annual Fee, Issuer and Rewards
- Annual fee:
- $95 / yr
- Issuer:
- Capital One
- Rewards:
- Capital One Miles
- Credits:
- 1 recurring, up to $30 a year
Capital One Venture Rewards Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Entertainment | 5x | Portal bookings only |
| Travel general | 5x | Portal bookings only |
| Everything else | 2x |
Who Should Get the Capital One Venture Rewards?
The Capital One Venture Rewards fits people who want one flat rate: 2x on every purchase. Its $95 annual fee makes sense if the $30 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway.
Is the Capital One Venture Rewards Worth the $95 Annual Fee?
The Capital One Venture Rewards costs $95 a year. Creddy lists 1 trackable credit worth up to $30 a year if you use it, which leaves $65 of the fee for rewards and perks to cover. Count only the credits you would use anyway.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Capital One Venture Rewards Welcome Bonus
75,000 bonus miles plus a $300 Capital One Travel stays credit
Offer history
- Sep 1075,000 bonus miles plus a $300 Capital One Travel stays credit
- May 475,000 bonus miles
- Feb 12$250 Capital One Travel credit + 75,000 bonus miles
Tracked since Oct 2024
Capital One Venture Rewards Statement Credits and When They Reset
- Global Entry or TSA PreCheck Application Fee Credit$120 / 4yrTrackable
Get up to $120 back as a statement credit to cover your Global Entry or TSA PreCheck® application fee. Charge the application fee to your Venture card to trigger the credit automatically. You can use this credit once every four years.
Checked Oct 9, 2026 - Lifestyle Collection Experience Credit$50 / yr
Get a $50 experience credit on every hotel or vacation rental stay booked through the Lifestyle Collection on Capital One Travel. The credit is applied at checkout and can go toward on-property amenities, food, or other eligible charges. It applies per stay, with no annual cap.
Checked Oct 1, 2026
Capital One Venture Rewards Travel Benefits
Travel Benefits
- Travel Purchase Reimbursement with Miles
Use Venture miles to cover the cost of recent travel purchases made with your card. After the charge posts, select the travel purchase in your rewards account and redeem miles toward it. Only qualifying travel purchases within the applicable redemption window can be covered.
Checked Sep 27, 2026 - Capital One Travel Price Match Guarantee
Capital One Travel offers a price match guarantee on flights, hotels, and rental cars. Book through Capital One Travel and check the guarantee terms if you find a lower price. Matches depend on the booking and claim meeting the applicable requirements.
Checked Sep 27, 2026 - Lifestyle Collection Stay Amenities
Lifestyle Collection hotel stays include complimentary Wi-Fi and may include a room upgrade, early check-in, or late checkout. Book an eligible Lifestyle Collection hotel to use these amenities alongside the $50 experience credit. Upgrades and flexible check-in or checkout depend on availability.
Checked Sep 27, 2026 - Miles Transfer to Travel Loyalty Programs
Transfer your miles to more than 15 airline and hotel loyalty programs, including Air Canada Aeroplan, Turkish Airlines Miles&Smiles, and Wyndham Rewards. Transfers can be initiated online or in the app, but note that transfer ratios vary by partner, so review each program's rate before transferring.
Checked May 20, 2026
Rental Car
- Rental Car Coverage
Charge your full rental car cost to your card and decline the rental company's collision damage waiver to activate coverage for damage or theft on eligible vehicles. Some vehicle types and locations may be excluded, so review your benefits guide for the full details before renting.
Checked May 20, 2026 - Auto Rental Collision Damage Waiver (Secondary)
Covers damage from collision or theft when you rent an eligible vehicle and pay with your Venture card. Decline the rental company's own collision damage waiver to use this benefit. Coverage applies to eligible vehicles; certain car types and countries may be excluded.
Checked Sep 27, 2026 - Hertz Five Star Status
Get complimentary Hertz Five Star status as a Venture cardholder. Five Star members can skip the rental counter and choose from a wider selection of vehicles at eligible locations. Enroll through the Hertz website or app to link your status.
Checked May 20, 2026
Travel Insurance
- Travel Accident Insurance
Covers you for accidental loss of life or limb while traveling on a common carrier. Pay for your fare with your Venture card to activate coverage automatically - no enrollment needed. Review your benefits guide for covered loss definitions and coverage limits.
Checked Sep 27, 2026 - Trip Cancellation / Interruption Coverage
If a covered event - such as illness or severe weather - forces you to cancel or cut short a trip, this benefit can reimburse non-refundable costs. Pay for your trip with your card to activate coverage, and check your benefits guide for the list of qualifying reasons and any dollar limits.
Checked May 20, 2026 - Lost or Damaged Luggage Coverage
When you pay for travel with your card, luggage and personal belongings that are lost or damaged during your trip may be covered for repair or replacement. Check your benefits guide for per-item and per-trip limits, as well as any items that are excluded from coverage.
Checked May 20, 2026
More Capital One Venture Rewards Card Benefits
Bonus Earnings
- 5X Miles on Hotels, Vacation Rentals and Rental Cars via Capital One Travel5x miles
Earn 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel at capitalone.com/travel or in the Capital One mobile app. Reservations made directly with a hotel or rental company instead of through the portal earn only the standard 2X rate.
Checked Sep 30, 2026 - 5X Miles on Capital One Entertainment Purchases5x miles
Earn 5 miles per dollar on ticket purchases made through the Capital One Entertainment platform. You also get access to music, sports, and dining events, including pre-sales and premium experiences. Only purchases completed on the Capital One Entertainment platform qualify for the 5X rate.
Checked Sep 30, 2026 - Unlimited 2X Miles on Every Purchase2x miles
Earn 2 miles per dollar on every purchase you make with your Venture card, with no category restrictions and no earning cap. Miles post automatically with each transaction and never expire as long as your account is open.
Checked Sep 30, 2026
Dining Benefits
- 50% Off Handcrafted Beverages at Capital One Cafés50% / yr
Get 50% off all handcrafted beverages every day at any Capital One Café nationwide. Show your Venture card or identify yourself as a Capital One cardholder when ordering to receive the discount. The offer applies to handcrafted drinks only, not packaged items.
Checked May 20, 2026 - Capital One Dining Access
Use Capital One Dining to book hard-to-get reservations and access exclusive dining events at top restaurants. Log in with your Capital One account to browse and book available experiences. Availability varies by city and event.
Checked May 20, 2026 - Capital One Entertainment Access
Access cardholder-only VIP packages and tickets to sports, music, dining, and theater events through Capital One Entertainment. You can also redeem your Venture miles directly toward ticket and package purchases on the platform. Log in with your Capital One account to browse available events.
Checked May 20, 2026
Purchase Protection
- Extended Warranty Protection
Extends the manufacturer's warranty at no extra cost on eligible items you buy with your Venture card. Coverage kicks in automatically after the original warranty expires. Check your benefits guide for eligible item types and maximum coverage periods.
Checked Sep 27, 2026 - Purchase Assurance (Purchase Protection)
Eligible items purchased with your card are covered against accidental damage or theft for a limited period after the purchase date. To file a claim, contact the benefits administrator with your receipt and details about what happened. See your benefits guide for the coverage window and any claim limits.
Checked May 20, 2026
Concierge & Membership
- 24-Hour Travel Assistance / Emergency Card Replacement
Reach a 24-hour assistance line anytime your Venture card is lost or stolen while traveling. You can get an emergency replacement card and a cash advance to help cover immediate expenses. Call the number on the back of your card or your cardholder agreement to reach the service.
Checked May 20, 2026
Fees & Miscellaneous
- Shop with Rewards at Amazon.com
Pay for Amazon.com purchases with your Capital One rewards. Link your Capital One card to your Amazon account, then choose to pay with rewards at checkout. It covers Amazon.com purchases only.
Checked Oct 9, 2026 - Capital One Offers
Capital One Offers lets you earn statement credits when shopping online with participating retailers. Find an offer in your Capital One account and follow its shopping instructions before making a purchase. Credit amounts and qualifying purchases vary by offer.
Checked Sep 27, 2026 - Capital One Shopping
A free browser extension that automatically applies the best available coupon codes at checkout. It also alerts you when prices drop on items you've viewed or purchased. Add it to your browser to use it while you shop online.
Checked Oct 9, 2026 - CreditWise Free Credit Monitoring
CreditWise is a free credit monitoring tool that sends alerts for important changes to your TransUnion and Experian reports. Sign up on Capital One's site or app. Anyone can use it, even without a Capital One account.
Checked Oct 9, 2026 - No Foreign Transaction Fees
Pay no added fees on purchases made outside the United States or in a foreign currency. The benefit applies automatically on every international transaction - nothing to activate.
Checked May 20, 2026 - Redeem Miles for Cash
Cash in your miles for a statement credit or a check. Request the redemption from your Capital One account. Check the current miles-to-cash rate before you redeem, since it may be lower than travel redemptions.
Checked Oct 9, 2026 - Redeem Miles for Gift Cards
Redeem your miles for gift cards from your favorite merchants. Choose a merchant and amount in your Capital One rewards account. Available merchants and redemption rates vary.
Checked Oct 9, 2026 - Redeem Rewards with PayPal
Use your Capital One rewards on eligible purchases at millions of online stores that accept PayPal. Link your Capital One account to PayPal, then choose to pay with rewards at checkout. Only eligible purchases qualify.
Checked Oct 9, 2026
Capital One Venture Rewards vs Other Capital One Cards
- BJ's OneNo annual fee
- BJ's One+No annual fee
- Capital One QuicksilverNo annual fee
- Capital One SavorNo annual fee
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Capital One Venture Rewards FAQs
Is the Capital One Venture Rewards Card worth the annual fee?
Compare Capital One Venture Rewards's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits does Creddy list for Capital One Venture Rewards Card?
Creddy's September 26, 2026 catalog lists Global Entry or TSA PreCheck Application Fee Credit, Lifestyle Collection Experience Credit for Capital One Venture Rewards. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with Capital One. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.
What is the annual fee for the Capital One Venture Rewards Card?
Creddy's catalog lists a $95 annual fee for Capital One Venture Rewards as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Capital One before applying or renewing.
Does the Capital One Venture Rewards Card come with a welcome bonus?
Welcome offers for Capital One Venture Rewards can change and may depend on your application or account history. Check Capital One's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Capital One Venture Rewards Card?
Capital One Venture Rewards may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Capital One Venture Rewards Card compare to other Capital One cards?
Compare Capital One Venture Rewards with other Capital One cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.