
Capital One
Capital One Venture Rewards
$95 / yr · Earns Capital One Miles
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Travel general | 5x | |
| Entertainment | 5x | |
| Everything else | 2x |
Benefits
Welcome Bonus
- Welcome Bonus Miles75,000 mi
Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months from account opening. Miles can be used to cover travel purchases or transferred to partner loyalty programs. The spending window starts on the date your account is opened.
Bonus Earnings
- 5X Miles on Flights and Hotels via Capital One Travel
Earn 5 miles per dollar on flights and hotels when you book through Capital One Travel. To get this elevated rate, your reservation must go through the Capital One Travel portal — purchases made directly with an airline or hotel earn the standard 2X rate.
Resets: Yearly - 5X Miles on Hotels, Vacation Rentals and Rental Cars via Capital One Travel
Earn 5 miles per dollar on hotels, vacation rentals, and rental cars booked through Capital One Travel at capitalone.com/travel or in the Capital One mobile app. Reservations made directly with a hotel or rental company instead of through the portal earn only the standard 2X rate.
Resets: Yearly - 5X Miles on Capital One Entertainment Purchases
Earn 5 miles per dollar on ticket purchases made through the Capital One Entertainment platform. You also get access to music, sports, and dining events, including pre-sales and premium experiences. Only purchases completed on the Capital One Entertainment platform qualify for the 5X rate.
Resets: Yearly - Unlimited 2X Miles on Every Purchase
Earn 2 miles per dollar on every purchase you make with your Venture card, with no category restrictions and no earning cap. Miles post automatically with each transaction and never expire as long as your account is open.
Resets: Yearly
Statement Credits
- Global Entry or TSA PreCheck Application Fee Credit$120 / 4yrTrackable
Get up to $120 back as a statement credit to cover your Global Entry or TSA PreCheck® application fee. Charge the application fee to your Venture card to trigger the credit automatically. You can use this credit once every four years.
Resets: Every 4 years - Lifestyle Collection Experience Credit$50 / yrTrackable
Get a $50 experience credit on every hotel or vacation rental stay booked through the Lifestyle Collection on Capital One Travel. The credit is applied at checkout and can go toward on-property amenities, food, or other eligible charges. It applies per stay, with no annual cap.
Resets: Yearly
Travel Benefits
- Miles Transfer to Travel Loyalty Programs
Transfer your miles to more than 15 airline and hotel loyalty programs, including Air Canada Aeroplan, Turkish Airlines Miles&Smiles, and Wyndham Rewards. Transfers can be initiated online or in the app, but note that transfer ratios vary by partner, so review each program's rate before transferring.
Resets: Yearly
Dining Benefits
- 50% Off Handcrafted Beverages at Capital One Cafés50% / yr
Get 50% off all handcrafted beverages every day at any Capital One Café nationwide. Show your Venture card or identify yourself as a Capital One cardholder when ordering to receive the discount. The offer applies to handcrafted drinks only, not packaged items.
Resets: Yearly - Capital One Dining Access
Use Capital One Dining to book hard-to-get reservations and access exclusive dining events at top restaurants. Log in with your Capital One account to browse and book available experiences. Availability varies by city and event.
Resets: Yearly - Capital One Entertainment Access
Access cardholder-only VIP packages and tickets to sports, music, dining, and theater events through Capital One Entertainment. You can also redeem your Venture miles directly toward ticket and package purchases on the platform. Log in with your Capital One account to browse available events.
Resets: Yearly
Rental Car
- Rental Car Coverage
Charge your full rental car cost to your card and decline the rental company's collision damage waiver to activate coverage for damage or theft on eligible vehicles. Some vehicle types and locations may be excluded, so review your benefits guide for the full details before renting.
Resets: Yearly - Auto Rental Collision Damage Waiver (Secondary)
Covers damage from collision or theft when you rent an eligible vehicle and pay with your Venture card. Decline the rental company's own collision damage waiver to use this benefit. Coverage applies to eligible vehicles; certain car types and countries may be excluded.
Resets: Yearly - Hertz Five Star Status
Get complimentary Hertz Five Star status as a Venture cardholder. Five Star members can skip the rental counter and choose from a wider selection of vehicles at eligible locations. Enroll through the Hertz website or app to link your status.
Resets: Yearly
Travel Insurance
- Travel Accident Insurance
Covers you for accidental loss of life or limb while traveling on a common carrier. Pay for your fare with your Venture card to activate coverage automatically — no enrollment needed. Review your benefits guide for covered loss definitions and coverage limits.
Resets: Yearly - Lost or Damaged Luggage Coverage
When you pay for travel with your card, luggage and personal belongings that are lost or damaged during your trip may be covered for repair or replacement. Check your benefits guide for per-item and per-trip limits, as well as any items that are excluded from coverage.
Resets: Yearly - Trip Cancellation / Interruption Coverage
If a covered event — such as illness or severe weather — forces you to cancel or cut short a trip, this benefit can reimburse non-refundable costs. Pay for your trip with your card to activate coverage, and check your benefits guide for the list of qualifying reasons and any dollar limits.
Resets: Yearly
Purchase Protection
- Purchase Assurance (Purchase Protection)
Eligible items purchased with your card are covered against accidental damage or theft for a limited period after the purchase date. To file a claim, contact the benefits administrator with your receipt and details about what happened. See your benefits guide for the coverage window and any claim limits.
Resets: Yearly - Extended Warranty Protection
Extends the manufacturer's warranty at no extra cost on eligible items you buy with your Venture card. Coverage kicks in automatically after the original warranty expires. Check your benefits guide for eligible item types and maximum coverage periods.
Resets: Yearly
Concierge & Membership
- 24-Hour Travel Assistance / Emergency Card Replacement
Reach a 24-hour assistance line anytime your Venture card is lost or stolen while traveling. You can get an emergency replacement card and a cash advance to help cover immediate expenses. Call the number on the back of your card or your cardholder agreement to reach the service.
Resets: Yearly
Fees & Miscellaneous
- No Foreign Transaction Fees
Pay no added fees on purchases made outside the United States or in a foreign currency. The benefit applies automatically on every international transaction — nothing to activate.
Resets: Yearly