Capital One Savor Benefits, Credits & Annual Fee

• $200 cash bonus

  $500 First 3 months from account opening You will earn a $200 bonus if you spend at least $500 within 3 months of your rewards membership enrollment date. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months. Upon approval, eligible Savor primary account holders earn a $200 cash bonus after spending $500 on purchases within the first 3 months from account opening. This one-time bonus is available by applying through this page, and may not be available if you navigate away from or close this page. Once you qualify for this bonus, we will apply it to your rewards balance within two billing cycles. Existing or previous cardmembers are not eligible for this bonus if they have received a new cardmember bonus for this product in the past 48 months.

  Checked Oct 14, 2026Source

Travel Benefits

• Capital One Travel Price Drop Protection$50 / yr

  Get up to $50 in travel credit if a flight you booked drops in price within 10 days of booking. This protection applies when you book at the time Capital One recommends in the Travel portal. The credit is issued automatically - no claim needed.

  Checked Jul 4, 2026

Bonus Earnings

• 8% Cash Back on Capital One Entertainment Purchases8%

  Earn 8% cash back on tickets and purchases made through the Capital One Entertainment ticketing platform. This elevated rate only applies to purchases completed on that platform, not at venues or other ticketing sites.

  Checked Jul 4, 2026
• 5% Cash Back on Travel Booked Through Capital One Travel5%

  Earn unlimited 5% cash back on hotels, vacation rentals, and rental cars. To get this rate, you must book through the Capital One Travel portal - bookings made directly with travel providers earn the standard rate instead.

  Checked Jul 4, 2026
• 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores3%

  Earn unlimited 3% cash back on dining, grocery stores, entertainment, and popular streaming services. This rate applies automatically whenever you use your card in these categories - no activation required.

  Checked Oct 1, 2026
• 1% Cash Back on All Other Purchases1%

  Earn unlimited 1% cash back on every purchase that doesn't fall into a higher-earning category. Rewards never expire as long as your account remains open, so there's no rush to redeem.

  Checked Jul 4, 2026

Fees & Miscellaneous

• Introductory 0% APR on Purchases and Balance Transfers

  New cardholders pay 0% APR on both purchases and balance transfers for the first 12 months after opening the account. After that period, a variable APR of 18.49%-28.49% kicks in. Note that a balance transfer fee still applies to any balances moved over.

  Checked Oct 7, 2026
• No Annual Fee

  Holding the Savor card costs $0 per year, every year. No annual fee means you keep all the cash back you earn without offsetting a yearly charge.

  Checked Jul 4, 2026
• No Foreign Transaction Fees

  Purchases made outside the United States are not subject to any foreign transaction fees. Use your card abroad and pay only the price of what you buy, with no extra percentage tacked on by the issuer.

  Checked Jul 4, 2026
• 50% Off Coffee at Capital One Cafes

  Get 50% off coffee drinks at Capital One Café locations in the U.S. Pay with your Savor card at the café counter and the discount applies automatically. Capital One Cafés are available in select U.S. cities.

  Checked Jul 4, 2026