- Monthly Instacart Credit · Resets monthly$20 / moChecked Oct 7, 2026
- Complimentary Instacart+ MembershipChecked Oct 7, 2026
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Grocery and Delivery Credits: Cards and Benefit Rules
Credits for Instacart, DoorDash, and other delivery platforms - monthly or quarterly, often bundled with a free membership tier.
How Grocery and Delivery Credits Work
Confirm enrollment, eligible merchants, minimum spend, usage limits, and the exact reset or expiration rule. Displayed values are catalog face values and may not equal the amount every cardholder can use.
How Creddy reviews benefit informationWhich Credit Cards Have Grocery and Delivery Credits?
- DoorDash Non-Restaurant Order Discount · Resets monthly$20 / moChecked Oct 9, 2026
- Free DoorDash DashPass Membership$120 / yrChecked Oct 9, 2026
- DoorDash Restaurant Promo · Resets monthly$5 / moChecked Oct 9, 2026
- Instacart Statement Credit · Resets calendar year$240 / yrChecked Sep 28, 2026
- Complimentary Instacart+ MembershipChecked May 20, 2026
- Flexible Business Credit (FedEx, Grubhub, Office Supply Stores) · Resets monthly$20 / moChecked Sep 25, 2026
- Instacart Credits (Monthly) · Resets monthly$20 / moChecked Sep 28, 2026
- Complimentary Instacart+ MembershipChecked May 20, 2026
- Complimentary DoorDash DashPass MembershipChecked May 20, 2026
- Monthly Instacart Credit · Resets monthly$20 / moChecked Sep 14, 2026
- Complimentary Instacart+ MembershipChecked Oct 9, 2026
- Monthly DoorDash Non-Restaurant Promo Credits · Resets monthly$20 / moChecked Sep 14, 2026
- Monthly DoorDash Restaurant Promo Credit · Resets monthly$15 / moChecked Oct 9, 2026
- DoorDash DashPass Complimentary Membership$120 / yrChecked Sep 26, 2026
- Instacart Credits · Resets monthly$15 / moChecked Sep 27, 2026
- Complimentary Instacart+ MembershipChecked Sep 27, 2026
- Instacart Monthly Credit · Resets monthly$10 / moChecked Sep 14, 2026
- DoorDash Non-Restaurant Quarterly Discount$10 / qtrChecked Sep 14, 2026
- 2x Points on Grocery Stores and Restaurants2x pointsChecked Sep 30, 2026
- Complimentary DoorDash DashPassChecked Sep 28, 2026
- Complimentary Instacart+ MembershipChecked Sep 28, 2026
- Instacart Monthly Credit · Resets monthly$10 / moChecked Sep 28, 2026
- DoorDash Quarterly Non-Restaurant Credit · Resets monthly$10 / moChecked Oct 9, 2026
- Complimentary Instacart+ MembershipChecked Sep 28, 2026
- Complimentary DoorDash DashPassChecked Sep 28, 2026
- Grubhub Statement Credit · Resets rolling 12 months$10 / moChecked Oct 14, 2026
- Dining Credit at Grubhub, Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder$10 / moChecked Sep 12, 2026
- Monthly Instacart Credit · Resets monthly$10 / moChecked May 20, 2026
- 4x Points at Restaurants and Grocery4x pointsChecked Sep 30, 2026
- Complimentary Instacart+ MembershipChecked May 20, 2026
- Complimentary DoorDash DashPass$120Checked Oct 9, 2026
- Instacart Monthly Credit · Resets monthly$10 / moChecked Oct 9, 2026
- DoorDash Non-Restaurant Quarterly Discount · Resets monthly$10 / moChecked Oct 9, 2026
- Complimentary Instacart+ MembershipChecked Sep 28, 2026
- $10 Instacart Credit · Resets monthly$10 / moChecked Sep 30, 2026
- Instacart+ Complimentary MembershipChecked Sep 30, 2026
- Instacart Statement Credit · Resets monthly$10 / moChecked Oct 7, 2026
- DashPass Quarterly Grocery/Convenience/Retail Credit · Resets quarterly$10 / qtrChecked Jul 4, 2026
- DashPass MembershipChecked Oct 7, 2026
- Complimentary Instacart+ MembershipChecked Oct 7, 2026
- Monthly Instacart Credit · Resets monthly$10 / moChecked Jul 4, 2026
- Instacart+ Complimentary MembershipChecked Jul 4, 2026
- Monthly Instacart Credit · Resets monthly$10 / moChecked Jul 4, 2026
- DoorDash Non-Restaurant Quarterly Discount · Resets quarterly$10 / qtrChecked Jul 4, 2026
- Complimentary Instacart+ MembershipChecked Jul 4, 2026
- Complimentary DashPass MembershipChecked Oct 7, 2026
- 12 Complimentary Months of DashPass$120Checked Oct 9, 2026Official terms
- DoorDash Non-Restaurant Discount (Quarterly Cohort)$10 / moChecked Oct 9, 2026
- Monthly $10 Instacart In-App Credit · Resets monthly$10 / moChecked Sep 12, 2026Official terms
- 3X Points on Grocery Stores Through 2026, Then 2XChecked Sep 12, 2026Official terms
- 3 Complimentary Months of Instacart+Checked Sep 12, 2026Official terms
- DoorDash Quarterly Order Discount · Resets monthly$10 / moChecked Oct 9, 2026
- Complimentary DoorDash DashPassChecked Oct 9, 2026
- DoorDash DashPass$120 / yrChecked Oct 9, 2026
- DoorDash Monthly Non-Restaurant Credit · Resets monthly$10 / moChecked Oct 9, 2026
- Instacart Statement Credit · Resets monthly$10 / moChecked Sep 28, 2026
- Free DashPass MembershipChecked May 22, 2026
- Complimentary Instacart+ Membership and Discounted Annual RateChecked Sep 28, 2026
- Instacart Monthly Credit · Resets monthly$10 / moChecked Sep 27, 2026
- DashPass Quarterly Non-Restaurant DoorDash Discount · Resets quarterly$10 / qtrChecked Oct 9, 2026
- Complimentary DashPass MembershipChecked Oct 9, 2026
- Complimentary Instacart+ MembershipChecked Sep 27, 2026
- DoorDash Grocery and Retail Monthly Credit · Resets monthly$10 / moChecked Sep 3, 2026
- DashPass by DoorDash Complimentary AccessChecked Oct 7, 2026
- Monthly Instacart Credit$10 / moChecked Sep 14, 2026
- DoorDash Quarterly Non-Restaurant Credit · Resets quarterly$10 / qtrChecked Sep 28, 2026
- 2x Bonus Points on Gas Stations and Grocery Stores2x pointsChecked Oct 2, 2026
- Complimentary Instacart+ MembershipChecked Oct 9, 2026
- Complimentary DoorDash DashPassChecked Oct 9, 2026
- Instacart Monthly Credit · Resets monthly$10 / moChecked May 22, 2026
- DoorDash Non-Restaurant Quarterly Discount$10 / qtrChecked Sep 14, 2026
- Complimentary DoorDash DashPassChecked Sep 30, 2026
- 3X Points at Gas Stations, Grocery Stores, and Dining3x pointsChecked Sep 30, 2026
- Complimentary Instacart+ MembershipChecked May 22, 2026
- Monthly Instacart Credit$10 / moChecked Oct 9, 2026
- DoorDash Non-Restaurant Quarterly Discount$10 / qtrChecked Oct 9, 2026
- Complimentary DoorDash DashPassChecked Oct 9, 2026
- Complimentary Instacart+ MembershipChecked Oct 9, 2026
- Quarterly DoorDash Non-Restaurant Discount · Resets quarterly$10 / qtrChecked Oct 9, 2026
- Complimentary DashPass MembershipChecked Oct 9, 2026
- DoorDash Non-Restaurant Order Discount · Resets quarterly$10 / qtrChecked Sep 27, 2026
- DashPass Complimentary MembershipChecked Oct 7, 2026
- DoorDash Non-Restaurant Quarterly Discount · Resets quarterly$10 / qtrChecked Oct 7, 2026
- Complimentary DashPassChecked Oct 9, 2026
- DoorDash Non-Restaurant Quarterly Discount$10 / qtrChecked Sep 14, 2026
- Complimentary DoorDash DashPassChecked Sep 30, 2026
- DoorDash Quarterly Discount on Non-Restaurant Orders · Resets quarterly$10 / qtrChecked Oct 9, 2026
- 2x Points at Grocery Stores2x pointsChecked Oct 1, 2026
- Complimentary DashPass MembershipChecked Oct 9, 2026
- DoorDash Non-Restaurant Order Quarterly Credit · Resets quarterly$10 / qtrChecked Sep 27, 2026
- Free DoorDash DashPassChecked Oct 7, 2026
- DoorDash Non-Restaurant Order Discount · Resets quarterly$10 / qtrChecked Oct 9, 2026
- Complimentary DashPass MembershipChecked Oct 9, 2026
- DoorDash Quarterly Credit for Non-Restaurant Orders · Resets quarterly$10 / qtrChecked Sep 27, 2026
- DoorDash DashPass MembershipChecked Sep 26, 2026
- 3% OneKeyCash on Gas, Grocery, and Dining3%Checked Sep 30, 2026
- 2x Dining, Grocery, Streaming & EV Charging Earning Rate2x pointsChecked Oct 1, 2026
- 2X BreezePoints on Grocery and Dining2x pointsChecked Oct 1, 2026
- 4x Points on Dining, Grocery, and Travel4x pointsChecked Oct 1, 2026
- 3X Points on Grocery Stores (excluding Target and Walmart)3x pointsChecked Oct 9, 2026
- 2X Points at Restaurants and Grocery Stores2x pointsChecked Sep 30, 2026
- DoorDash DashPass Membership TrialChecked Oct 7, 2026
- 3X Earnings on Grocery3x pointsChecked Sep 14, 2026
- 2x Points on Grocery2x pointsChecked Oct 1, 2026
- 3X Points on Gas, Grocery, Home Improvement, and Phone Plan Purchases3x pointsChecked Oct 1, 2026
- 3% Cash Back on Dining, Entertainment, Streaming, and Grocery Stores3%Checked Oct 1, 2026
- 2X TrueBlue Points at Restaurants and Grocery Stores2x pointsChecked Oct 1, 2026
- 2x Dining and Grocery2x pointsChecked Oct 1, 2026
- 2x AAdvantage Miles at Grocery Stores2x milesChecked Sep 14, 2026
- 3 Points per $1 at Grocery Stores and Restaurants3x pointsChecked Oct 9, 2026
- 3X Points on Dining or Grocery (Choice Category)3x pointsChecked Sep 14, 2026
- 2% Rewards at Grocery Stores2%Checked Oct 1, 2026
- 2X Points on Dining, Grocery & Streaming2x pointsChecked Oct 1, 2026
When Do Grocery and Delivery Credits Reset?
Of the 39 listed benefits with a reset date, 26 reset each month, 11 each quarter, 1 each calendar year and 1 on a rolling 12-month basis; 76 more are ongoing. Each card's entry shows its own reset rule.
How to Use Grocery and Delivery Credits Before They Expire
- Enroll or activate first when a card's terms require it; some credits only count purchases made after enrollment.
- Note the reset date on each card's entry and use the amount before then. Unused amounts generally do not roll over.
- Check which merchants and purchase types qualify before you rely on the credit.
- Track each benefit in Creddy to get a reminder before it resets. More in how to stop statement credits from expiring.
Are Grocery and Delivery Credits Worth the Annual Fee?
The cards listed here charge $0 to $795 a year in annual fees. Grocery and Delivery Credits are one part of a card's value: count only what you would use anyway, add the card's other credits and rewards, and compare the total with its fee on the card's page.
Related credit card guides
How to Track Credit Card Benefits Without a Spreadsheet
Build a reliable system for tracking statement credits, card perks, reset dates, and reminders without maintaining a complicated spreadsheet.
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Calculate Credit Card Value vs. the Annual Fee
Compare the value you actually receive from a credit card with its annual fee using realistic credits, rewards, and perks.
Grocery and Delivery Credits FAQs
How do I use my grocery & delivery credit?
Check the eligible delivery service, enrollment or account-linking requirement and payment method. Confirm whether the benefit is a statement credit, app credit or membership, and account for order restrictions, fees and its benefit period.
Which cards match Creddy's catalog category for a grocery & delivery credit?
51 active catalog cards matched this benefit category in the September 26, 2026 check, including Chase Ink Cash, Barclays Breeze, Southwest Priority, Chase Ink Unlimited. Open each card for its actual benefit, enrollment and restrictions; category matches can include differently structured perks.
How often does the grocery & delivery credit reset?
The schedule varies by card and benefit, and some benefits are certificates or memberships rather than recurring credit allowances. Check the period and expiration in the issuer or program account; do not assume it follows the annual fee date.
What happens if I don't use my grocery & delivery credit before it resets?
Unused value or an unredeemed certificate may expire under the specific benefit terms. Check rollover, booking and stay deadlines with the issuer or program, and set a reminder early enough to satisfy those requirements.
Is a card with a grocery & delivery credit worth the annual fee?
Compare the annual fee with the benefit value you would actually use, plus realistic rewards and other perks. Discount restrictions and additional costs rather than valuing every advertised benefit at face value. Include interest and other charges if you carry a balance.