Chase
British Airways Signature Benefits, Credits & Annual Fee
$95 / yr · Earns AVIOS
A co-branded airline card for frequent British Airways flyers, offering Avios on flights and hotels, up to $600 in reward flight statement credits, and a Travel Together Ticket after $30,000 in annual spending - all for a $95 annual fee.
- 3xFlights
- 2xHotels
- MemberDashPass
- $600Reward Flight
$640/yr in credits · $95 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 14, 2026
British Airways Signature at a Glance: $95 Annual Fee, Issuer and Rewards
- Annual fee:
- $95 / yr
- Issuer:
- Chase
- Rewards:
- AVIOS
- Credits:
- 4 recurring, up to $640 a year
British Airways Signature Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Flights | 3x | |
| Hotels | 2x | |
| Everything else | 1x |
Who Should Get the British Airways Signature?
The British Airways Signature fits people who spend most on flights (3x) and hotels (2x). Its $95 annual fee makes sense if the $640 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway.
Is the British Airways Signature Worth the $95 Annual Fee?
The British Airways Signature costs $95 a year. Creddy lists 4 trackable credits worth up to $640 a year if you use every one, $545 more than the fee. You break even once you use about 15% of that credit value, so count only the credits you would use anyway.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
British Airways Signature Welcome Bonus
- 75,000 Avios
$5,000 First 3 months from account opening ### This credit card is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Credit cards issued by JPMorgan Chase Bank, N.A. Member FDIC. Subject to credit approval. Terms apply.
Checked Oct 14, 2026Source
Offer history
- Usual
- 75K points
- Highest seen
- 85K points
Gaps are offers with mixed rewards or no record.
Tracked since Oct 2024
British Airways Signature Statement Credits and When They Reset
- Reward Flight Statement Credit (2 of 3)$200 / yrTrackable
One of 3 Reward Flight credits each calendar year, one per British Airways Reward Flight booking: $100 back for Economy or Premium Economy, $200 for Business or First. Pay the taxes, fees and carrier charges with your card and the credit posts automatically.
Resets: Calendar yearChecked Oct 1, 2026 - Reward Flight Statement Credit (3 of 3)$200 / yrTrackable
One of 3 Reward Flight credits each calendar year, one per British Airways Reward Flight booking: $100 back for Economy or Premium Economy, $200 for Business or First. Pay the taxes, fees and carrier charges with your card and the credit posts automatically.
Resets: Calendar yearChecked Oct 1, 2026 - DoorDash Non-Restaurant Quarterly Discount$10 / qtrTrackableEnrollment required
Get $10 off one qualifying non-restaurant DoorDash order each calendar quarter. Activate your card's DashPass membership, then use the discount at checkout. You must remain enrolled in DashPass to get the discount.
Resets: QuarterlyChecked Oct 7, 2026 - Reward Flight Statement Credit (1 of 3)$200 / yrTrackable
One of 3 Reward Flight credits each calendar year, one per British Airways Reward Flight booking: $100 back for Economy or Premium Economy, $200 for Business or First. Pay the taxes, fees and carrier charges with your card and the credit posts automatically.
Resets: Calendar yearChecked Oct 1, 2026
British Airways Signature Travel Benefits
Travel Benefits
- Use Avios to Pay Reward Flight Charges
Use Avios to pay the taxes, fees and carrier charges on a Reward Flight. Call the number on the back of your card to book and apply your Avios to those charges. This booking method is required for this option.
Checked Oct 7, 2026 - 10% Off British Airways Flights Originating in the US
Get 10% off British Airways flights that originate in the United States. Book through the dedicated website included in your card welcome materials to apply the discount. This offer does not apply to flights departing from outside the US.
Checked Oct 7, 2026 - Travel Together Companion Ticket (Big Spend Bonus)TrackableMin spend $30,000
Earn a Travel Together Ticket every calendar year you make $30,000 in purchases. Valid for two years. Redeem Avios for a British Airways companion on the same flight, or take 50% off the Avios price on a solo reward booking. Aggregate calendar-year spend; not a single-charge minimum.
Resets: Calendar yearChecked Sep 14, 2026
Travel Insurance
- Baggage Delay Insurance
Covers essential purchases - like toiletries and clothing - when your baggage is delayed more than 6 hours. Use your card to pay for the trip, then file a claim for reimbursement. You can get up to $100 per day for a maximum of 3 days.
Checked Sep 26, 2026 - Lost Luggage Reimbursement
Covers the cost to repair or replace checked or carry-on baggage that is lost, damaged, or stolen on a covered trip. Pay for your travel with the card to activate coverage. Each covered traveler on the trip can get up to $3,000.
Checked Oct 9, 2026
More British Airways Signature Card Benefits
Bonus Earnings
- 2,500 Avios Anniversary Award2,500 pts / yrTrackable
Receive 2,500 bonus Avios points each account anniversary year. Account anniversary year means the year beginning with your account open date through the first statement after your account anniversary date, and each 12 billing cycles thereafter. Allow 6 to 8 weeks after the anniversary date for Avios to post.
Resets: Card anniversaryChecked Oct 7, 2026 - 3X Avios on British Airways, Iberia, Aer Lingus, and LEVEL Purchases3x miles
Earn 3 Avios per $1 on purchases made directly with British Airways, Iberia, Aer Lingus, or LEVEL - including flights, seat upgrades, and ancillary fees. Booking through a third-party travel agency may not earn the 3X rate, so pay the airline directly.
Checked Oct 7, 2026 - 2X Avios on Hotel Accommodations Booked Directly2x miles
Earn 2 Avios per $1 on hotel stays when you book directly with the hotel - through the hotel's own website, app, or by calling the property. Reservations made through third-party travel sites like Expedia or Hotels.com do not qualify for the bonus rate.
Checked Oct 7, 2026 - 1X Avios on All Other Purchases1x miles
Every purchase that doesn't fall into a higher bonus category earns 1 Avios per $1 spent. There's no earning cap at this base rate, so all your everyday spending continues to build toward your next reward flight.
Checked Oct 7, 2026
Purchase Protection
- Extended Warranty Protection
Adds one extra year to a manufacturer's U.S. warranty when you buy the item with your card. Only warranties of three years or less are eligible, and coverage extends up to four years from the purchase date. Keep your original receipt and warranty documentation to file a claim.
Checked Oct 9, 2026 - Purchase Protection
Protects new purchases against damage or theft for 120 days from the date of purchase. Pay with your card and file a claim if an item is stolen or accidentally damaged. Coverage is limited to $500 per item.
Checked Oct 9, 2026
Concierge & Membership
- British Airways Club Membership
Get membership in the British Airways Club when your British Airways Visa is approved. Enrollment is automatic if you are not already a member. Existing members do not need to enroll again.
Checked Oct 7, 2026 - Complimentary DashPassEnrollment required
Get 12 months of DashPass at no cost, usable on both DoorDash and Caviar. Activate the membership with your British Airways Visa Signature Card between 02/01/2025 and 12/31/2027. The 12 months start from your first activation date.
Checked Oct 9, 2026
Fees & Miscellaneous
- No Foreign Transaction Fees
Pay no foreign transaction fees when using your card for purchases made outside the United States. This applies automatically every time you use the card abroad - no enrollment needed.
Checked Jul 4, 2026
British Airways Signature vs Other Chase Cards
- Aer Lingus$95 / yr
- Chase Sapphire Preferred$95 / yr
- Iberia Signature$95 / yr
- Marriott Bonvoy Boundless$95 / yr
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British Airways Signature FAQs
Is the British Airways Visa Signature Card worth the annual fee?
Compare British Airways Signature's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits does Creddy list for British Airways Visa Signature Card?
Creddy's September 26, 2026 catalog lists Award Fee Rebate Statement Credit, 2,500 Avios Anniversary Award, DoorDash Non-Restaurant Quarterly Discount, Travel Together Companion Ticket (Big Spend Bonus) for British Airways Signature. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with Chase. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.
What is the annual fee for the British Airways Visa Signature Card?
Creddy's catalog lists a $95 annual fee for British Airways Signature as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Chase before applying or renewing.
Does the British Airways Visa Signature Card come with a welcome bonus?
Welcome offers for British Airways Signature can change and may depend on your application or account history. Check Chase's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the British Airways Visa Signature Card?
British Airways Signature may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the British Airways Visa Signature Card compare to other Chase cards?
Compare British Airways Signature with other Chase cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.