Chase
Aer Lingus Benefits, Credits & Annual Fee
$95 / yr · Earns AVIOS
A $95-per-year airline card for transatlantic travelers who fly Aer Lingus, British Airways, or Iberia. Earns Avios on flights and hotels, and includes priority boarding and an annual economy companion ticket for high spenders.
- 3xFlights
- 2xHotels
$160/yr in credits · $95 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 9, 2026
Aer Lingus at a Glance: $95 Annual Fee, Issuer and Rewards
- Annual fee:
- $95 / yr
- Issuer:
- Chase
- Rewards:
- AVIOS
- Credits:
- 2 recurring, up to $160 a year
Aer Lingus Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Flights | 3x | |
| Hotels | 2x | |
| Everything else | 1x |
Who Should Get the Aer Lingus?
The Aer Lingus fits people who spend most on flights (3x) and hotels (2x). Its $95 annual fee makes sense if the $160 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway.
Is the Aer Lingus Worth the $95 Annual Fee?
The Aer Lingus costs $95 a year. Creddy lists 2 trackable credits worth up to $160 a year if you use every one, $65 more than the fee. You break even once you use about 59% of that credit value, so count only the credits you would use anyway.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Aer Lingus Welcome Bonus
Earn 75,000 miles after spending $5,000 in 3 months
Offer history
- Usual
- 75K miles
- Highest seen
- 75K miles
- Oct 5Earn 75,000 miles after spending $5,000 in 3 months
- Nov 2875,000 Avios
- Sep 2485,000 Bonus Avios
Tracked since Dec 2024
Aer Lingus Statement Credits and When They Reset
- Complimentary Instacart+ MembershipEnrollment required
Cardholders get a complimentary 3-month Instacart+ membership, which includes unlimited free delivery on eligible orders. You must activate it through your card's benefits portal before Dec 31, 2027 to take advantage of this perk.
Checked Sep 27, 2026 - DashPass Quarterly Non-Restaurant DoorDash Discount$10 / qtrTrackable
Get $10 off one qualifying non-restaurant DoorDash order, like groceries or convenience items, each calendar quarter. The discount applies at checkout. You need to activate your card's DashPass membership and stay enrolled in DashPass to keep receiving it.
Resets: QuarterlyChecked Oct 9, 2026 - Instacart Monthly Credit$10 / moTrackable
Get up to $10 back per month as a statement credit when you use your card on Instacart. The credit applies automatically at checkout and resets each month - any unused portion does not carry over to the next month.
Resets: MonthlyChecked Sep 27, 2026
Aer Lingus Travel Benefits
Travel Benefits
- Priority Boarding on Aer Lingus Flights
Board Aer Lingus flights early, ahead of general boarding. This applies to the primary cardholder and any authorized users on the account, on Aer Lingus flights departing from or returning to the US from Ireland. Availability is subject to the airline's boarding process.
Checked Jul 4, 2026 - Avios Anniversary Award2,500 mi / yrTrackable
Get 2,500 bonus Avios each account anniversary year. Keep your card account open to receive the annual award. The award is tied to your account anniversary, not the calendar year, so its timing depends on when you opened the account.
Resets: Card anniversaryChecked Sep 30, 2026 - Complimentary DashPass MembershipEnrollment required
Get 12 months of free DashPass, which works on both DoorDash and Caviar. Activate the membership with your Aer Lingus Visa Signature Card between 02/01/2025 and 12/31/2027. The 12 months start from your first activation date.
Checked Oct 9, 2026 - Economy Class Companion Ticket (Big Spend Bonus)TrackableMin spend $30,000
Earn a companion economy ticket each calendar year when you spend $30,000 on the card. The ticket is valid for 12 months from when it's issued and can be used for Aer Lingus transatlantic flights.
Resets: Calendar yearChecked Sep 13, 2026 - Economy Companion Ticket after $30,000 SpendTrackableMin spend $30,000
Each calendar year after you make $30,000 in purchases on the Aer Lingus Visa Signature card, you can receive an economy companion ticket benefit (Companion Pass) subject to Aer Lingus and Chase terms on the issuer page.
Resets: Calendar yearChecked Sep 30, 2026
Travel Insurance
- Baggage Delay Insurance
Covers essential purchases like toiletries and clothing when your checked baggage is delayed more than 6 hours. Get reimbursed up to $100 per day for up to 3 days. Your trip must be paid for with this card to qualify.
Checked Sep 26, 2026 - Lost Luggage Reimbursement
Covers the cost to repair or replace checked or carry-on bags that are lost, damaged, or stolen during a covered trip. Each covered traveler can get up to $3,000 in reimbursement. Your travel must be charged to this card to be eligible.
Checked Oct 9, 2026
More Aer Lingus Card Benefits
Bonus Earnings
- 3x Avios on Aer Lingus, British Airways, and Iberia Flights3x points
Earn 3 Avios per dollar on eligible Aer Lingus, British Airways, and Iberia flight purchases.
Checked Sep 30, 2026 - 2X Avios on Hotel Accommodation2x points
Earn 2 Avios per dollar on eligible hotel accommodation purchases.
Checked Sep 14, 2026 - 1x Avios on All Other Purchases1x points
Earn 1 Avios per dollar on all other purchases.
Checked Sep 30, 2026
Purchase Protection
- Purchase Protection
Covers new card purchases against damage or theft for 120 days from the purchase date. File a claim to get reimbursed up to $500 per item. The item must have been bought with this card.
Checked Sep 30, 2026 - Extended Warranty Protection
Adds one extra year to a U.S. manufacturer's warranty on eligible items you buy with this card. Only warranties of three years or less qualify, giving you coverage for up to four years from the purchase date.
Checked Sep 30, 2026
Fees & Miscellaneous
- No Foreign Transaction Fees
Pay no extra fees on purchases made outside the US or in foreign currencies. This applies to all card transactions regardless of country or currency.
Checked Jul 4, 2026
Aer Lingus vs Other Chase Cards
- British Airways Signature$95 / yr
- Chase Sapphire Preferred$95 / yr
- Iberia Signature$95 / yr
- Marriott Bonvoy Boundless$95 / yr
Related credit card guides
How to Track Credit Card Benefits Without a Spreadsheet
Build a reliable system for tracking statement credits, card perks, reset dates, and reminders without maintaining a complicated spreadsheet.
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Calculate Credit Card Value vs. the Annual Fee
Compare the value you actually receive from a credit card with its annual fee using realistic credits, rewards, and perks.
Aer Lingus FAQs
Is the Aer Lingus Credit Card worth the annual fee?
Compare Aer Lingus's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
What are the benefits of the Aer Lingus Credit Card?
Chase lists one qualifying economy companion ticket for a 12-month period after $30,000 in qualifying calendar-year purchases, plus priority boarding and quarterly eligible non-restaurant DoorDash discounts after DashPass activation. Confirm the Aer Lingus itinerary, payment and redemption conditions before booking. Checked September 26, 2026.
What is the annual fee for the Aer Lingus Credit Card?
Creddy's catalog lists a $95 annual fee for Aer Lingus as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Chase before applying or renewing.
Does the Aer Lingus Credit Card come with a welcome bonus?
Welcome offers for Aer Lingus can change and may depend on your application or account history. Check Chase's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Aer Lingus Credit Card?
Aer Lingus may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Aer Lingus Credit Card compare to other Chase cards?
Compare Aer Lingus with other Chase cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.