Chase
Iberia Signature Benefits, Credits & Annual Fee
$95 / yr · Earns AVIOS
A travel rewards card for Iberia loyalists that earns Avios on flights with Iberia, British Airways, and Aer Lingus, plus a 10% discount on Iberia flights. Best for travelers who fly Iberia regularly or want a strong intro Avios bonus.
- 3xFlights
- 2xHotels
- MemberDashPass
$160/yr in credits · $95 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 14, 2026
Iberia Signature at a Glance: $95 Annual Fee, Issuer and Rewards
- Annual fee:
- $95 / yr
- Issuer:
- Chase
- Rewards:
- AVIOS
- Credits:
- 2 recurring, up to $160 a year
Iberia Signature Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Flights | 3x | |
| Hotels | 2x | |
| Everything else | 1x |
Who Should Get the Iberia Signature?
The Iberia Signature fits people who spend most on flights (3x) and hotels (2x). Its $95 annual fee makes sense if the $160 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway.
Is the Iberia Signature Worth the $95 Annual Fee?
The Iberia Signature costs $95 a year. Creddy lists 2 trackable credits worth up to $160 a year if you use every one, $65 more than the fee. You break even once you use about 59% of that credit value, so count only the credits you would use anyway. Credits that need a spending threshold are not counted.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Iberia Signature Welcome Bonus
- 75,000 Avios
$5,000 First 3 months from account opening ### This credit card is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. Iberia Visa credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
Checked Oct 14, 2026Source
Offer history
- Usual
- 75K points
- Highest seen
- 85K points
Gaps are offers with mixed rewards or no record.
Tracked since Oct 2024
Iberia Signature Statement Credits and When They Reset
- Complimentary Instacart+ MembershipEnrollment required
Receive a complimentary 3-month Instacart+ membership, which includes free delivery on eligible orders. Activate through your card benefits portal before December 31, 2027 to claim it.
Checked Jul 4, 2026 - DoorDash Non-Restaurant Quarterly Discount$10 / qtrTrackable
Get up to $10 off per quarter on non-restaurant DoorDash orders - up to $40 in savings per year. You must be a DashPass member to use this discount, and it's available through Dec 31, 2027.
Resets: QuarterlyChecked Jul 4, 2026 - Monthly Instacart Credit$10 / moTrackable
Get up to $10 back per month as a statement credit on eligible Instacart purchases, adding up to $120 per year. Credits are applied after qualifying orders and do not roll over if unused in a given month.
Resets: MonthlyChecked Jul 4, 2026
Iberia Signature Travel Benefits
Travel Benefits
- Big Spend Discount Voucher$1000 / yrTrackableMin spend $30,000
Earn a $1,000 discount voucher to put toward two tickets on the same Iberia flight. Spend $30,000 on your card in a calendar year to unlock the voucher. Both tickets must be on the same Iberia flight to use it.
Resets: Calendar yearChecked Sep 14, 2026 - Iberia Flight Discount10% / yr
Save 10% on Iberia flights by booking through the dedicated URL provided in your welcome materials (iberia.com/Chase10) and paying with your Iberia Visa card. The discount is applied at checkout and only works when you use that specific link.
Checked Jul 4, 2026
Travel Insurance
- Baggage Delay Insurance
Covers up to $100 per day for up to 3 days on essential purchases - like toiletries and clothing - when your checked baggage is delayed more than 6 hours. Charge your travel to the card to be eligible for coverage.
Checked Sep 26, 2026 - Lost Luggage Reimbursement
Covers up to $3,000 per traveler to repair or replace checked or carry-on bags that are lost, damaged, or stolen during a covered trip. Charge your travel to the card to qualify for reimbursement.
Checked Oct 9, 2026
More Iberia Signature Card Benefits
Bonus Earnings
- 2,500 Avios Anniversary Award2,500 mi / yrTrackable
Receive 2,500 bonus Avios each account anniversary year. Account anniversary year means the year beginning with your account open date through the first statement after your anniversary date, and each 12 billing cycles thereafter.
Resets: Card anniversaryChecked Sep 14, 2026 - 3x Avios on Iberia, British Airways, Aer Lingus, and LEVEL3x miles
Earn 3 Avios per $1 spent on flights purchased directly with Iberia, British Airways, Aer Lingus, or LEVEL. Simply use your card at checkout with any of these four carriers to earn at this elevated rate.
Checked Oct 1, 2026 - 2x Avios on Hotel Accommodations2x miles
Earn 2 Avios per $1 when you book and pay for hotel stays directly with the hotel. Reservations made through third-party booking sites like Expedia or Hotels.com do not qualify for this rate.
Checked Oct 1, 2026 - Earn 1 Avios per $1 on All Other Purchases1x miles
Earn 1 Avios for every $1 spent on purchases that don't fall into a bonus category. This rate applies automatically to all other eligible card spending.
Checked Sep 14, 2026
Purchase Protection
- Purchase Protection
Covers eligible new purchases against damage or theft for 120 days from the date of purchase, up to $500 per item. Pay with your card to activate coverage automatically.
Checked Oct 9, 2026 - Extended Warranty Protection
Adds one extra year to a manufacturer's U.S. warranty on eligible purchases. Only warranties of three years or less qualify, giving you coverage for up to four years from the purchase date. Pay with your card to activate the extension.
Checked Oct 7, 2026
Concierge & Membership
- Complimentary DashPass Membership
Get one year of complimentary DashPass membership for DoorDash and Caviar. Use your membership for unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. The fee savings apply only to eligible orders.
Checked Oct 7, 2026 - Iberia Club Membership
Get an Iberia Club membership when you're approved for the Iberia Visa card. If you're not already a member, enrollment happens automatically. Existing Iberia Club members do not need a new membership to use the program.
Checked Oct 7, 2026
Fees & Miscellaneous
- No Foreign Transaction Fees
Pay no extra fees on purchases made outside the United States. Use your card abroad or on international websites without worrying about added transaction charges.
Checked Jul 4, 2026
Iberia Signature vs Other Chase Cards
- Aer Lingus$95 / yr
- British Airways Signature$95 / yr
- Chase Sapphire Preferred$95 / yr
- Marriott Bonvoy Boundless$95 / yr
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Iberia Signature FAQs
Is the Iberia Visa Signature Card worth the annual fee?
Compare Iberia Signature's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
Which benefits does Creddy list for Iberia Visa Signature Card?
Creddy's September 26, 2026 catalog lists 2,500 Avios Anniversary Award, DoorDash Non-Restaurant Quarterly Discount, Big Spend Discount Voucher for Iberia Signature. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with Chase. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.
What is the annual fee for the Iberia Visa Signature Card?
Creddy's catalog lists a $95 annual fee for Iberia Signature as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Chase before applying or renewing.
Does the Iberia Visa Signature Card come with a welcome bonus?
Welcome offers for Iberia Signature can change and may depend on your application or account history. Check Chase's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Iberia Visa Signature Card?
Iberia Signature may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Iberia Visa Signature Card compare to other Chase cards?
Compare Iberia Signature with other Chase cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.