Chase Sapphire Preferred

Earn 75,000 bonus Ultimate Rewards points as a one-time welcome offer. Spend $5,000 on purchases within the first 3 months of account opening to qualify. Points post after the spending threshold is met.

Earn 3 Ultimate Rewards points per $1 spent on dining. Covers restaurant meals, takeout orders, and eligible food delivery services. No cap on how much you can earn in this category.

Earn 5 Ultimate Rewards points per dollar on flights, hotels, car rentals, and other travel booked through Chase Travel. Note that the $50 annual hotel credit purchases are excluded from this rate. Travel booked outside the portal earns 2x points instead.

On select bookings through Chase Travel, your points can be worth up to 1.5 cents each via the Points Boost program, or up to 1.75 cents on certain premium cabin flights. Bookings that aren't eligible for Points Boost redeem at the standard 1 cent per point.

On each account anniversary, Chase automatically awards bonus points equal to 10% of the points you earned from purchases during the prior year. For example, $25,000 in spending yields an extra 2,500 bonus points — no action required on your part.

Earn 2 points per dollar on travel purchases made outside Chase Travel — covering a wide range of spending including flights, hotels, trains, taxis, tolls, and more booked directly. When you book through the Chase Travel portal, the 5x rate applies instead.

Earn 5 Ultimate Rewards points per $1 on eligible Peloton equipment and accessory purchases. Your order must total more than $150 to qualify for the bonus rate. This offer runs through December 31, 2027.

Earn 5 Ultimate Rewards points per $1 on Lyft rides when you pay with your Sapphire Preferred card. No minimum ride cost is required to earn the bonus rate. This offer is valid through September 30, 2027.

Earn 3 Ultimate Rewards points per $1 on select streaming service subscriptions. Not all streaming platforms qualify, so check the Chase list of eligible services before assuming a subscription counts.

Earn 15,000 bonus points for each friend you refer who is approved for a participating Chase Sapphire card. You can earn up to 100,000 bonus points per year this way. Share your referral link through the Chase app or website to get credit.

Earn 1 Ultimate Rewards point per $1 on every purchase that doesn't fall into a bonus category. This is the baseline earning rate and applies automatically with no cap.

Receive up to $50 back as a statement credit each cardmember year on hotel stays booked through Chase Travel. The credit applies automatically after you pay — no coupon needed. It resets on your account anniversary and does not roll over.

Cardholders with an active DashPass membership get $10 off one non-restaurant DoorDash order each calendar month, adding up to $120 per year. The discount is applied at checkout and resets at the start of each month — it cannot be carried over if unused.

Move your Ultimate Rewards points to airline and hotel loyalty programs at a 1:1 ratio — 1,000 Chase points becomes 1,000 partner miles or points. Transfers are instant with most partners and are generally non-reversible, so confirm your redemption before initiating.

Get a complimentary DashPass membership by activating through the DoorDash app with your card. DashPass removes delivery fees and lowers service fees on eligible DoorDash orders. Activation must happen by December 31, 2027, and the membership lasts at least one year.

Decline the rental company's collision insurance and charge the full rental cost to your card to activate primary coverage against collision damage and theft worldwide. Primary coverage means it pays out before your personal auto insurance, with no out-of-pocket gap in most cases.

Charge the full rental to your card and decline the rental company's collision coverage to get primary protection against theft and collision damage on eligible vehicles. Primary means this coverage pays out before your personal auto insurance. Vehicles with an MSRP above $125,000 and luxury or exotic cars are generally excluded.

If your trip is canceled or cut short due to a covered reason such as illness or severe weather, you can be reimbursed for non-refundable, prepaid expenses up to $10,000 per person and $20,000 per trip. Charge your travel to your card to qualify.

When a common carrier delay exceeds 12 hours or forces an overnight stay, you can claim up to $500 per ticket for out-of-pocket costs like meals and lodging. Coverage extends to you and family members traveling with you. Charge the original fare to your card to be eligible.

Covers repair or replacement of checked and carry-on bags and their contents if lost or damaged by a common carrier, up to $3,000 per person per trip. Electronics, jewelry, and cameras are each capped at $500. Charge your fare to your card to qualify.

Get up to $500,000 in accidental death or dismemberment coverage when traveling on a common carrier such as a plane, train, bus, or cruise ship. Pay for the fare with your card to activate coverage for yourself and eligible family members on the trip.

If a common carrier delays your checked bags by more than six hours, you can be reimbursed for essential purchases like toiletries and clothing — up to $100 per day for as many as five days. Charge your travel fare to your card to be eligible.

New purchases are protected against damage or theft for 120 days from the purchase date. You can be reimbursed up to $500 per claim, with a total limit of $50,000 per account. Pay with your card and file a claim if something goes wrong within that window.

Adds one additional year of coverage to eligible U.S. manufacturer's warranties of three years or less. Just pay for the item with your card — no separate registration is required. Warranties longer than three years and purchases made outside the U.S. do not qualify.

While traveling, you can access 24/7 assistance for legal and medical referrals or other emergency support. Referrals are provided at no charge, though any services you actually use are billed to you directly.

Purchases made in foreign currencies or processed outside the U.S. carry no added transaction fees. Use your card abroad or on international websites without paying the typical 2–3% surcharge charged by many other cards.