Features
Built for people who actually use their benefits.
How Creddy keeps every credit, bonus and fee in view. Browse the help hub.
Money expires monthly. Catch it.
Your live feed of active hotel, dining, and rideshare credits, ranked by what expires next. Log usage in two taps.
Every fee, measured against what you got back.
See captured value, annual fees, welcome-bonus progress, and benefits for each card at a glance.
Keep a welcome bonus deadline visible.
Record the spending target and deadline, then update progress as eligible purchases post. Creddy helps you see how much remains before the offer closes.
Know every benefit's clock.
Each credit shows exactly how much is left and how many days you have. Swipe to mark used.
Don't lose $200 next Tuesday.
Quarterly hotel credits, monthly dining stipends, and semiannual credits all reset differently. Creddy counts down each window and reminds you before it closes.
{cardCount} cards. Thousands of benefits.
Browse the full catalog by category or issuer, and see which card should be next in your wallet.
Explore tracking features
Questions, answered.
Which cards does Creddy support?
More than 140 US cards across major issuers, with trackable credits, multipliers, and perks. New cards are added regularly.
Does Creddy connect to my bank?
Only if you turn on Auto-tracking, available on eligible Pro plans. It links a US credit card account through Plaid, read-only, and counts posted statement credits that clearly match a card credit. You can undo any of them, and less certain matches wait for your OK. Creddy never sees your bank password, and manual tracking needs no bank connection.
How do reminders work?
Creddy counts down each reset window and can remind you before it closes. Reminder timing can vary by benefit cadence.
Is Creddy affiliated with the card issuers?
No. Creddy is an independent tool and is not affiliated with American Express, Chase, Citi, or any card issuer.