Features
Built for people who actually use their benefits.
Every screen below is the real app — live data, real cards, no mockups.
Money expires monthly. Catch it.
Your live feed of active hotel, dining, and rideshare credits, ranked by what expires next. Log usage in two taps.
Every fee, measured against what you got back.
See captured value, annual fees, welcome-bonus progress, and benefits for each card at a glance.
Keep a welcome bonus deadline visible.
Record the spending target and deadline, then update progress as eligible purchases post. Creddy helps you see how much remains before the offer closes.
Know every benefit's clock.
Each credit shows exactly how much is left and how many days you have. Swipe to mark used.
Don't lose $200 next Tuesday.
Quarterly hotel credits, monthly dining stipends, and semiannual credits all reset differently. Creddy counts down each window and reminds you before it closes.
140+ cards. Thousands of benefits.
Browse the full catalog by category or issuer, and see which card should be next in your wallet.
Questions, answered.
Which cards does Creddy support?
More than 140 US cards across major issuers, with trackable credits, multipliers, and perks. New cards are added regularly.
Does Creddy connect to my bank?
No. Creddy does not ask for bank logins or full card numbers. You choose your cards and update benefit usage manually.
How do reminders work?
Creddy counts down each reset window and can remind you before it closes. Reminder timing can vary by benefit cadence.
Is Creddy affiliated with the card issuers?
No. Creddy is an independent tool and is not affiliated with American Express, Chase, Citi, or any card issuer.