Credit Card Welcome Bonus Tracker
Keep each welcome offer's spending target and deadline in view. Record progress manually, leave time for purchases to post, and confirm eligibility with the issuer.
Why it matters
A welcome offer usually pays only after you reach a spending target within a set window after account opening, often three to six months. Purchases can take a few days to post, returns reduce the total, and issuers exclude items such as balance transfers and cash advances. Keeping the target and deadline next to your progress shows whether you are on pace while there is still time to adjust your spending.
How to use it
- Add the card and its offer terms
- Record the spending requirement and deadline
- Update progress as eligible purchases post
- Check the issuer account before the deadline
Frequently Asked Questions
How does Creddy's credit card welcome bonus tracker work?
Add the card and its offer terms, record the spending target and deadline, then update progress as eligible purchases post. Creddy keeps the deadline visible so you finish on time.
Is the credit card welcome bonus tracker free to use?
Yes, within the free plan's three-card limit. Creddy Pro removes the card limit.
How do I set up the credit card welcome bonus tracker?
Add the card in Creddy, enter the issuer's spending target and deadline, and update progress as eligible purchases post.
Does the credit card welcome bonus tracker require a bank login?
No. You enter progress yourself; Creddy does not track welcome bonus spending from bank data.
How accurate is the credit card welcome bonus tracker?
It is as accurate as the terms and progress you enter. Confirm eligible spend and bonus status in your issuer account before the deadline.