Editorial separation
Compensation does not change the factual card information stored in the Creddy catalog or the criteria stated on ranking and comparison pages. An offer's presence, terms, and availability can change.
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Issuer application pages contain the controlling offer and account terms. Review the issuer's current fees, eligibility rules, rates, and benefit terms before applying.
Frequently Asked Questions
How does Creddy make money if it is free?
Creddy earns money two ways: optional Creddy Pro subscriptions and commissions from some card application links. Its disclosure states that compensation does not change catalog facts or the ranking criteria shown on each page.
Does Creddy earn a commission when I apply for a card?
It may. Creddy can earn a commission when you apply through an eligible application link; availability varies by card and offer.
Do affiliate partnerships affect Creddy's card rankings?
Creddy states they do not: compensation does not change catalog facts or the ranking criteria described on each page.
Which pages on Creddy show affiliate links?
Card pages and offer pages may include eligible application links, with a disclosure near the apply action. Guides and benefit pages are informational.
Is Creddy's advertising disclosure required by law?
U.S. FTC guidance calls for clear disclosure of material connections that could affect how readers evaluate an endorsement, including affiliate compensation. Creddy's disclosure explains that it may earn commissions from eligible links.