Independence
Issuers do not approve Creddy's editorial conclusions. Commercial relationships do not change catalog facts or the criteria stated on ranking and comparison pages.
Evidence and clarity
Material fee, benefit, eligibility, and timing claims should be supported by public terms. Editorial copy should distinguish face value from realistically usable value and should explain important restrictions instead of hiding them.
Updates
Creddy updates catalog and editorial material when changes are identified. Material corrections should be made clearly and without changing the original meaning silently. See the corrections policy for reporting.
Frequently Asked Questions
Does Creddy accept payment to rank cards higher?
No. Creddy's editorial policy and disclosure state that compensation does not change catalog facts or the ranking criteria described on each page.
How does Creddy separate affiliate income from editorial rankings?
Rankings use published card attributes (earning rates and Creddy's point values) and criteria stated on each page. Creddy's policy states commercial relationships do not change those criteria or the catalog facts.
How does Creddy decide which cards or topics to cover?
Creddy covers supported cards and topics that help people understand benefits, fees, resets and rewards. Coverage is not a complete list of every card on the market.
What is Creddy's correction process?
Report the page URL, the detail that looks wrong and an official source to Creddy's corrections contact. Creddy checks it against current terms, fixes confirmed material errors and may update the page's review date.
Who writes and reviews Creddy's content?
Creddy Editorial, the editorial team of Brewapps LLC, writes and maintains guides, blog posts and catalog explanations under Creddy's editorial policy.