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Rideshare Credits: Cards and Benefit Rules

Monthly Uber or Lyft credits, including Uber One membership coverage. Use-it-or-lose-it monthly, so these reward the organized.

How Rideshare Credits Work

Confirm enrollment, eligible merchants, minimum spend, usage limits, and the exact reset or expiration rule. Displayed values are catalog face values and may not equal the amount every cardholder can use.

How Creddy reviews benefit information

Which Credit Cards Have Rideshare Credits?

  • Uber Cash Credit · Resets calendar year$200 / yrChecked Sep 13, 2026
  • Uber One Credit · Resets calendar year$120 / yrChecked Oct 1, 2026
Amex Platinum (Schwab) credit card

American Express

Amex Platinum (Schwab)

$895 / yr
  • Uber Cash$200 / yrChecked Sep 13, 2026
  • Uber One Credit · Resets calendar year$120 / yrChecked Sep 27, 2026
  • Uber Signature Support for AmexChecked Sep 27, 2026
Amex Platinum credit card

American Express

Amex Platinum

$895 / yr
  • Uber / Uber Eats Credit$15 / moChecked Sep 12, 2026Source
  • $120 Uber One Membership Credit · Resets calendar year$120 / yrChecked Sep 24, 2026Source
Amex Gold credit card

American Express

Amex Gold

$325 / yr
  • Monthly Uber Cash Credit$10 / moChecked May 20, 2026
Delta SkyMiles Platinum credit card

American Express

Delta SkyMiles Platinum

$350 / yr
  • Rideshare Credit · Resets monthly$10 / moChecked May 20, 2026
  • Uber One Membership Credit · Resets monthly$9.99 / moChecked May 20, 2026
  • Monthly Lyft Credit · Resets monthly$10 / moChecked Sep 26, 2026
  • Earn 5x Points on Lyft Rides5x pointsChecked Sep 30, 2026
Delta SkyMiles Gold Business credit card

American Express

Delta SkyMiles Gold Business

$150 / yr (waived year 1)
  • Monthly Rideshare Statement Credit · Resets monthly$10 / moChecked Sep 14, 2026
  • Uber One Membership Credit · Resets monthly$9.99 / moChecked May 22, 2026
  • Lyft Rides RedemptionChecked Oct 9, 2026
  • 3X Lyft Rides3x pointsChecked Sep 30, 2026
Bilt Blue credit card

Bilt

Bilt Blue

No annual fee
  • Bilt Points Lyft RedemptionChecked Sep 27, 2026
  • 3X Lyft Rides3x pointsChecked Sep 30, 2026
Atmos Rewards Ascent credit card

Bank of America

Atmos Rewards Ascent

$95 / yr
  • 2x Points on Cable, EV Charging, Gas, Transit, Rideshare, and Streaming2x pointsChecked Sep 30, 2026
  • Bilt Points Lyft RedemptionChecked Sep 27, 2026
  • 4X Lyft Rides (Linked Accounts)4x pointsChecked Sep 14, 2026

When Do Rideshare Credits Reset?

Of the 20 listed benefits with a reset date, 16 reset each month and 4 each calendar year; 30 more are ongoing. Each card's entry shows its own reset rule.

How to Use Rideshare Credits Before They Expire

  • Enroll or activate first when a card's terms require it; some credits only count purchases made after enrollment.
  • Note the reset date on each card's entry and use the amount before then. Unused amounts generally do not roll over.
  • Check which merchants and purchase types qualify before you rely on the credit.
  • Track each benefit in Creddy to get a reminder before it resets. More in how to stop statement credits from expiring.

Are Rideshare Credits Worth the Annual Fee?

The cards listed here charge $0 to $895 a year in annual fees. Rideshare Credits are one part of a card's value: count only what you would use anyway, add the card's other credits and rewards, and compare the total with its fee on the card's page.

Related:Dining CreditsGrocery & Delivery Credits

Related credit card guides

Rideshare Credits FAQs

How do I use my rideshare credit?

Check whether your card provides app credit, a statement credit or a membership benefit, and activate or link it as required. Use the eligible service and payment method within the benefit period, then check the app balance or issuer credit as applicable.

Which cards match Creddy's catalog category for a rideshare credit?

33 active catalog cards matched this benefit category in the September 26, 2026 check, including Bilt Obsidian, Amex Platinum (Morgan Stanley), Delta SkyMiles Platinum Business, Chase Freedom Unlimited. Open each card for its actual benefit, enrollment and restrictions; category matches can include differently structured perks.

How often does the rideshare credit reset?

The schedule varies by card and benefit, and some benefits are certificates or memberships rather than recurring credit allowances. Check the period and expiration in the issuer or program account; do not assume it follows the annual fee date.

What happens if I don't use my rideshare credit before it resets?

Unused value or an unredeemed certificate may expire under the specific benefit terms. Check rollover, booking and stay deadlines with the issuer or program, and set a reminder early enough to satisfy those requirements.

Is a card with a rideshare credit worth the annual fee?

Compare the annual fee with the benefit value you would actually use, plus realistic rewards and other perks. Discount restrictions and additional costs rather than valuing every advertised benefit at face value. Include interest and other charges if you carry a balance.