Delta SkyMiles Reserve Benefits, Credits & Annual Fee

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackable

  Get 10% back, up to $250 per calendar year, on qualifying food and beverage concessions at American Express Venue Collection stadiums and arenas. Enroll and pay with your card. Only one card per cardholder can be enrolled; the offer ends December 31, 2026.

  Resets: Calendar yearChecked Oct 2, 2026
• Rideshare Credit$10 / moTrackableEnrollment required

  After enrolling, you receive up to $10 back each month as a statement credit when you pay for U.S. rideshare trips with select providers using this card. The benefit is capped at $10 per month - credits do not carry over - for a maximum of $120 per year.

  Resets: MonthlyChecked May 20, 2026
• Delta Stays Hotel Credit$200 / yrTrackable

  Get up to $200 back per calendar year as a statement credit on prepaid hotels or vacation rentals booked through Delta Stays at delta.com/stays and paid with your Reserve card. The credit resets each calendar year.

  Resets: Calendar yearChecked May 20, 2026
• Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

  Charge your Global Entry (up to $120) or TSA PreCheck (up to $85) application fee to this card and receive a statement credit covering the cost. The benefit refreshes every 4 years for Global Entry or every 4.5 years for TSA PreCheck. Choosing Global Entry is worthwhile since it includes TSA PreCheck.

  Resets: Every 4 yearsChecked Sep 28, 2026
• Resy Dining Statement Credit$20 / moTrackableEnrollment required

  Earn up to $20 back per month as a statement credit when you pay with this card at eligible U.S. restaurants that are part of the Resy network, for up to $240 per year. Enrollment is required, and unused monthly credit does not carry over to the next month.

  Resets: MonthlyChecked May 20, 2026

Travel Benefits

• 15% Off Award Travel with Miles15% / yr

  Take 15% off anytime you book Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights where noted.

  Checked Sep 14, 2026
• Pay with Miles$50

  Use SkyMiles to reduce the price of a Delta ticket. Choose Pay with Miles when booking on delta.com to take up to $50 off for every 5,000 miles redeemed. This option applies to eligible tickets booked through delta.com.

  Checked Oct 9, 2026
• Priority Boarding

  As a Reserve cardholder, you board Delta-operated flights ahead of general boarding groups. This gives you more time to settle in and find overhead bin space. No action is needed at the gate - just show your boarding pass when your group is called.

  Checked May 20, 2026
• Companion CertificateTrackable

  Companion certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after Card renewal. Can also apply toward eligible Delta Vacations flight portion.

  Resets: Card anniversaryChecked Sep 28, 2026
• Complimentary Upgrade List

  Get added to Delta's complimentary upgrade list even without Medallion status. Book an eligible ticket as a Reserve cardholder to be considered. Medallion members are placed ahead of non-Medallion Reserve cardholders, and upgrades are not guaranteed.

  Checked Sep 28, 2026
• Complimentary Upgrade Priority

  Reserve cardholders receive higher upgrade priority than other travelers at the same Medallion tier, product, and fare class - including those with the same Million Miler milestone. This applies when flying Delta and can improve your chances of scoring a complimentary cabin upgrade.

  Checked May 20, 2026
• First and Second Checked Bag Free

  First bag free and second bag free on Delta flights when using the Delta SkyMiles Reserve American Express Card.

  Checked Sep 28, 2026
• Lowest Hotel Rates Guarantee

  Get the price difference refunded if you find a lower online rate for a qualifying hotel booking. Book through amextravel.com or the Amex Travel app, then submit a matching lower rate. The room, dates, guests, rate terms and policies must match; rates are compared before taxes and fees.

  Checked Sep 28, 2026

Lounge Access

• 4 Delta Sky Club Guest PassesTrackable

  Each Medallion Year you receive four one-time guest passes to bring a companion into a Delta Sky Club. Each pass covers one guest for one visit on a day you're both flying Delta together. Passes expire at your next annual renewal.

  Resets: Card anniversaryChecked Sep 28, 2026
• Centurion Lounge Access

  When flying on a Delta flight booked with this card, you get complimentary access to Centurion Lounges, Sidecar by Centurion Lounge, and Escape Lounges. Arrive within 3 hours of departure for Centurion Lounge entry, or within 90 minutes for Sidecar. Starting July 8, 2026, layover access at Centurion requires arriving within 5 hours of your connecting flight.

  Checked May 20, 2026
• Delta Sky Club Access (15 Visits per Medallion Year)Trackable

  Delta SkyMiles Reserve Card Members enjoy 15 visits each Medallion year to the Delta Sky Club when flying Delta.

  Resets: Calendar yearChecked Oct 1, 2026
• Delta Sky Club Unlimited Access after $75,000 SpendTrackableMin spend $75,000

  Unlock unlimited Delta Sky Club access after spending $75,000 in purchases on your card during a calendar year.

  Resets: Calendar yearChecked Sep 14, 2026

Airline Status

• MQD Headstart

  Each Medallion Qualification Year, $2,500 in Medallion Qualification Dollars (MQDs) are automatically added to your account - no spending required. This head start counts toward any Medallion tier and reduces the gap you need to close through flying or card spending.

  Checked May 20, 2026
• MQD Boost

  In addition to the MQD Headstart, you earn $1 in Medallion Qualification Dollars for every $10 spent on this card throughout the year. These MQDs count toward Delta Medallion elite status and stack with both your Headstart and MQDs earned from flying.

  Checked Sep 28, 2026

Rental Car

• Car Rental Loss and Damage Insurance

  Car Rental Loss and Damage Insurance as listed on the Delta SkyMiles Reserve issuer benefit set.

  Checked Sep 28, 2026
• Hertz President's Circle Status

  Complimentary Hertz President's Circle status for Delta SkyMiles Reserve Card Members.

  Checked Sep 28, 2026

Travel Insurance

• Trip Cancellation and Interruption Insurance

  If your trip is cancelled or interrupted for a covered reason, you may be reimbursed for non-refundable prepaid costs up to $10,000 per trip. The benefit is capped at $20,000 per card account in any 12-month period. Charge your travel to this card to be eligible.

  Checked Sep 26, 2026
• Trip Delay Insurance

  Get reimbursed up to $500 per trip for certain extra expenses when a covered delay lasts more than six hours. Pay for the entire round-trip and the additional expenses with your card. You can make at most two claims per card in a consecutive 12-month period.

  Checked Sep 28, 2026
• Baggage Insurance Plan

  Get coverage for lost, damaged or stolen baggage, up to $1,250 for carry-ons and $500 for checked bags. Pay the entire fare for a plane, train, ship or bus ticket with your card. Coverage applies after the carrier's coverage; a separate aggregate limit applies to New York residents.

  Checked Sep 28, 2026

Bonus Earnings

• 1X Miles on Other Eligible Purchases1x miles

  Earn 1 mile per dollar on other eligible purchases.

  Checked Oct 2, 2026
• 3X Miles on Delta Purchases3x miles

  Earn 3 miles per dollar on eligible purchases made directly with Delta.

  Checked Sep 30, 2026
• MQD Earn with Spend

  Every purchase on this card generates Medallion Qualifying Dollars toward Delta elite status at a rate of $1 MQD per $10 spent. There is no annual cap, so the more you spend, the more MQDs you accumulate - and they stack with MQDs earned from Delta flights.

  Checked May 20, 2026
• 20% Back on In-Flight Purchases20%

  Get 20% back on eligible in-flight purchases when paying with the card.

  Checked Sep 14, 2026

Dining Benefits

• Global Dining Access by Resy

  Get access to Global Dining Access reservations and dining experiences through Resy. Add your Reserve card to your Resy profile, then look for participating reservations and events. Availability varies by restaurant and experience.

  Checked Sep 28, 2026

Purchase Protection

• Purchase Protection

  Get protection for eligible purchases for up to 90 days after purchase. Use your card to pay for the covered item. Coverage is limited to $10,000 per purchase and $50,000 per calendar year, subject to exclusions.

  Checked Sep 28, 2026
• Return Protection

  Get a potential refund when a seller won't accept a return. Pay entirely with your card and request a return through American Express within 90 days of purchase. Refunds exclude shipping and handling and are capped at $300 per item and $1,000 per calendar year per account.

  Checked Sep 28, 2026
• Cell Phone Protection

  Pay your monthly cell phone bill with this card to get coverage against theft or accidental damage, including cracked screens, up to $800 per claim. There is a $50 deductible per claim, and you can make up to 2 claims within any 12-month period.

  Checked Sep 26, 2026
• Extended Warranty

  Adds up to one extra year to the manufacturer's warranty on eligible items you buy with your Reserve Card. It applies to original warranties of 5 years or less. Covered purchases must be in the United States or its territories.

  Checked Oct 9, 2026

Concierge & Membership

• Premium Global Assist Hotline

  Get 24/7 help in an emergency when you travel more than 100 miles from home. The hotline coordinates services and gives medical, legal, and financial referrals. You pay for any services you use.

  Checked Oct 9, 2026
• American Express Concierge

  Get help with select requests through American Express Concierge. Contact the concierge for available event tickets, reservations, travel inquiries or shopping requests. Services are limited to requests American Express considers reasonable; tickets and bookings depend on availability.

  Checked Sep 28, 2026

Entertainment

• American Express Venue Collection

  American Express Venue Collection benefits for Delta SkyMiles Reserve Card Members as listed on the issuer benefit set.

  Checked Sep 28, 2026
• Amex Preferred Tickets

  Get access to Amex Preferred Tickets for select seats at participating events. Use your eligible American Express card to purchase them during the specified sales period. Tickets are available only while supplies last.

  Checked Sep 28, 2026
• Amex Special Ticket Access

  Get access to Amex Presale Tickets and Amex Reserved Tickets for select events. Use your eligible card when purchasing tickets through a participating event listing. Access applies only to participating events and available tickets.

  Checked Sep 28, 2026

Fees & Miscellaneous

• No Foreign Transaction Fees

  This card charges no foreign transaction fees on purchases made outside the U.S. You'll only be charged the converted purchase amount, with no extra percentage tacked on for using the card internationally.

  Checked May 20, 2026