American Express credit card benefits
Creddy lists 32 American Express cards (20 personal, 12 business): 9 with no annual fee and annual fees from $95 to $895 on the rest. Compare them by fee, benefits and earning rates below, and check the issuer for current terms before applying.
American Express Credit Card Benefits: All Cards Compared
Personal cards
American Express
Amex Blue Cash Preferred
$95 / yr (waived year 1)
American Express
Amex Green
$150 / yr
American Express
Amex Platinum
$895 / yr
American Express
Amex Platinum (Schwab)
$895 / yr
American Express
Delta SkyMiles Gold
$150 / yr (waived year 1)
American Express
Delta SkyMiles Platinum
$350 / yr
American Express
Delta SkyMiles Reserve
$650 / yr
American Express
Hilton Aspire
$550 / yr
American Express
Hilton Surpass
$150 / yr (waived year 1)
American Express
Marriott Bonvoy Bevy
$250 / yr
American Express
Marriott Bonvoy Brilliant
$650 / yr
American Express
Amex Blue Cash Everyday
No annual fee
American Express
Amex Blue Cash Preferred (Morgan Stanley)
$95 / yr (waived year 1)
American Express
Amex Cash Magnet
No annual fee
American Express
Amex Gold
$325 / yr
American Express
Amex Platinum (Morgan Stanley)
$895 / yr
American Express
Amex Schwab Investor
No annual fee
American Express
Delta SkyMiles Blue
No annual fee
American Express
Hilton Honors
No annual fee
American Express
Rakuten
No annual fee
Business cards
American Express
Amex Business Gold
$375 / yr
American Express
Amex Business Green
$95 / yr
American Express
Amex Business Platinum
$895 / yr
American Express
Delta SkyMiles Gold Business
$150 / yr (waived year 1)
American Express
Delta SkyMiles Platinum Business
$350 / yr
American Express
Delta SkyMiles Reserve Business
$650 / yr
American Express
Hilton Honors Business
$195 / yr
American Express
Marriott Bonvoy Business
$125 / yr
American Express
Amex Blue Business Cash
No annual fee
American Express
Amex Blue Business Plus
No annual fee
American Express
Amex Graphite Business Cash Unlimited
$295 / yr
American Express
Lowes
No annual fee
Best American Express Card by Spending Category
Ranked by effective return, the same way as Creddy's best card pages.
| Spending | Best American Express card | Earning rate |
|---|---|---|
| Dining | Rakuten | 10% cash back |
| Groceries | Amex Blue Cash Preferred | 6% cash back |
| Gas | Marriott Bonvoy Business | 4x points ≈ 3.08% back (0.77¢/pt) |
| Travel | Amex Green | 3x points ≈ 4.5% back (1.5¢/pt) |
| Everything else | Amex Blue Business Plus | 2x points ≈ 3% back (1.5¢/pt) |
Discontinued cards
Amex Amazon Business card
The American Express Amazon Business card program ended on August 14, 2026. Eligible accounts transferred to U.S. Bank. This page identifies the former card; it is not available for new applications through American Express.
Read American Express' program updateAmerican Express Credit Card FAQs
What Amex credit cards does Creddy cover?
Creddy's September 26, 2026 active catalog contains 32 American Express cards. Browse this issuer page for current coverage; discontinued cards are separate historical records.
What is the best Amex credit card?
There is no single best American Express card: frequent travelers usually get more from a premium card with travel credits, while light spenders often do better with a no-annual-fee card. Compare fees, credits and earning rates on Creddy's American Express page. Include interest and other charges if you carry a balance.
How do Amex credit card benefits compare to each other?
Open the listed American Express cards to compare annual fees, earning rates and benefit conditions. Use a dedicated comparison page where available; opening separate card pages does not itself create a side-by-side comparison.
Does Amex have a no-annual-fee credit card?
Creddy's active catalog lists 9 American Express cards with a zero standard annual fee as of September 26, 2026. Browse the cards and compare their displayed fees; confirm current pricing and any other charges with the issuer.
Which Amex card has the best welcome bonus?
American Express welcome offers change frequently and can be targeted. Check Creddy's best card offers page and American Express's website for current bonuses, minimum spend and deadlines before applying. Include interest and other charges if you carry a balance.