
American Express
Amex Schwab Investor
No annual fee
A no-annual-fee cash back card for Charles Schwab customers that deposits 1.5% back on all purchases directly into a linked Schwab brokerage or IRA account.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Everything else | 1.5x |
Bonus category rates for this card are still being added.
Benefits
Welcome Bonus
- Welcome Statement Credit$200
Earn a $200 statement credit as a one-time welcome offer. Spend at least $1,000 in eligible purchases within your first 3 months of Card Membership to qualify.
Bonus Earnings
- Cash Back Rewards1.5% / yr
Earn 1.5% cash back on every eligible purchase you make with the card. Rewards are automatically deposited into your linked Schwab eligible account — no redemption steps needed.
Resets: Yearly
Statement Credits
- Venue Collection Concessions Statement Credit$250 / yrTrackableEnrollment required
Get 10% back as a statement credit on food and beverage concessions at stadiums and arenas in the American Express Venue Collection. Use your enrolled card when you buy at qualifying concession stands. Capped at $250 back per calendar year.
Resets: Yearly
Travel Benefits
- Amex Presale Tickets Access
Buy tickets to select events and seats before they go on sale to the general public. Use your American Express card to access the presale window, which opens for a limited period ahead of the general on-sale date.
Resets: Yearly - American Express Venue Collection Entrances and Fast Lanes
Use dedicated Card Member entrances and fast lanes at participating American Express Venue Collection stadiums and arenas to skip general entry lines. Availability varies by venue and event, so check ahead before you go.
Resets: Yearly - Amex Reserved Tickets Access
Purchase reserved tickets for select events and seats during a specified access window, separate from the general on-sale. Use your American Express card to shop the reserved inventory while it's available.
Resets: Yearly
Concierge & Membership
- Global Assist Hotline
Call the Global Assist Hotline 24/7 to get coordination and emergency assistance services — such as medical, legal, or lost-document help — when you're traveling more than 100 miles from home. American Express provides the coordination at no charge, but you pay any third-party service costs directly.
Resets: Yearly
Fees & Miscellaneous
- 0% Introductory APR on Purchases
Pay 0% APR on new purchases for the first 6 months from account opening. After the intro period ends, the card's standard variable APR applies to any remaining balance.