Amex Cash Magnet

Spend $2,000 on purchases within your first six months of card membership and receive a one-time $200 statement credit. The credit is applied to your account automatically — no separate redemption step required.

Earn unlimited 1.5% cash back on every purchase with no category restrictions. Cash back comes as Reward Dollars, which you can redeem as a statement credit.

Covers damage to or theft of a rental car when you pay for the entire rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary and does not include liability. Not available for rentals in Australia, Italy, or New Zealand, and not all vehicle types qualify.

Get primary coverage for damage to or theft of a rental vehicle, plus Accidental Death or Dismemberment coverage, every time you rent with your enrolled card. Enrollment in the program is required before your rental.

Covers stolen or accidentally damaged purchases made with your card for up to 90 days from the purchase date. Coverage applies up to $1,000 per covered purchase and $50,000 per calendar year.

24/7 emergency assistance and coordination services are available whenever you travel more than 100 miles from home, covering medical and legal referrals, emergency cash wires, and missing luggage help. Call the hotline while traveling — note that you're responsible for any costs charged by third-party service providers.

Get free access to your FICO Score, your Experian credit report, and personalized alerts that flag potential unauthorized activity — all through American Express MyCredit Guide. Enrollment is required to activate access.