Amex Blue Cash Everyday

New cardholders can earn up to $200 cash back by spending $2,000 on purchases within the first 6 months of account opening. The cash back is issued as Reward Dollars redeemable for a statement credit or at Amazon.com. Eligibility varies, and prior cardholders may not qualify.

Earn 3% cash back on purchases at U.S. supermarkets, up to $6,000 in spending per year. After you hit that cap, the rate drops to 1% for the rest of the year.

Earn 3% cash back on U.S. online retail purchases, up to $6,000 in spending per year. Once you reach the annual cap, purchases in this category earn 1%.

Earn 3% cash back on gas purchases at U.S. gas stations, up to $6,000 in spending per year. After the cap, the rate drops to 1% for remaining gas purchases that year.

Earn 1% cash back on all eligible purchases that don't fall into a higher-earning bonus category. There's no spending cap or enrollment needed — the 1% rate applies automatically.

Get up to $7 back each month on eligible Disney+, Hulu, or ESPN+ streaming subscriptions, including bundle plans. Pay for your subscription with your Blue Cash Everyday Card to earn the credit. Enrollment required, and the credit resets monthly with no rollover.

Get up to $15 back each month as a statement credit when you pay for a Home Chef meal kit subscription with your card — up to $180 per year. Enrollment is required, and delivery is only available within the contiguous U.S. The subscription auto-renews, so cancel before your next billing cycle if needed.

An enrollment-based upgrade that gives you primary coverage for rental car damage or theft — so your personal auto insurance isn't involved first. It also includes Accidental Death or Dismemberment coverage and comes in two plan tiers. Enroll your card before renting to activate protection.

Covers damage to or theft of a rental car when you pay for the entire rental with your card and decline the collision damage waiver (CDW) at the counter. This is secondary coverage, meaning it kicks in after your personal auto insurance. Rentals in Australia, Italy, and New Zealand are not covered.

New purchases made with your card are covered against accidental damage or theft for up to 90 days from the purchase date. Coverage tops out at $1,000 per item and $50,000 per calendar year.

A 24/7 hotline that coordinates emergency help when you travel more than 100 miles from home, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Call whenever you need help arranging services on the road. You're responsible for any fees charged by third-party providers.

Amex Offers are targeted deals that give you extra cash back or credits on purchases at specific merchants. Browse available offers in the Amex App, add the ones you want to your card, then use your card at that merchant to earn the reward. Terms and available offers vary.

Get free access to your FICO Score and full Experian credit report through Amex MyCredit Guide. You'll also receive personalized alerts flagging unusual activity that could signal unauthorized use. Enrollment is required to activate the service.

Pay with your card using Apple Pay, Google Pay, or Samsung Pay for fast, contactless checkout in stores and apps. No extra setup beyond adding your card to your preferred wallet app.

Plan It lets you split an eligible purchase of $100 or more into fixed monthly installments with a set fee instead of carrying a revolving balance. Select a qualifying charge in the Amex App or online, choose your plan length, and start paying it down in predictable amounts.

Split a card charge with friends or family who use Venmo or PayPal by initiating the split right from the Amex App. Repayment comes back directly to your card balance. Terms apply.

Send money to any Venmo or PayPal user directly from the Amex App without paying the standard credit card fee that typically applies to such transfers. Terms apply, so check the app for any limits or eligible transfer amounts.