American Express
Amex Blue Cash Everyday Benefits, Credits & Annual Fee
No annual fee · Earns Cash Back
The Blue Cash Everyday is a no-annual-fee cash back card best for people who spend regularly on groceries, gas, and online shopping. It earns 3% back in those three categories and includes perks like Disney streaming and Home Chef credits.
- 3%Groceries
- 3%Online Shopping
- 3%Gas
- $250Venue Collection
$514/yr in credits · $0 annual fee
Maintained by Creddy Editorial · Catalog checked Oct 7, 2026
Amex Blue Cash Everyday at a Glance: No Annual Fee, Issuer and Rewards
- Annual fee:
- No annual fee
- Issuer:
- American Express
- Rewards:
- Cash Back
- Credits:
- 3 recurring, up to $514 a year
Amex Blue Cash Everyday Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Online retail | 3% | |
| Gas | 3% | |
| Groceries | 3% | |
| Everything else | 1% |
Who Should Get the Amex Blue Cash Everyday?
The Amex Blue Cash Everyday fits people who spend most on online retail (3%) and gas (3%). It has no annual fee, so it costs nothing to keep.
Is the Amex Blue Cash Everyday Worth It?
The Amex Blue Cash Everyday has no annual fee. Creddy lists 3 trackable credits worth up to $514 a year if you use every one, so anything you use is value on top of your rewards.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Amex Blue Cash Everyday Welcome Bonus
Up to $200 cash back as Reward Dollars
Offer history
- Sep 8Up to $200 cash back as Reward Dollars
- Oct 16$200 cash back
Tracked since Oct 2024
Amex Blue Cash Everyday Statement Credits and When They Reset
- American Express Venue Collection Concessions Statement Credit$250 / yrTrackable
Get 10% back in statement credits on qualifying food and drink purchases at American Express Venue Collection stadiums and arenas, up to $250 per calendar year. Enroll your card before paying for concessions with it. Only one card per cardholder can be enrolled, and the offer ends December 31, 2026.
Resets: Calendar yearChecked Oct 1, 2026 - Disney Streaming Credit$7 / moTrackableEnrollment required
Get up to $7 in statement credits each month for a Disney+, Hulu, or ESPN streaming subscription, up to $84 a year. Enroll your Blue Cash Everyday Card, then use it to pay for a subscription or bundle at DisneyPlus.com, Hulu.com, or Stream.ESPN.com on their U.S. websites.
Checked Oct 1, 2026 - Home Chef Statement Credit$15 / moTrackableEnrollment required
Get up to $15 back each month as a statement credit when you pay for a Home Chef meal kit subscription with your card - up to $180 per year. Enrollment is required, and delivery is only available within the contiguous U.S. The subscription auto-renews, so cancel before your next billing cycle if needed.
Resets: MonthlyChecked Oct 1, 2026
Amex Blue Cash Everyday Travel Benefits
Travel Benefits
- Destination Family
Get added benefits on eligible cruises and tour packages booked through American Express Travel with participating providers. Book with an eligible U.S. Amex card. Only new bookings qualify.
Checked Oct 7, 2026 - Lowest Hotel Rates Guarantee
Get a refund of the price difference if you find a lower online rate after booking a qualifying hotel through Amex Travel. Book on amextravel.com or the Amex Travel App, then submit a qualifying lower-rate claim. The comparison must match the hotel, room, dates, guests, rate type, and booking policies before taxes and fees.
Checked Oct 1, 2026
Rental Car
- Car Rental Loss and Damage Insurance
Covers damage to or theft of a rental car when you pay for the entire rental with your card and decline the collision damage waiver (CDW) at the counter. This is secondary coverage, meaning it kicks in after your personal auto insurance. Rentals in Australia, Italy, and New Zealand are not covered.
Checked Oct 1, 2026 - Premium Car Rental ProtectionEnrollment required
An enrollment-based upgrade that gives you primary coverage for rental car damage or theft - so your personal auto insurance isn't involved first. It also includes Accidental Death or Dismemberment coverage and comes in two plan tiers. Enroll your card before renting to activate protection.
Checked Jul 4, 2026
More Amex Blue Cash Everyday Card Benefits
Bonus Earnings
- 3% Cash Back on Groceries at U.S. Supermarkets3%
Earn 3% cash back on up to $6,000 per calendar year in eligible purchases at U.S. supermarkets, then 1%.
Checked Sep 14, 2026 - 3% Cash Back on U.S. Online Retail Purchases3%
Earn 3% cash back on up to $6,000 per calendar year in eligible U.S. online retail purchases, then 1%.
Checked Sep 14, 2026 - 3% Cash Back on Gas at U.S. Gas Stations3%
Earn 3% cash back on up to $6,000 per calendar year in eligible purchases at U.S. gas stations, then 1%.
Checked Sep 14, 2026 - 1% Base Cash Back on Other Eligible Purchases1%
Earn 1% cash back on other eligible purchases.
Checked Sep 14, 2026
Purchase Protection
- Purchase Protection
Purchase Protection covers eligible items bought with your card if they are stolen or accidentally damaged within 90 days of purchase. Coverage is limited to $1,000 per purchase and $50,000 per cardholder account per calendar year. Use your card for the purchase to qualify.
Checked Oct 1, 2026
Concierge & Membership
- Global Assist Hotline
A 24/7 hotline that coordinates emergency help when you travel more than 100 miles from home, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Call whenever you need help arranging services on the road. You're responsible for any fees charged by third-party providers.
Checked Sep 26, 2026
Entertainment
- American Express Venue Collection
Get access to cardholder benefits at participating American Express Venue Collection stadiums and arenas. Bring your U.S.-issued American Express Card to a participating venue and check which benefits are available for your event. Access applies only at select events and venues.
Checked Oct 1, 2026 - Amex Presale Tickets
Get access to buy tickets for select events before tickets go on sale to the general public. Look for Amex Presale Tickets when buying tickets and use your American Express Card to purchase available seats. Access applies only to select seats during the specified presale period.
Checked Oct 1, 2026 - Amex Reserved Tickets
Get access to seats set aside for American Express Card Members at select events. Look for Amex Reserved Tickets when purchasing tickets and use your card for available seats. Reserved tickets are offered only for select seats and during a specified period.
Checked Oct 1, 2026
Fees & Miscellaneous
- Use Cash Back at Amazon.com Checkout
Use your cash back to pay at Amazon.com checkout. Your Reward Dollars are worth the same as they would be for a statement credit. Link your card to your Amazon account to use this option.
Checked Oct 7, 2026 - Send Money
Send money to any Venmo or PayPal user directly from the Amex App without paying the standard credit card fee that typically applies to such transfers. Terms apply, so check the app for any limits or eligible transfer amounts.
Checked Jul 4, 2026 - Split Purchases
Split a card charge with friends or family who use Venmo or PayPal by initiating the split right from the Amex App. Repayment comes back directly to your card balance. Terms apply.
Checked Jul 4, 2026 - Amex OffersEnrollment required
Amex Offers are targeted deals that give you extra cash back or credits on purchases at specific merchants. Browse available offers in the Amex App, add the ones you want to your card, then use your card at that merchant to earn the reward. Terms and available offers vary.
Checked Jul 4, 2026 - Digital Wallets
Pay with your card using Apple Pay, Google Pay, or Samsung Pay for fast, contactless checkout in stores and apps. No extra setup beyond adding your card to your preferred wallet app.
Checked Jul 4, 2026 - FICO® Score and InsightsEnrollment required
Get free access to your FICO Score and full Experian credit report through Amex MyCredit Guide. You'll also receive personalized alerts flagging unusual activity that could signal unauthorized use. Enrollment is required to activate the service.
Checked Jul 4, 2026 - Foreign Transaction Fee2.7% / yr
A 2.7% fee applies to each purchase made outside the U.S. or in a foreign currency.
Checked Sep 26, 2026 - No Annual Fee
The American Express Blue Cash Everyday Card has no annual fee.
Checked Sep 13, 2026 - Plan It®
Plan It lets you split an eligible purchase of $100 or more into fixed monthly installments with a set fee instead of carrying a revolving balance. Select a qualifying charge in the Amex App or online, choose your plan length, and start paying it down in predictable amounts.
Checked Jul 4, 2026
Amex Blue Cash Everyday vs Other American Express Cards
- Amex Cash MagnetNo annual fee
- Amex Schwab InvestorNo annual fee
- Delta SkyMiles BlueNo annual fee
- Hilton HonorsNo annual fee
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Amex Blue Cash Everyday FAQs
Is the Amex Blue Cash Everyday worth the annual fee?
Compare Amex Blue Cash Everyday's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
What are the benefits of the Amex Blue Cash Everyday?
American Express lists up to $7 monthly in credits for eligible Disney streaming subscriptions after enrollment for Blue Cash Everyday. Review participating services, eligible U.S. billing and payment conditions before subscribing. Checked against the issuer benefit page on September 26, 2026.
What is the annual fee for the Amex Blue Cash Everyday?
American Express lists no annual fee for the Blue Cash Everyday Card, checked September 26, 2026. Other charges, including interest and transaction fees, can still apply.
Does the Amex Blue Cash Everyday come with a welcome bonus?
Welcome offers for Amex Blue Cash Everyday can change and may depend on your application or account history. Check American Express's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Amex Blue Cash Everyday?
Amex Blue Cash Everyday may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Amex Blue Cash Everyday compare to other American Express cards?
Compare Amex Blue Cash Everyday with other American Express cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.