Hilton Honors Benefits, Credits & Annual Fee

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackableEnrollment required

  Get 10% back, up to $250 in statement credits per calendar year, on qualifying food and drink concessions at American Express Venue Collection stadiums and arenas. Enroll your card before paying with it. Only one card per cardholder can be enrolled, and the offer ends December 31, 2026.

  Resets: Calendar yearChecked Oct 7, 2026

Travel Benefits

• Lowest Hotel Rates Guarantee

  Get a refund of the difference if you find a lower online price for a qualifying hotel booking made through Amex Travel online or in its app. Compare the same room, dates, guests, rate type, and booking policies. The comparison uses prices before taxes and fees.

  Checked Oct 7, 2026

Hotel Status

• Hilton Honors Silver Elite Status

  Enjoy complimentary Hilton Honors Silver status with your Card, including a 20% bonus on all Base Points from stays. Issuer Silver writeup does not include a fifth night free on award stays.

  Checked Sep 14, 2026
• Hilton Honors Gold Elite Status (Spend-Based)TrackableMin spend $20,000

  Spend $20,000 on your card within a calendar year to unlock Hilton Honors Gold Elite status, which remains valid through the end of the following year. Gold status includes an 80% bonus on base points earned during stays, complimentary breakfast at select properties, and space-available room upgrades.

  Resets: Calendar yearChecked Sep 13, 2026

Rental Car

• Car Rental Loss and Damage Insurance

  Secondary coverage for damage to or theft of a rental vehicle in a Covered Territory when you reserve and pay for the Entire Rental with your Eligible Card and decline the rental company CDW. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. Terms and exclusions apply.

  Checked Oct 7, 2026

Travel Insurance

• Global Assist Hotline

  Get 24/7 help coordinating emergencies, including medical and legal referrals, emergency cash wires, and missing luggage assistance. Call the Global Assist Hotline when traveling more than 100 miles from home. You pay any charges from third-party service providers.

  Checked Oct 8, 2026

Bonus Earnings

• 7X Points on Hilton Hotels and Resorts7x points

  Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases made directly with hotels and resorts in the Hilton portfolio.

  Checked Sep 14, 2026
• 5X Points at U.S. Restaurants, Supermarkets, and Gas Stations5x points

  Earn 5X Hilton Honors Bonus Points at U.S. restaurants (including takeout and delivery), U.S. supermarkets, and U.S. gas stations.

  Checked Oct 1, 2026
• 3X Points on All Other Eligible Purchases3x points

  Earn 3X Hilton Honors Bonus Points for each dollar spent on other eligible purchases.

  Checked Sep 14, 2026

Purchase Protection

• Purchase Protection$1000 / yr

  Eligible Covered Purchases charged to the Card can be protected against theft or accidental damage for up to 90 days from the Covered Purchase date, up to $1,000 per Covered Purchase and up to $50,000 per calendar year. Terms and exclusions apply.

  Checked Sep 26, 2026

Fees & Miscellaneous

• No Annual Fee

  Pay no annual fee for the Hilton Honors American Express Card. Keep the card open without a yearly card membership charge. Interest, late fees, and other charges can still apply depending on how you use the card.

  Checked Oct 7, 2026
• No Foreign Transaction Fees

  No foreign transaction fees from American Express when you use the Hilton Honors American Express Card for purchases made outside the United States.

  Checked Sep 14, 2026
• Amex Experiences Access

  Cardmembers get access to ticket presales and exclusive events through Amex Experiences, including Broadway shows, concerts, and sporting events. Purchase tickets through the Amex Experiences portal or app using your card. Availability varies by event and location.

  Checked Jul 4, 2026