
American Express
Marriott Bonvoy Business
$125 / yr · Earns Marriott Bonvoy
A business card for small-business owners who stay at Marriott properties. It earns Marriott Bonvoy points on hotels and common business expenses, includes automatic Gold Elite status, 15 elite night credits, and an annual free night award — all for a $125 annual fee.
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels | 6x | |
| Everything else | 2x |
Benefits
Bonus Earnings
- 6x Points on Marriott Bonvoy Hotels
Earn 6 Marriott Bonvoy points per dollar on eligible charges at hotels participating in the Marriott Bonvoy program. Points can be redeemed for free nights and more through Marriott Bonvoy.
Resets: Yearly - 4x Points on Restaurants, Gas Stations, Wireless, and Shipping
Earn 4 Marriott Bonvoy points per dollar at restaurants anywhere in the world, plus at U.S. gas stations, U.S. wireless phone service providers, and for U.S. shipping purchases. The restaurant bonus is global; the gas, wireless, and shipping bonuses apply only to U.S. transactions.
Resets: Yearly - 2x Points on All Other Eligible Purchases
Earn 2 Marriott Bonvoy points per dollar on everyday spending that doesn't fall into a higher bonus category. This base rate applies automatically to all other eligible purchases on the card.
Resets: Yearly
Statement Credits
- American Express Venue Collection Concessions Statement Credit$250 / yrTrackableEnrollment required
Get 10% back as a statement credit on food and beverage concessions purchases at stadiums and arenas in the American Express Venue Collection. Enroll your card, then use it at participating venues to earn the credit automatically. Capped at $250 back per calendar year, with a limit of one enrolled card per cardholder.
Resets: Yearly
Travel Benefits
- Second Annual Free Night Award (Spend-Based)
Cardholders can access a discounted "Amex Business Card Rate" that provides roughly 7% off standard room rates at participating Marriott properties. Book directly with Marriott and select this rate to apply the discount. Not all properties participate, and it applies to eligible standard rooms only.
Resets: Yearly
Hotel Status
- Marriott Bonvoy Gold Elite Status
Get complimentary Marriott Bonvoy Gold Elite status, which includes perks like bonus points on stays, enhanced room upgrades, and late checkout when available. No nights are required to earn or maintain it — the status is yours as long as you hold the card. Only the Basic (primary) cardholder receives this status, not Additional cardholders.
Resets: Yearly - Elite Night Credits
Each card membership year, 15 elite night credits are deposited into your Marriott Bonvoy account automatically — no hotel stays or minimum spending required. These credits count toward higher status tiers like Platinum, Titanium, or Ambassador, and can combine with credits from a personal Marriott card.
Resets: Yearly