Amex Business Green Benefits, Credits & Annual Fee

• Earn 15,000 points after spending $3,000 in 3 months

  You can earn 15,000 Membership Rewards® points after you make $3,000 (the "Threshold Amount") or more of eligible purchases on your Business Green Rewards Card during the first 3 months of Card Membership, starting from the date your account is opened. Eligible purchases can be made by the Basic Card Member and any Employee Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases to meet the Threshold Amount do NOT include fees or interest charges, purchases of traveler's checks, purchases or reloading of prepaid cards, purchases of gift cards, person-to-person payments, or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your Card account must not be canceled or past due at the time of fulfillment of any offers. Membership Rewards® points will be credited to your account 8-12 weeks after you have met the Threshold Amount. Your period to spend $3,000 may be shorter than 3 months depending on when you receive your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction (for example, if you buy goods online, the purchase date may be the date the goods are shipped). Membership Rewards® Points will be credited to your account 8-12 weeks after you have met the Threshold Amount. In rare circumstances, you may need to pay down your balance during the billing cycle to help free up your spending capacity to make purchases to meet the Threshold Amount. It may take a few days after payment for your spending capacity to be updated. Offers may vary and you may see different offers in different advertisements. To take advantage of this specific offer, apply through this advertisement. This offer is not transferable. American Express reserves the right to modify or revoke this offer at any time.

  Checked Oct 14, 2026Source

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackableEnrollment required

  Get 10% back as statement credits on qualifying food and beverage concessions at American Express Venue Collection stadiums and arenas. Enroll your Card before paying. Credits are capped at $250 per calendar year, only one Card per Card Member can be enrolled, and the offer ends December 31, 2026.

  Resets: Calendar yearChecked Sep 27, 2026

Travel Benefits

• American Express Venue Collection Entrances and Fast Lanes

  Use dedicated card member entrances and fast lanes at select venues in the American Express Venue Collection to skip general admission lines. Look for Amex-designated entry points when you arrive at the venue. Availability varies by event and venue, so not every visit is guaranteed to have these lanes.

  Checked May 20, 2026
• Insider Fares on AmexTravel.com

  Insider Fares on AmexTravel.com let you book select flights using fewer Membership Rewards points than standard redemptions. Browse and book through AmexTravel.com, where eligible flights are marked as Insider Fares. You must cover the full cost of the flight with Membership Rewards points - no splitting with cash.

  Checked May 20, 2026
• Lowest Hotel Rates Guarantee

  Get a refund of the price difference if you find a lower online rate after booking a qualifying hotel through Amex Travel online or in the app. The lower rate must be for the same room, dates, guests, rate type, and booking policies, comparing prices before taxes and fees.

  Checked Sep 27, 2026
• Membership Rewards Pay with Points at Amex Travel

  Use Membership Rewards points toward eligible purchases booked through American Express Travel. Charge the purchase to an American Express Card enrolled in Membership Rewards, then choose Pay with Points when available. The purchase and Card must qualify for this redemption option.

  Checked Sep 27, 2026
• Membership Rewards Transfer Points

  Transfer Membership Rewards points to participating airline frequent-flyer or hotel guest programs. Enroll in the participating program, then request a transfer through your Membership Rewards account. You must be enrolled in the destination program before transferring points.

  Checked Sep 27, 2026

Rental Car

• Car Rental Loss and Damage Insurance

  Get secondary coverage for rental-car damage or theft when you reserve and pay for the entire rental with your Card and decline the rental company’s collision damage waiver. Liability is not covered, and some vehicles and rentals are excluded. Coverage is unavailable for rentals in Australia, Italy, or New Zealand.

  Checked Sep 27, 2026

Travel Insurance

• Baggage Insurance Plan

  Get coverage for lost, damaged, or stolen baggage when you charge the entire fare for a plane, train, ship, or bus ticket to your Card. Coverage is up to $1,250 for carry-on and $500 for checked baggage, beyond carrier coverage. New York residents have a $10,000 aggregate limit per covered trip.

  Checked Oct 9, 2026

Bonus Earnings

• 2X Points on Flights and Prepaid Hotels via Amex Travel2x points

  Earn 2X Membership Rewards points on flights and prepaid hotels booked on AmexTravel.com or the Amex Travel App.

  Checked Sep 14, 2026
• 1X Points on Other Eligible Purchases1x points

  Earn 1X Membership Rewards points on other eligible purchases made with the Business Green Rewards Card.

  Checked Sep 14, 2026

Purchase Protection

• Extended Warranty

  Adds up to one extra year to the Original Manufacturer's Warranty on items you buy with your Card. It applies only to warranties of 5 years or less. Covered Purchases must be made in the United States or its territories or possessions.

  Checked Oct 7, 2026
• Purchase Protection

  Get coverage if an eligible item you buy with your Card is stolen or accidentally damaged. Protection lasts up to 90 days from purchase and is limited to $1,000 per purchase and $50,000 per account per calendar year. Exclusions apply.

  Checked Oct 9, 2026

Concierge & Membership

• Global Assist Hotline

  The Global Assist Hotline provides 24/7 coordination and emergency assistance services - such as medical, legal, and lost-document help - when you're traveling more than 100 miles from home. Call the hotline and Amex will coordinate services at no charge. You're responsible for any costs billed by third-party providers (doctors, translators, etc.).

  Checked Sep 26, 2026

Fees & Miscellaneous

• Vendor Pay via Bill.com

  Vendor Pay, powered by Bill.com, lets you pay business vendors directly through your Amex account. You can upload or sync invoices in Bill.com and schedule payments charged to your card, helping you manage cash flow while earning points on vendor payments.

  Checked May 20, 2026
• Account Manager Access

  You can designate a trusted employee or administrator as an account manager to handle day-to-day tasks like viewing transactions and making payments on your behalf. Account managers must be at least 18, have a U.S. mailing address, and a Social Security Number.

  Checked May 20, 2026
• Amex OffersEnrollment required

  Amex Offers gives you targeted statement credits or bonus points at specific merchants. Browse available offers in your online account or the Amex App, enroll in the ones you want, then pay with your enrolled card to redeem. Offers, merchants, and terms vary and change regularly.

  Checked May 20, 2026
• Amex Presale Tickets

  Buy tickets to select events before they go on sale to the general public through Amex Presale access. Look for presale offers on the event or ticketing page and pay with your card during the presale window. Access is limited to select events and specific seats for a set presale period.

  Checked May 20, 2026
• Amex Reserved Tickets

  Purchase tickets to select events from a reserved block of seats set aside for card members. Buy through the Amex Reserved Tickets portal during the specified access window before seats open broadly. Available for select events and select seats only; timing and inventory vary.

  Checked May 20, 2026
• Annual Fee$95 / yr

  The Business Green Rewards Card costs $95 per year. Additional Employee Business Expense Cards add no annual fee. The fee is billed to your account once a year.

  Checked Oct 7, 2026
• Foreign Transaction Fee2.7% / yr

  A 2.7% fee applies to each purchase made outside the U.S. or in a foreign currency.

  Checked Sep 26, 2026
• Membership Rewards Points for Statement Credit

  Redeem Membership Rewards points for a statement credit on your Card account. Choose the statement-credit redemption option in your rewards account. Points are deducted immediately, and the credit generally appears within 48 hours.

  Checked Sep 27, 2026
• No Preset Spending Limit

  Your Card has no fixed spending limit. Use it for purchases, but the amount you can spend changes based on factors including your purchase, payment, and credit history. No preset limit does not mean unlimited spending.

  Checked Sep 27, 2026
• QuickBooks Integration for Expense Tracking

  You can link your Business Green card to QuickBooks so that transactions sync automatically, reducing the need for manual data entry. This makes it easier to track and categorize business expenses throughout the year.

  Checked May 20, 2026
• Using Points for Charges

  Use Membership Rewards points to cover eligible charges on your Card account. Select a qualifying charge through your rewards account to apply points. Only the Basic Card Member or Basic Business Card Member can use points this way.

  Checked Sep 27, 2026