Amex Blue Business Plus Benefits, Credits & Annual Fee

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackable

  Get 10% back as statement credits on qualifying food and drinks at American Express Venue Collection stadiums and arenas. Enroll your Card before paying for concessions with it. Credits are capped at $250 per calendar year; one Card per Card Member can be enrolled, and the offer ends December 31, 2026.

  Resets: Calendar yearChecked Oct 2, 2026

Travel Benefits

• Lowest Hotel Rates Guarantee

  Get a refund of the price difference if you find a lower qualifying hotel rate online after booking through AmexTravel.com or the Amex Travel App. Submit a claim for the same hotel, room, dates, guests, rate type, and booking policies. Rates are compared before taxes and fees.

  Checked Oct 1, 2026
• Membership Rewards Pay With Points

  Use Membership Rewards points toward eligible purchases through American Express Travel. Charge the purchase to an American Express Card enrolled in Membership Rewards, then choose Pay with Points when available. Only eligible travel purchases and enrolled Cards qualify.

  Checked Oct 1, 2026

Rental Car

• Car Rental Loss and Damage Insurance

  When you charge your full rental to this card and decline the rental company's collision damage waiver, you get secondary coverage for theft or damage up to $50,000. This coverage is secondary, meaning it kicks in after any other insurance you have. Some vehicle types, rentals, and geographic areas are excluded.

  Checked Oct 1, 2026

Bonus Earnings

• 1X Points on Purchases After Annual Cap1x points

  Earn 1 Membership Rewards point per dollar on eligible purchases after reaching the annual 2X spending cap. Keep using your Card for eligible purchases once you have spent $50,000 in a calendar year. The 2X rate starts again on qualifying purchases in the next calendar year.

  Checked Oct 7, 2026
• 2X Membership Rewards on AmexTravel.com Purchases2x points

  Eligible purchases on amextravel.com earn 2X Membership Rewards points and do not count toward the first $50,000 of 2X eligible purchases per calendar year.

  Checked Oct 2, 2026
• 2X Membership Rewards on All Eligible Purchases2x points

  Earn 2X Membership Rewards points on the first $50,000 of eligible purchases per calendar year. Eligible purchases on amextravel.com also earn 2X and do not count toward the $50,000 threshold (see separate AmexTravel earn row).

  Checked Sep 14, 2026
• 1X Points on Purchases Thereafter1x points

  Earn 1X Membership Rewards points on eligible purchases after the first $50,000 of bonus-category spend in a calendar year.

  Checked Sep 14, 2026

Purchase Protection

• Purchase Protection

  Get coverage if a purchase charged to your Card is stolen or accidentally damaged within 90 days. Coverage is limited to $1,000 per purchase and $50,000 per account each calendar year. Exclusions and restrictions apply.

  Checked Oct 9, 2026
• Extended Warranty

  Get up to one extra year on an eligible manufacturer's warranty when you buy a covered item with your Card. Coverage applies to original warranties of five years or less on purchases made in the United States, its territories, or possessions.

  Checked Oct 7, 2026

Concierge & Membership

• Global Assist Hotline

  Get 24/7 help coordinating travel emergencies, including medical or legal referrals, emergency cash wires, and missing luggage assistance. Call Global Assist Hotline when you are traveling more than 100 miles from home. Charges for services arranged through the hotline may be your responsibility.

  Checked Oct 5, 2026

Entertainment

• American Express Venue Collection

  Get access to select Card Member benefits at stadiums and arenas in the American Express Venue Collection. Bring your U.S.-issued American Express Business Card and check the participating venue's benefits before your event. Benefits apply only at participating venues and select events.

  Checked Oct 1, 2026
• Amex Presale Tickets

  Get a chance to buy tickets for select events before the general sale. Look for Amex Presale Tickets during the stated presale window and use your American Express Card to purchase. Access applies only to select seats and events; tickets are subject to availability.

  Checked Oct 1, 2026
• Amex Reserved Tickets

  Get access to buy seats set aside for American Express Card Members at select events. Look for Amex Reserved Tickets and use your Card during the specified purchase period. Only select seats and events participate, and tickets are subject to availability.

  Checked Oct 1, 2026

Fees & Miscellaneous

• Using Points for Charges

  Use Membership Rewards points to cover eligible charges on your Card account. Sign in and choose a qualifying charge to apply points toward it. Only the Basic Card or Basic Business Card Member can use points this way.

  Checked Oct 1, 2026
• Authorized User Annual Fee$0 / yr

  You can add authorized users to your account at no additional annual fee. Their purchases count toward your rewards earning, helping you accumulate points faster across your business.

  Checked Jul 4, 2026
• Employee Cards (Up to 99)

  You can issue cards to up to 99 employees at no extra cost. Employee spending earns 2X Membership Rewards points per dollar (subject to the same $50,000 annual cap), and all points flow into your primary account automatically.

  Checked Jul 4, 2026
• Expanded Buying Power

  Expanded Buying Power lets you make purchases beyond your standard credit limit when your business needs it. The extra amount available flexes based on your card usage, payment history, and overall financial profile. It is not unlimited, and the available overage can change over time.

  Checked Jul 4, 2026
• Foreign Transaction Fee2.7% / yr

  A 2.7% fee applies to each purchase made outside the U.S. or in a foreign currency.

  Checked Sep 26, 2026
• Intro APR on Purchases

  Get a 0% introductory APR on purchases for 12 months from the date your account opens. Use your Card for purchases during that period. Afterward, a variable APR of 16.99%-28.74% applies.

  Checked Oct 1, 2026
• Membership Rewards Points Transfer to Airline and Hotel Partners

  Transfer your Membership Rewards points to participating airline and hotel rewards programs. Start the transfer from your Membership Rewards account. Available partners and transfer terms vary by program.

  Checked Oct 9, 2026
• No Annual Fee$0 / yr

  Pay no annual fee for your Blue Business Plus Card. You can keep the Card open without an annual membership charge, though interest and other fees may still apply when you use the account.

  Checked Oct 9, 2026