Amex Blue Business Cash Benefits, Credits & Annual Fee

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackable

  Get 10% back as statement credits on qualifying food and beverage concessions purchases at American Express Venue Collection stadiums and arenas. Enroll your Card before buying; credits are capped at $250 per calendar year. Only one Card per Card Member can be enrolled, and the offer ends December 31, 2026.

  Resets: Calendar yearChecked Oct 1, 2026

Travel Benefits

• Lowest Hotel Rates Guarantee

  The Lowest Hotel Rates Guarantee refunds the difference if you find a lower qualifying price online after booking through amextravel.com or the Amex Travel App. Compare prices before taxes and fees. The lower rate must match the hotel, room, dates, guest count, rate type, and cancellation, change, refund, and deposit policies.

  Checked Oct 1, 2026

Rental Car

• Car Rental Loss and Damage Insurance

  Secondary coverage for damage to or theft of a rental vehicle in a Covered Territory when you reserve and pay for the Entire Rental with your Eligible Card and decline the rental company CDW. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy, and New Zealand. Terms and exclusions apply.

  Checked Oct 1, 2026

Bonus Earnings

• 1% Cash Back on Purchases After $50,0001%

  Earn 1% cash back as a statement credit on eligible purchases after your first $50,000 in eligible purchases each calendar year. Use your Card for purchases; the first $50,000 earns 2% instead. The spending threshold resets on January 1.

  Checked Oct 1, 2026
• 2% Cash Back on Eligible Purchases2%

  Earn 2% cash back on all eligible purchases up to $50,000 each calendar year, then 1% on spending beyond that. Rewards are automatically credited to your statement, so there is nothing to redeem. The $50,000 cap resets every January 1.

  Checked Jul 4, 2026

Purchase Protection

• Extended Warranty

  Extended Warranty can add up to one year to an eligible manufacturer's warranty. Use your Card for a covered purchase in the United States or its territories or possessions. The original manufacturer's warranty must be five years or less.

  Checked Oct 7, 2026
• Purchase Protection$1000 / yr

  Eligible Covered Purchases charged to the Blue Business Cash Card can be protected against theft or accidental damage for up to 90 days from the purchase date, subject to coverage limits (up to $1,000 per Covered Purchase, up to $50,000 per calendar year). Terms and exclusions apply.

  Checked Oct 1, 2026

Concierge & Membership

• Global Assist Hotline

  When you travel more than 100 miles from home, you have access to a 24/7 hotline for emergency assistance, including medical and legal referrals, lost luggage coordination, and emergency cash wires. You are responsible for any fees charged by third-party service providers.

  Checked Sep 26, 2026

Entertainment

• American Express Venue Collection

  The American Express Venue Collection offers Card Member benefits at participating stadiums and arenas. Use your U.S.-issued American Express Business Card to access available benefits when attending a select event. Benefits vary by venue and event and are not available at every stadium or arena.

  Checked Oct 1, 2026
• Amex Presale Tickets

  Amex Presale Tickets give Card Members a chance to buy select event tickets before the general sale. Look for an Amex presale and use your American Express Card during its specified purchase window. Access applies only to select events and seats; tickets are not guaranteed.

  Checked Oct 1, 2026
• Amex Reserved Tickets

  Amex Reserved Tickets give Card Members access to purchase seats set aside for select events. Look for the reserved-ticket option and use your American Express Card during the specified purchase period. Only select seats and events participate, and availability is not guaranteed.

  Checked Oct 1, 2026

Fees & Miscellaneous

• Employee Cards

  Add Employee Blue Business Cash Cards so employee purchases earn cash back the same way as the primary card, with expense tracking via alerts and summary reports. Cash back is automatically credited to the statement.

  Checked Sep 14, 2026
• Expanded Buying Power

  This feature lets you make purchases beyond your credit limit when needed, with no over-limit fees or penalties. Those extra charges still earn cash back just like any other purchase. The amount you can exceed your limit by varies based on your account history and standing.

  Checked Jul 4, 2026
• Foreign Transaction Fee2.7% / yr

  A 2.7% fee applies to each purchase made outside the U.S. or in a foreign currency.

  Checked Sep 26, 2026
• Intro APR on Purchases

  New cardholders pay 0% interest on purchases for the first 12 months after account opening. After that, a variable APR of 16.74%-26.74% applies based on creditworthiness. This intro rate covers purchases only, not balance transfers.

  Checked Oct 1, 2026
• No Annual Fee$0 / yr

  The Card has a $0 annual fee. You do not need to make purchases to avoid an annual membership charge. Other charges, such as interest or applicable transaction fees, may still apply under your Card terms.

  Checked Oct 1, 2026