Lowes

Covers damage to or theft of a rental car when you reserve and pay with your card and decline the rental company's collision damage waiver (CDW). Coverage is secondary, meaning it kicks in after your personal auto insurance. Not available for rentals in Australia, Italy, or New Zealand.

Extends the original manufacturer's warranty by up to one additional year on eligible purchases. Use your card to buy the item, and the extension applies automatically to warranties of five years or less. Only covers purchases made in the United States or its territories.

Covers eligible purchases against accidental damage or theft for up to 90 days from the date you bought the item. Pay with your card and the protection applies automatically — no separate enrollment needed. Coverage limits apply, so check your benefit terms for per-item and annual maximums.

Get 24/7 emergency assistance coordination when traveling more than 100 miles from home, including medical and legal referrals, emergency cash wires, and missing luggage help. Call the hotline anytime you're on the road and need help navigating an unexpected situation. You're responsible for any costs charged by third-party service providers.

Gives you access to American Express's Relationship Care® service, connecting you with customer service representatives trained to support business cardholders. Reach the team by phone to get help with account questions, card management, or other business needs.