Delta SkyMiles Gold Business

Earn 60,000 bonus Delta SkyMiles after spending $4,000 on purchases within your first 6 months of card membership. Miles post to your SkyMiles account and can be used for flights, upgrades, and more. The full $4,000 must be spent within the 6-month window to qualify.

Earn 2 miles per dollar on purchases made directly with Delta, such as flights, seat upgrades, and other Delta services. Booking through a third-party travel site may not qualify. Miles show up in your SkyMiles account after each billing cycle.

Earn 2 miles per dollar on U.S. advertising spend in select media channels, including online, TV, and radio. This rate applies to up to $50,000 in this category per calendar year; purchases beyond that cap earn 1 mile per dollar.

Earn 2 miles per dollar on shipping costs paid to U.S. carriers such as UPS, FedEx, and USPS. The 2X rate applies to up to $50,000 in this category per calendar year, with spending above that earning 1 mile per dollar.

Earn 2 miles per dollar at eligible restaurants around the world, covering dine-in, qualifying takeout, and food delivery orders. Some cafés, bars, or catering purchases may not qualify for the elevated rate.

Any purchase that doesn't fall into a higher-earning category earns 1 mile per dollar. There's no cap on the miles you can accumulate at this base rate.

Get up to $150 back per year as a statement credit when you book prepaid hotels or vacation rentals through the Delta Stays portal on delta.com. Only prepaid bookings made through that portal count, and the credit resets each calendar year.

Get a $200 Delta Flight Credit to use toward future Delta purchases after spending $10,000 on your card in a calendar year. The credit applies to Delta flights and can be used on delta.com. You must hit the $10,000 spend threshold within a single calendar year to earn it.

Get up to 6 months of Uber One membership fees reimbursed as statement credits when you pay for the membership with this card. You must enroll by June 25, 2026 to take advantage of this benefit.

Pay for eligible in-flight purchases on Delta — like food, beverages, or pre-purchased meals — with your card and receive 20% back as a statement credit. The discount applies only to purchases on Delta-operated flights and posts automatically.

Use your SkyMiles to reduce the cost of a Delta flight at checkout on delta.com, at a rate of $50 off for every 5,000 miles redeemed. You can apply miles in 5,000-mile increments toward the base fare. Bookings must be made directly on delta.com to use this feature.

Get 20% back as a statement credit on eligible purchases made on Delta flights, such as food, beverages, and in-flight Wi-Fi. Simply pay with your card in the air, and the credit posts automatically. Only purchases made on Delta-operated flights qualify.

Save 15% on the miles cost when booking Delta award flights through delta.com or the Fly Delta app. The discount applies to Delta-operated flights only — partner-operated flights and any taxes or fees are not reduced.

Covers damage to or theft of a rental car when you reserve and pay for the full rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary, meaning it kicks in after your personal auto insurance. Rentals in Australia, Italy, and New Zealand are not covered, and liability coverage is not included.

Covers lost, damaged, or stolen baggage on flights, trains, ships, or buses when you charge the full fare to your card. You get up to $1,250 for carry-on bags and up to $500 for checked bags, on top of any reimbursement from the carrier. New York residents have a $10,000 aggregate limit per trip across all covered travelers.

Pay no annual fee for your first year of card membership. Starting in year two, a $150 annual fee applies. This is a one-time introductory waiver available when you open a new account.

Pay no foreign transaction fees on purchases made outside the U.S. Use your card abroad and the amount you see is the amount you pay, with no extra percentage tacked on.