Delta SkyMiles Gold Business Benefits, Credits & Annual Fee

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackable

  Get 10% back in statement credits on qualifying food and beverage concessions at American Express Venue Collection stadiums and arenas. Enroll your Card before paying at a participating venue. Credits are capped at $250 per calendar year, and the offer ends December 31, 2026.

  Resets: Calendar yearChecked Oct 2, 2026
• Monthly Rideshare Statement Credit$10 / moTrackableEnrollment required

  After your first Card renewal, enroll and earn up to $10 in statement credits each month on U.S. rideshare purchases with select providers when you pay with the Delta SkyMiles Gold Business Card. Distinct from the Uber One membership credit.

  Resets: MonthlyChecked Sep 14, 2026
• Delta Stays Annual Statement Credit$150 / yrTrackable

  Get up to $150 back per year as a statement credit when you book prepaid hotels or vacation rentals through the Delta Stays portal on delta.com. Only prepaid bookings made through that portal count, and the credit resets each calendar year.

  Resets: Calendar yearChecked May 22, 2026
• Delta Flight Credit (Big Spend Bonus)$200 / yrTrackableMin spend $10,000

  Get a $200 Delta Flight Credit to use toward future Delta purchases after spending $10,000 on your card in a calendar year. The credit applies to Delta flights and can be used on delta.com. You must hit the $10,000 spend threshold within a single calendar year to earn it.

  Resets: Calendar yearChecked Sep 13, 2026
• Uber One Membership Credit$9.99 / moTrackableEnrollment required

  Get up to 6 months of Uber One membership fees reimbursed as statement credits when you pay for the membership with this card. You must enroll by June 25, 2026 to take advantage of this benefit.

  Resets: MonthlyChecked May 22, 2026
• Inflight Purchase Discount Statement Credit20% / yr

  Pay for eligible in-flight purchases on Delta - like food, beverages, or pre-purchased meals - with your card and receive 20% back as a statement credit. The discount applies only to purchases on Delta-operated flights and posts automatically.

  Checked May 22, 2026

Travel Benefits

• First Checked Bag Free

  Check your first bag for free on domestic and international Delta flights. Add your SkyMiles number to your reservation so the Card benefit can be recognized when you check in. The benefit applies to Delta flights, not necessarily flights operated by partner airlines.

  Checked Sep 27, 2026
• Lowest Hotel Rates Guarantee

  Get a refund of the price difference if you find a lower online rate after booking a qualifying hotel through amextravel.com or the Amex Travel App. Submit a claim for the same room, dates, guests, rate type, and booking policies. Rates are compared before taxes and fees.

  Checked Sep 27, 2026
• Second Checked Bag Free

  Check your second bag for free on domestic Delta flights. Add your SkyMiles number to your reservation and check the bag with Delta. The second-bag benefit does not extend to international flights.

  Checked Sep 27, 2026
• Zone 5 Priority Boarding$50 / yr

  Use your SkyMiles to reduce the cost of a Delta flight at checkout on delta.com, at a rate of $50 off for every 5,000 miles redeemed. You can apply miles in 5,000-mile increments toward the base fare. Bookings must be made directly on delta.com to use this feature.

  Checked Oct 7, 2026
• 20% Back on In-Flight Purchases

  Get 20% back as a statement credit on eligible purchases made on Delta flights, such as food, beverages, and in-flight Wi-Fi. Simply pay with your card in the air, and the credit posts automatically. Only purchases made on Delta-operated flights qualify.

  Checked May 22, 2026
• 15% Off Award Travel

  Save 15% on the miles cost when booking Delta award flights through delta.com or the Fly Delta app. The discount applies to Delta-operated flights only - partner-operated flights and any taxes or fees are not reduced.

  Checked May 22, 2026

Rental Car

• Car Rental Loss and Damage Insurance

  Covers damage to or theft of a rental car when you reserve and pay for the full rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary, meaning it kicks in after your personal auto insurance. Rentals in Australia, Italy, and New Zealand are not covered, and liability coverage is not included.

  Checked Sep 27, 2026

Travel Insurance

• Baggage Insurance Plan

  Covers lost, damaged, or stolen baggage on flights, trains, ships, or buses when you charge the full fare to your card. You get up to $1,250 for carry-on bags and up to $500 for checked bags, on top of any reimbursement from the carrier. New York residents have a $10,000 aggregate limit per trip across all covered travelers.

  Checked Oct 7, 2026

Bonus Earnings

• 2X Miles on Delta Purchases2x miles

  Earn 2 miles per dollar on purchases made directly with Delta, such as flights, seat upgrades, and other Delta services. Booking through a third-party travel site may not qualify. Miles show up in your SkyMiles account after each billing cycle.

  Checked Sep 30, 2026
• 2X Miles on U.S. Advertising Purchases2x miles

  Earn 2 miles per dollar on U.S. advertising spend in select media channels, including online, TV, and radio. This rate applies to up to $50,000 in this category per calendar year; purchases beyond that cap earn 1 mile per dollar.

  Checked Sep 30, 2026
• 2X Miles on U.S. Shipping Purchases2x miles

  Earn 2 miles per dollar on shipping costs paid to U.S. carriers such as UPS, FedEx, and USPS. The 2X rate applies to up to $50,000 in this category per calendar year, with spending above that earning 1 mile per dollar.

  Checked Sep 30, 2026
• 2X Miles on Eligible Restaurants2x miles

  Earn 2 miles per dollar at eligible restaurants around the world, covering dine-in, qualifying takeout, and food delivery orders. Some cafés, bars, or catering purchases may not qualify for the elevated rate.

  Checked Sep 30, 2026
• 1X Miles on All Other Purchases1x miles

  Any purchase that doesn't fall into a higher-earning category earns 1 mile per dollar. There's no cap on the miles you can accumulate at this base rate.

  Checked Sep 30, 2026

Purchase Protection

• Purchase Protection

  Get coverage if an eligible item bought with your Card is stolen or accidentally damaged within 90 days of purchase. File a claim for a covered loss. Coverage is limited to $1,000 per purchase and $50,000 per Card Member account per calendar year.

  Checked Oct 9, 2026
• Extended Warranty

  Get up to one extra year on an eligible manufacturer’s warranty when you buy the item with your Card. Keep your purchase and warranty records in case you need to file a claim. Coverage applies to covered purchases in the U.S. or its territories with original warranties of five years or less.

  Checked Oct 7, 2026

Concierge & Membership

• Global Assist Hotline

  Get 24/7 emergency assistance and coordination when you travel more than 100 miles from home. Call Global Assist Hotline for medical or legal referrals, help arranging an emergency cash wire, or missing-luggage assistance. The hotline coordinates services; any third-party costs may be your responsibility.

  Checked Oct 8, 2026

Entertainment

• American Express Venue Collection

  Get access to Card Member benefits at participating American Express Venue Collection stadiums and arenas. Check the venue’s available benefits and show or use your U.S.-issued American Express Card as required. Benefits are offered only at participating venues and select events.

  Checked Sep 27, 2026
• Amex Presale Tickets

  Get a chance to buy tickets before general sales open for select events. Look for Amex Presale Tickets during the announced presale window and use your American Express Card to purchase. Availability is limited to select events, seats, and presale periods.

  Checked Sep 27, 2026
• Amex Reserved Tickets

  Get access to tickets set aside for American Express Card Members at select events. Look for Amex Reserved Tickets and use your Card to make the purchase during the specified sales period. Seats and availability are limited.

  Checked Sep 27, 2026

Fees & Miscellaneous

• Introductory Annual Fee Waiver$150

  Pay no annual fee for your first year of card membership. Starting in year two, a $150 annual fee applies. This is a one-time introductory waiver available when you open a new account.

  Checked Sep 27, 2026
• No Foreign Transaction Fees

  Pay no foreign transaction fees on purchases made outside the U.S. Use your card abroad and the amount you see is the amount you pay, with no extra percentage tacked on.

  Checked May 22, 2026