
American Express
Hilton Honors Business
$195 / yr · Earns Hilton Honors
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Hotels | 12x | |
| Everything else | 5x |
Benefits
Welcome Bonus
- Welcome Bonus Points130,000 pts
Earn 130,000 Hilton Honors Bonus Points as a one-time welcome offer by spending $6,000 on purchases within the first six months of card membership. Points can be used toward Hilton hotel stays, experiences, and other redemptions.
Bonus Earnings
- 12X Points at Hilton Hotels and Resorts
Earn 12 Hilton Honors points per dollar when you book and pay directly with hotels and resorts in the Hilton portfolio — through Hilton's website, app, or by calling the property. Bookings made through third-party travel sites do not qualify for this rate.
Resets: Yearly - 5X Points on Other Purchases (Up to $100,000)
Earn 5 Hilton Honors points per dollar on all other eligible purchases outside of Hilton properties, up to $100,000 in spending per calendar year. After hitting that cap, the rate drops to 3X for the remainder of the year.
Resets: Yearly - 3X Points on Purchases After $100,000 Threshold
Once your non-Hilton purchases exceed $100,000 in a calendar year, the 5X rate ends and all remaining eligible purchases earn 3 Hilton Honors points per dollar for the rest of that year.
Resets: Yearly
Statement Credits
- Hilton Statement Credits$60 / yrTrackable
Get up to $240 back per year on eligible purchases charged directly by Hilton properties. The credit is split into up to $60 each quarter, and any unused portion of a quarterly credit does not carry over to the next quarter.
Resets: Yearly
Hotel Status
- Hilton Honors Gold Elite Status
Cardholders automatically receive Hilton Honors Gold status with no qualifying nights required. Gold perks include an 80% bonus on base points earned during paid stays, space-available room upgrades, a fifth night free on award stays, and complimentary breakfast or food-and-beverage credits at select properties.
Resets: Yearly