Amex Business Platinum

Earn up to 300,000 Membership Rewards points as a new cardholder. Spend $20,000 on eligible purchases within your first 3 months of card membership to unlock the full bonus. Points can be redeemed for travel, gift cards, and more.

Earn 5 Membership Rewards points per dollar on flights and prepaid hotels when you book through AmexTravel.com. This elevated rate only applies to bookings made on that site — purchases made directly with airlines or hotels outside Amex Travel earn the base 1X rate.

Get 35% of your points back when you use Pay with Points for flights booked through Amex Travel with your one selected qualifying airline. The rebate is capped at 1,000,000 points returned per calendar year.

Earn 2 Membership Rewards points per dollar on U.S. purchases with construction and hardware suppliers, electronics retailers, software and cloud providers, and shipping carriers. Any single purchase of $5,000 or more also earns 2X. The bonus rate applies to up to $2 million in combined eligible purchases per year.

Earn 1 Membership Rewards point per dollar on all other eligible purchases that don't qualify for a higher bonus category. Terms and limitations apply.

Get up to $300 back twice a year (up to $600 total) as statement credits on prepaid hotel bookings made through Amex Travel with Fine Hotels + Resorts or The Hotel Collection. The Hotel Collection bookings require a minimum two-night stay.

Get up to $300 back per calendar year as statement credits on U.S. purchases of ChatGPT Business subscriptions. Enrollment is required, and the credit applies only to purchases made in the United States.

Get up to $150 back on U.S. purchases made directly with Dell Technologies, plus an additional $1,000 statement credit once you spend $5,000 or more with Dell in the same calendar year. Enrollment is required to activate this benefit.

Get up to $50 back per quarter (up to $200 per year) as statement credits on eligible purchases made directly with Hilton. You must be a Hilton for Business member and enrollment is required to activate this benefit.

Get up to $200 back per calendar year as statement credits for incidental fees—like checked bags or seat upgrades—charged by one qualifying airline you select. You must designate your airline, and the credit applies only to that one carrier.

Get a $250 statement credit per calendar year on U.S. purchases made directly with Adobe. You must spend at least $600 with Adobe in that calendar year to receive the credit, and enrollment is required.

Get a $100 on-property credit toward eligible charges when you book a stay of two or more nights through AmexTravel.com with The Hotel Collection. Eligible charges vary by property and are applied at the hotel.

Earn up to $50 back each quarter as a statement credit on charges billed directly by a Hilton property, for up to $200 per year. Enrollment is required, and unused credits from one quarter do not roll over to the next. You must be a Hilton for Business member — if you're not, you'll be registered when you enroll.

Get a statement credit of up to $120 for a Global Entry application fee, or up to $85 for a TSA PreCheck application fee through a TSA official enrollment provider. The credit can be used once every 4 years and must be charged to your Business Platinum Card.

Unlock up to $1,200 in statement credits on flights booked through AmexTravel.com in the following calendar year by spending $250,000 on eligible purchases with your Business Platinum Card in the current calendar year.

Get up to $10 back per month (up to $120 per year) as statement credits on wireless phone service purchased directly from a U.S. wireless telephone service provider. Enrollment is required to activate this monthly credit.

Get up to $209 back per calendar year as a statement credit toward a CLEAR+ membership, which speeds up airport security at participating U.S. airports. The credit covers an auto-renewing membership but excludes applicable taxes and fees.

Get up to $90 back per quarter (up to $360 per year) as statement credits on U.S. purchases made directly with Indeed. Enrollment is required, and unused quarterly credits do not carry over.

Unlock up to $2,400 in statement credits toward American Express One AP monthly fees in the following calendar year by spending $250,000 on eligible purchases with your Business Platinum Card in the current calendar year.

Pay for a qualifying cruise with your card and receive $100–$300 in shipboard credit per stateroom, with the exact amount varying by cruise line and booking. Additional onboard amenities may also be included depending on the cruise line. Authorized Platinum users are covered as well.

Book stays at Fine Hotels + Resorts properties through AmexTravel.com and receive a suite of perks: daily breakfast for two, a room upgrade when available, noon check-in, 4 PM late checkout, complimentary Wi-Fi, and a unique property amenity. These stays also earn 5X Membership Rewards points on the prepaid cost.

Book select premium international flights — business or first class — originating in the U.S. or Canada through Amex Travel to access discounted fares on a curated set of airlines and routes. Authorized Platinum users on your account can also take advantage of this program.

Get Priority Notify and insider access to reservations at sought-after restaurants worldwide through Global Dining Access by Resy. Download the Resy app or visit Resy.com and add your Business Platinum Card to your profile to activate these dining benefits.

Get 10 complimentary visits per year to Delta Sky Club airport lounges. Access is available only on days when you are flying on an eligible Delta-operated flight.

Your card gets you complimentary entry to Airspace Lounges, Escape Lounges, and Plaza Premium Lounges. You can bring up to 2 guests at no charge — just show your card and a same-day boarding pass at the lounge entrance. Authorized Platinum card users on your account have the same access.

Get a complimentary Priority Pass Select membership, giving you access to 1,300+ airport lounges worldwide across multiple airlines and alliances. Enrollment is required to activate the membership.

Cardholders receive 10 Delta Sky Club visit-days per membership year (running February 1 through January 31) when traveling on an eligible Delta flight. If you spend $75,000 or more on eligible purchases in a calendar year, visits become unlimited through the end of the following year. Authorized Platinum users are also covered.

After enrolling, you receive a complimentary Priority Pass Select membership that grants you and up to 2 guests free access to Priority Pass lounges at airports worldwide. Note that restaurant credits sometimes associated with Priority Pass are not included with this card's membership.

When flying Lufthansa, SWISS, or Austrian Airlines out of Frankfurt Airport (Terminal 1) or Munich Airport (Terminal 2), you can access Lufthansa Business Lounges with any confirmed ticket, or Senator Lounges if traveling in Business Class. This benefit is scheduled to end on October 1, 2026.

Get Hilton Honors Gold status, which includes perks like bonus points on stays and faster progress toward reward nights across the Hilton portfolio. No minimum stay requirement applies; enroll through your American Express account to activate.

Get complimentary Leaders Club Sterling Status from The Leading Hotels of the World, unlocking curated on-property benefits at 400+ independent luxury hotels globally. Enrollment is required through your American Express account to activate the status.

Get Marriott Bonvoy Gold Elite status without needing to meet the usual stay requirements. Enroll through your American Express account to activate the status, which includes benefits like enhanced points earning and late checkout when available.

Enroll through your Amex account to receive complimentary Avis Preferred status, which includes priority counter service, rental discounts, and a one-car-class upgrade on Intermediate through Full size vehicles. Authorized Platinum users on your account are also eligible after enrolling.

Get complimentary premium status with select car rental programs, including Avis, Hertz, and National. Enroll through your American Express online account with your eligible card to activate; specific perks vary by rental program.

After enrolling through your Amex account, you receive complimentary National Car Rental Executive status. This lets you reserve a midsize car and then choose any vehicle from the Executive Aisle at no extra cost when you pick up. Authorized Platinum users are also eligible.

Covers lost, damaged, or stolen baggage when you purchase your entire common carrier ticket (flight, train, ship, or bus) with your card. Coverage is up to $2,000 for checked bags and up to $3,000 combined for checked and carry-on bags, in excess of what the carrier provides, with a $3,000 aggregate limit per trip.

Covers damage to or theft of a rental car when you reserve and pay for the entire rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary to other insurance you may have and is not available for rentals in Australia, Italy, or New Zealand.

Covers non-refundable trip costs up to $10,000 per trip when a covered reason cancels or interrupts a round trip paid entirely with your card. The maximum reimbursement is $20,000 per eligible card per 12-month period.

Covers up to $500 in additional expenses—like meals or lodging—when a covered reason delays a fully card-paid round trip by more than 6 hours. You're limited to 2 approved claims per eligible card per 12-month period.

Covers repair or replacement costs for a damaged or stolen cell phone, up to $800 per claim. Pay the prior month's wireless bill with your card to qualify; a $50 deductible applies per claim, with a maximum of 2 approved claims per 12-month period.

Adds up to one extra year to the original manufacturer's warranty on eligible purchases made with your card. Applies only to warranties of 5 years or less on covered purchases made in the United States or its territories.

Covers eligible card purchases against theft, accidental damage, or loss for up to 90 days from the purchase date. Reimbursement is up to $10,000 per covered purchase and $50,000 per calendar year.

Work with dedicated Platinum Travel Consultants who can build custom itineraries and offer tailored recommendations for your trips. Contact them through your American Express account to plan business or leisure travel.

Get 24/7 emergency coordination for medical, legal, financial, and other urgent needs when traveling more than 100 miles from home. Emergency medical transportation may be arranged at no cost if approved and coordinated by the hotline; third-party service fees remain your responsibility.

The card charges no foreign transaction fees on international purchases, whether the merchant is abroad or the charge is billed in a foreign currency. No enrollment is needed — the savings apply automatically to every qualifying transaction.

Get access to purchase Amex Presale Tickets and Amex Reserved Tickets for select sports, music, and entertainment events. Availability is limited and not all seats are offered through the program.

Add employee cards to your account at no annual fee and set approved merchant category types to keep spending on track. You'll get real-time alerts whenever an employee makes a purchase outside your approved categories.