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Delta SkyMiles Platinum Business card art

American Express

Delta SkyMiles Platinum Business

$350 / yr

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Earning rates

CategoryRateNotes
Everything else1x

Bonus category rates for this card are still being added.

Benefits

Welcome Bonus

  • Welcome Offer: Bonus Miles70,000 mi

    Earn 70,000 bonus Delta SkyMiles after spending $6,000 on purchases in your first 6 months of card membership. Miles post automatically once you hit the spend threshold. The full 70,000 miles are awarded as a one-time bonus, not spread over time.

Bonus Earnings

  • 3X Miles on Hotels and Delta Purchases

    Earn 3 SkyMiles per dollar on eligible Delta purchases — including flights, upgrades, and Sky Club passes — and on hotel stays booked directly with the property. To get the hotel bonus, book directly with the hotel rather than through a third-party travel site.

    Resets: Yearly
  • 1.5X Miles on Eligible Transit, U.S. Shipping & Large Purchases

    Earn 1.5 miles per dollar on U.S. transit (including taxis and rideshares), U.S. shipping providers, and single purchases of $5,000 or more. The 1.5x rate on large purchases applies up to $100,000 in combined eligible purchases per year. Purchases above that cap earn at the base rate.

    Resets: Yearly
  • MQD Earn on Spend

    Earn $1 in Medallion Qualification Dollars (MQDs) for every $20 you spend on the card throughout the calendar year. These MQDs stack with those earned from flying, helping you reach Delta Medallion elite status faster. There is no cap on how many MQDs you can accumulate this way.

    Resets: Yearly
  • 1X Miles on All Other Purchases

    Earn 1 mile per dollar on all purchases that don't fall into a higher bonus category. This base rate applies automatically with no enrollment needed.

    Resets: Yearly

Statement Credits

  • Delta Stays Hotel Credit$200 / yrTrackable

    Receive up to $200 back per year as a statement credit when you book prepaid hotels or vacation rentals through Delta Stays on delta.com. Only prepaid bookings made through that portal and charged to your card qualify for the credit.

    Resets: Yearly
  • Uber One Membership Credit$9.99 / moTrackableEnrollment required

    Get up to $9.99 back per month as a statement credit when you pay for an Uber One membership with this card, covering up to 12 months of membership fees per year. Enrollment is required, and you must enroll by June 25, 2026 to take advantage of this benefit.

    Resets: Monthly
  • Rideshare Credit$10 / moTrackableEnrollment required

    Get up to $10 back per month as a statement credit on U.S. rideshare purchases with select providers. Pay for your ride with your card to trigger the credit automatically. Enrollment is required, and unused monthly credits don't carry over to the next month.

    Resets: Monthly
  • Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

    Covers the application fee for Global Entry ($120) or TSA PreCheck® (up to $85) when you pay with your card. You can use this credit once every 4 years. Global Entry approval also includes TSA PreCheck access at no extra charge.

    Resets: Every 4 years
  • Resy Credit$10 / moTrackableEnrollment required

    Get up to $10 back each month as a statement credit when you pay for meals at U.S. Resy restaurants with your card. Book through Resy.com or the Resy app, then pay with your card. Enrollment is required, and credits reset monthly—unused amounts don't roll over.

    Resets: Monthly

Travel Benefits

  • First Checked Bag Free

    Check your first bag for free on Delta flights, saving up to $35 each way per person. The benefit applies to the cardholder and can save a family of four up to $280 on a round-trip. Your card must be used to pay for the Delta ticket to qualify.

    Resets: Yearly
  • Annual Companion Certificate

    Get a companion certificate each year after you renew your card, letting a second traveler fly with you on a Delta Main cabin round-trip. Valid for domestic U.S., Caribbean, or Central American itineraries. Taxes and fees still apply, and the certificate is issued annually at renewal.

    Resets: Yearly
  • Zone 5 Priority Boarding

    Board Delta flights in Zone 5, earlier than general boarding, giving you extra time to stow carry-on bags and settle in. No action is needed—just present your boarding pass at the gate when Zone 5 is called. Applies to Delta-operated flights only.

    Resets: Yearly
  • Award Flight Discount

    Save 15% on the miles required when booking Delta-operated award flights through delta.com or the Fly Delta app. The discount applies automatically at checkout. Note that it does not apply to partner-operated or codeshare flights, or to the taxes and fees portion of the booking.

    Resets: Yearly
  • Complimentary Upgrade List

    Get added to Delta's Complimentary Upgrade list on eligible tickets, even without Medallion status. Upgrades are granted based on availability, but Medallion members and Delta Reserve cardholders are prioritized ahead of you on the list.

    Resets: Yearly
  • Pay with Miles

    Redeem your SkyMiles to reduce the cost of a Delta flight at a rate of up to $50 off per 5,000 miles when booking on delta.com. You can apply as many miles as you want in 5,000-mile increments. This option is available only when booking directly through delta.com.

    Resets: Yearly

Airline Status

  • MQD Headstart

    Get $2,500 Medallion Qualification Dollars (MQDs) added to your account at the start of each Medallion Qualification Year, giving you a running head start toward Delta elite status. This credit is applied automatically each year with no spend required. It stacks with MQDs you earn from card purchases.

    Resets: Yearly
  • MQD Boost

    Earn $1 MQD for every $20 you spend on your card in a calendar year, helping you reach Delta Medallion status faster. MQDs earned this way count toward your status for the following Medallion Year. There is no cap on how many MQDs you can earn through card spending.

    Resets: Yearly

Rental Car

  • Car Rental Loss and Damage Insurance

    Covers damage to or theft of a rental car when you reserve and pay the entire rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary to any other insurance you hold and excludes liability. Rentals in Australia, Italy, and New Zealand are not covered.

    Resets: Yearly
  • Hertz Five Star® StatusEnrollment required

    Get complimentary Hertz Five Star® status, which includes perks like skipping the counter and accessing a wider vehicle selection. To activate, add your Hertz Gold Plus Rewards number to your SkyMiles account and enroll in the promotion at delta.com/hertz. Enrollment in Hertz Gold Plus Rewards is required.

    Resets: Yearly

Travel Insurance

  • Baggage Insurance Plan

    Covers lost, damaged, or stolen baggage when you buy your full common carrier ticket (plane, train, ship, or bus) with your card. Coverage goes up to $1,250 for carry-ons and $500 for checked bags, on top of whatever the carrier pays. New York residents have a $10,000 aggregate cap per trip for all covered travelers.

    Resets: Yearly
  • Trip Delay Insurance

    Covers up to $300 in extra expenses—like meals or lodging—if a covered reason delays your round-trip by more than 12 hours. Your entire trip fare must be charged to your card to qualify. Limited to 2 claims per card per 12-month period.

    Resets: Yearly

Fees & Miscellaneous

  • No Foreign Transaction Fees

    Pay no foreign transaction fees on any purchases made outside the U.S. Use your card abroad without worrying about the typical 2–3% surcharge added by many other cards.

    Resets: Yearly
  • Expanded Buying Power

    Spend beyond your standard credit limit when your business needs it, with the flexible amount determined by your card usage, payment history, and financial profile. There is no preset extra spending cap—it adjusts over time. Balances still need to be paid according to your card's terms.

    Resets: Yearly
Cards with similar benefits:Hotel CreditsGlobal Entry / TSA PreCheck CreditsDining CreditsRideshare CreditsCompanion Fares & Certificates
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