Delta SkyMiles Platinum Business Benefits, Credits & Annual Fee

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackable

  Get 10% back in statement credits on qualifying food and beverage concessions at American Express Venue Collection stadiums and arenas. Enroll your Card before paying. Credits are capped at $250 per calendar year, only one Card may be enrolled per Card Member, and the offer ends December 31, 2026.

  Resets: Calendar yearChecked Sep 28, 2026
• Delta Stays Hotel Credit$200 / yrTrackable

  Receive up to $200 back per year as a statement credit when you book prepaid hotels or vacation rentals through Delta Stays on delta.com. Only prepaid bookings made through that portal and charged to your card qualify for the credit.

  Resets: Calendar yearChecked May 22, 2026
• Uber One Membership Credit$9.99 / moTrackableEnrollment required

  Get up to $9.99 back per month as a statement credit when you pay for an Uber One membership with this card, covering up to 12 months of membership fees per year. Enrollment is required, and you must enroll by June 25, 2026 to take advantage of this benefit.

  Resets: MonthlyChecked May 22, 2026
• Rideshare Credit$10 / moTrackableEnrollment required

  Get up to $10 a month in statement credits for U.S. rideshare purchases with Uber, Lyft, Curb or Alto. Enroll your account and pay with the Basic Card or an Additional Card. Credits are capped at $10 monthly across the account, or $120 per calendar year.

  Resets: MonthlyChecked Sep 28, 2026
• Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

  Get a statement credit for your Global Entry application fee ($120) or TSA PreCheck fee (up to $85). Charge the fee to your Card. TSA PreCheck must go through an official TSA enrollment provider. The credit is available once every 4 years.

  Resets: Every 4 yearsChecked Oct 7, 2026
• Resy Credit$10 / moTrackableEnrollment required

  Get up to $10 a month in statement credits for eligible Resy purchases. Enroll your account, then pay with the Basic Card or an Additional Card. Credits are capped at $10 monthly across the account, or $120 per calendar year.

  Resets: MonthlyChecked Sep 28, 2026

Travel Benefits

• In-Flight Purchases Credit20%

  Get 20% back as a statement credit on eligible Delta food and beverage purchases. Pay with your Card for food or drinks aboard Delta-operated flights or for eligible pre-purchased meals. The savings do not apply to purchases outside these categories.

  Checked Sep 28, 2026
• Lowest Hotel Rates Guarantee

  Get the price difference refunded if you find a lower qualifying hotel rate online after booking through amextravel.com or the Amex Travel App. Submit a matching lower rate for the same room, dates, guests and booking policies. Rates are compared before taxes and fees.

  Checked Sep 28, 2026
• Check Two Bags Free

  Your first checked bag flies free on international and domestic Delta flights. Your second bag also flies free on domestic Delta flights. Card must be used to pay for the Delta ticket.

  Checked Sep 14, 2026
• Annual Companion CertificateTrackable

  Get a companion certificate each year after you renew your card, letting a second traveler fly with you on a Delta Main cabin round-trip. Valid for domestic U.S., Caribbean, or Central American itineraries. Taxes and fees still apply, and the certificate is issued annually at renewal.

  Resets: Card anniversaryChecked Sep 15, 2026
• Zone 5 Priority Boarding

  Board Delta flights in Zone 5, earlier than general boarding, giving you extra time to stow carry-on bags and settle in. No action is needed-just present your boarding pass at the gate when Zone 5 is called. Applies to Delta-operated flights only.

  Checked May 22, 2026
• Award Flight Discount

  Save 15% on the miles required when booking Delta-operated award flights through delta.com or the Fly Delta app. The discount applies automatically at checkout. Note that it does not apply to partner-operated or codeshare flights, or to the taxes and fees portion of the booking.

  Checked May 22, 2026
• Complimentary Upgrade List

  Get added to Delta's Complimentary Upgrade list on eligible tickets, even without Medallion status. Upgrades are granted based on availability, but Medallion members and Delta Reserve cardholders are prioritized ahead of you on the list.

  Checked May 22, 2026
• Pay with Miles

  Redeem your SkyMiles to reduce the cost of a Delta flight at a rate of up to $50 off per 5,000 miles when booking on delta.com. You can apply as many miles as you want in 5,000-mile increments. This option is available only when booking directly through delta.com.

  Checked May 22, 2026

Airline Status

• MQD Headstart

  Get $2,500 Medallion Qualification Dollars (MQDs) added to your account at the start of each Medallion Qualification Year, giving you a running head start toward Delta elite status. This credit is applied automatically each year with no spend required. It stacks with MQDs you earn from card purchases.

  Checked May 22, 2026
• MQD Boost

  Earn $1 MQD for every $20 you spend on your card in a calendar year, helping you reach Delta Medallion status faster. MQDs earned this way count toward your status for the following Medallion Year. There is no cap on how many MQDs you can earn through card spending.

  Checked May 22, 2026

Rental Car

• Hertz Five Star® StatusEnrollment required

  Get complimentary Hertz Five Star® status, which includes perks like skipping the counter and accessing a wider vehicle selection. To activate, add your Hertz Gold Plus Rewards number to your SkyMiles account and enroll in the promotion at delta.com/hertz. Enrollment in Hertz Gold Plus Rewards is required.

  Checked May 22, 2026
• Car Rental Loss and Damage Insurance

  Covers damage to or theft of a rental car when you reserve and pay the entire rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary to any other insurance you hold and excludes liability. Rentals in Australia, Italy, and New Zealand are not covered.

  Checked Oct 7, 2026

Travel Insurance

• Baggage Insurance Plan

  Covers lost, damaged, or stolen baggage when you buy your full common carrier ticket (plane, train, ship, or bus) with your card. Coverage goes up to $1,250 for carry-ons and $500 for checked bags, on top of whatever the carrier pays. New York residents have a $10,000 aggregate cap per trip for all covered travelers.

  Checked Oct 7, 2026
• Trip Delay Insurance

  Covers up to $300 in extra expenses-like meals or lodging-if a covered reason delays your round-trip by more than 12 hours. Your entire trip fare must be charged to your card to qualify. Limited to 2 claims per card per 12-month period.

  Checked Sep 26, 2026

Bonus Earnings

• 3X Miles on Hotels and Delta Purchases3x miles

  Earn 3 SkyMiles per dollar on eligible Delta purchases - including flights, upgrades, and Sky Club passes - and on hotel stays booked directly with the property. To get the hotel bonus, book directly with the hotel rather than through a third-party travel site.

  Checked Sep 30, 2026
• 1.5X Miles on Single Purchases of $5,000 or More1.5x milesMin charge $5,000

  Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more. Shares a combined $100,000 annual cap with 1.5X transit and U.S. shipping. Higher category accelerators take priority when both apply.

  Checked Sep 30, 2026
• 1.5X Miles on Eligible Transit and U.S. Shipping1.5x miles

  Earn 1.5 miles per dollar on eligible U.S. transit (including taxis and rideshares) and U.S. shipping providers. Shares a combined $100,000 annual cap with the separate 1.5X large-purchase earn. Higher category accelerators take priority when both apply.

  Checked Sep 30, 2026
• MQD Earn on Spend

  Earn $1 in Medallion Qualification Dollars (MQDs) for every $20 you spend on the card throughout the calendar year. These MQDs stack with those earned from flying, helping you reach Delta Medallion elite status faster. There is no cap on how many MQDs you can accumulate this way.

  Checked May 22, 2026
• 1X Miles on All Other Purchases1x miles

  Earn 1 mile per dollar on all purchases that don't fall into a higher bonus category. This base rate applies automatically with no enrollment needed.

  Checked Sep 30, 2026

Purchase Protection

• Purchase Protection

  Get coverage if an eligible item bought with your Card is stolen or accidentally damaged. Purchase Protection applies for up to 90 days from the purchase date. Coverage is limited to $1,000 per purchase and $50,000 per Card Member account per calendar year.

  Checked Sep 28, 2026
• Cell Phone Protection

  Get cell phone protection at no additional cost to Card Membership. Check your Card's coverage terms to see what incidents are covered and how to file a claim. Coverage has conditions and limits, including limits on the amount paid.

  Checked Oct 7, 2026
• Extended Warranty

  Get up to one additional year added to an eligible manufacturer's warranty. Pay for a covered purchase with your Card to use the coverage. The original warranty must be five years or less, and the purchase must be in the United States or its territories or possessions.

  Checked Oct 7, 2026

Concierge & Membership

• Global Assist Hotline

  Get 24/7 help coordinating emergencies while traveling, including medical or legal referrals, emergency cash wires and missing luggage assistance. Contact the Global Assist Hotline when you need help. The service is available when you travel more than 100 miles from home.

  Checked Oct 5, 2026

Entertainment

• American Express Venue Collection

  Access participating American Express Venue Collection stadium and arena benefits at select events. Check the participating venue's benefits and bring your U.S.-issued American Express Card. Available benefits vary by venue and event.

  Checked Sep 28, 2026
• Amex Preferred Tickets

  Buy Amex Preferred Tickets for select events and seats. Look for the Preferred Tickets option during the designated purchase period and use your eligible American Express Card. Tickets are available only for participating events while supplies last.

  Checked Sep 28, 2026
• Amex Presale Tickets

  Buy tickets for select events before they go on sale to the general public. Look for Amex Presale Tickets and use your American Express Card during the specified presale window. Access applies only to select events and seats.

  Checked Sep 28, 2026
• Amex Reserved Tickets

  Buy Amex Reserved Tickets for select events and seats. Look for the Reserved Tickets option and use your American Express Card during the specified purchase period. Availability is limited to participating events, designated seats and the applicable window.

  Checked Sep 28, 2026

Fees & Miscellaneous

• No Foreign Transaction Fees

  Pay no foreign transaction fees on any purchases made outside the U.S. Use your card abroad without worrying about the typical 2-3% surcharge added by many other cards.

  Checked May 22, 2026
• Expanded Buying Power

  Spend beyond your standard credit limit when your business needs it, with the flexible amount determined by your card usage, payment history, and financial profile. There is no preset extra spending cap-it adjusts over time. Balances still need to be paid according to your card's terms.

  Checked May 22, 2026