
American Express
Delta SkyMiles Platinum Business
$350 / yr
Earning rates
| Category | Rate | Notes |
|---|---|---|
| Everything else | 1x |
Bonus category rates for this card are still being added.
Benefits
Welcome Bonus
- Welcome Offer: Bonus Miles70,000 mi
Earn 70,000 bonus Delta SkyMiles after spending $6,000 on purchases in your first 6 months of card membership. Miles post automatically once you hit the spend threshold. The full 70,000 miles are awarded as a one-time bonus, not spread over time.
Bonus Earnings
- 3X Miles on Hotels and Delta Purchases
Earn 3 SkyMiles per dollar on eligible Delta purchases — including flights, upgrades, and Sky Club passes — and on hotel stays booked directly with the property. To get the hotel bonus, book directly with the hotel rather than through a third-party travel site.
Resets: Yearly - 1.5X Miles on Eligible Transit, U.S. Shipping & Large Purchases
Earn 1.5 miles per dollar on U.S. transit (including taxis and rideshares), U.S. shipping providers, and single purchases of $5,000 or more. The 1.5x rate on large purchases applies up to $100,000 in combined eligible purchases per year. Purchases above that cap earn at the base rate.
Resets: Yearly - MQD Earn on Spend
Earn $1 in Medallion Qualification Dollars (MQDs) for every $20 you spend on the card throughout the calendar year. These MQDs stack with those earned from flying, helping you reach Delta Medallion elite status faster. There is no cap on how many MQDs you can accumulate this way.
Resets: Yearly - 1X Miles on All Other Purchases
Earn 1 mile per dollar on all purchases that don't fall into a higher bonus category. This base rate applies automatically with no enrollment needed.
Resets: Yearly
Statement Credits
- Delta Stays Hotel Credit$200 / yrTrackable
Receive up to $200 back per year as a statement credit when you book prepaid hotels or vacation rentals through Delta Stays on delta.com. Only prepaid bookings made through that portal and charged to your card qualify for the credit.
Resets: Yearly - Uber One Membership Credit$9.99 / moTrackableEnrollment required
Get up to $9.99 back per month as a statement credit when you pay for an Uber One membership with this card, covering up to 12 months of membership fees per year. Enrollment is required, and you must enroll by June 25, 2026 to take advantage of this benefit.
Resets: Monthly - Rideshare Credit$10 / moTrackableEnrollment required
Get up to $10 back per month as a statement credit on U.S. rideshare purchases with select providers. Pay for your ride with your card to trigger the credit automatically. Enrollment is required, and unused monthly credits don't carry over to the next month.
Resets: Monthly - Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable
Covers the application fee for Global Entry ($120) or TSA PreCheck® (up to $85) when you pay with your card. You can use this credit once every 4 years. Global Entry approval also includes TSA PreCheck access at no extra charge.
Resets: Every 4 years - Resy Credit$10 / moTrackableEnrollment required
Get up to $10 back each month as a statement credit when you pay for meals at U.S. Resy restaurants with your card. Book through Resy.com or the Resy app, then pay with your card. Enrollment is required, and credits reset monthly—unused amounts don't roll over.
Resets: Monthly
Travel Benefits
- First Checked Bag Free
Check your first bag for free on Delta flights, saving up to $35 each way per person. The benefit applies to the cardholder and can save a family of four up to $280 on a round-trip. Your card must be used to pay for the Delta ticket to qualify.
Resets: Yearly - Annual Companion Certificate
Get a companion certificate each year after you renew your card, letting a second traveler fly with you on a Delta Main cabin round-trip. Valid for domestic U.S., Caribbean, or Central American itineraries. Taxes and fees still apply, and the certificate is issued annually at renewal.
Resets: Yearly - Zone 5 Priority Boarding
Board Delta flights in Zone 5, earlier than general boarding, giving you extra time to stow carry-on bags and settle in. No action is needed—just present your boarding pass at the gate when Zone 5 is called. Applies to Delta-operated flights only.
Resets: Yearly - Award Flight Discount
Save 15% on the miles required when booking Delta-operated award flights through delta.com or the Fly Delta app. The discount applies automatically at checkout. Note that it does not apply to partner-operated or codeshare flights, or to the taxes and fees portion of the booking.
Resets: Yearly - Complimentary Upgrade List
Get added to Delta's Complimentary Upgrade list on eligible tickets, even without Medallion status. Upgrades are granted based on availability, but Medallion members and Delta Reserve cardholders are prioritized ahead of you on the list.
Resets: Yearly - Pay with Miles
Redeem your SkyMiles to reduce the cost of a Delta flight at a rate of up to $50 off per 5,000 miles when booking on delta.com. You can apply as many miles as you want in 5,000-mile increments. This option is available only when booking directly through delta.com.
Resets: Yearly
Airline Status
- MQD Headstart
Get $2,500 Medallion Qualification Dollars (MQDs) added to your account at the start of each Medallion Qualification Year, giving you a running head start toward Delta elite status. This credit is applied automatically each year with no spend required. It stacks with MQDs you earn from card purchases.
Resets: Yearly - MQD Boost
Earn $1 MQD for every $20 you spend on your card in a calendar year, helping you reach Delta Medallion status faster. MQDs earned this way count toward your status for the following Medallion Year. There is no cap on how many MQDs you can earn through card spending.
Resets: Yearly
Rental Car
- Car Rental Loss and Damage Insurance
Covers damage to or theft of a rental car when you reserve and pay the entire rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary to any other insurance you hold and excludes liability. Rentals in Australia, Italy, and New Zealand are not covered.
Resets: Yearly - Hertz Five Star® StatusEnrollment required
Get complimentary Hertz Five Star® status, which includes perks like skipping the counter and accessing a wider vehicle selection. To activate, add your Hertz Gold Plus Rewards number to your SkyMiles account and enroll in the promotion at delta.com/hertz. Enrollment in Hertz Gold Plus Rewards is required.
Resets: Yearly
Travel Insurance
- Baggage Insurance Plan
Covers lost, damaged, or stolen baggage when you buy your full common carrier ticket (plane, train, ship, or bus) with your card. Coverage goes up to $1,250 for carry-ons and $500 for checked bags, on top of whatever the carrier pays. New York residents have a $10,000 aggregate cap per trip for all covered travelers.
Resets: Yearly - Trip Delay Insurance
Covers up to $300 in extra expenses—like meals or lodging—if a covered reason delays your round-trip by more than 12 hours. Your entire trip fare must be charged to your card to qualify. Limited to 2 claims per card per 12-month period.
Resets: Yearly
Fees & Miscellaneous
- No Foreign Transaction Fees
Pay no foreign transaction fees on any purchases made outside the U.S. Use your card abroad without worrying about the typical 2–3% surcharge added by many other cards.
Resets: Yearly - Expanded Buying Power
Spend beyond your standard credit limit when your business needs it, with the flexible amount determined by your card usage, payment history, and financial profile. There is no preset extra spending cap—it adjusts over time. Balances still need to be paid according to your card's terms.
Resets: Yearly