- Resy Credit · Resets quarterly$100 / qtrChecked Jul 4, 2026
- Platinum Nights by ResyChecked Oct 9, 2026
- Global Dining Access by ResyChecked Jul 4, 2026
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Dining Credits: Cards and Benefit Rules
Monthly or annual credits at restaurants - Resy bookings, delivery platforms' restaurant orders, or specific dining programs. Small individually, meaningful when captured every month.
How Dining Credits Work
Confirm enrollment, eligible merchants, minimum spend, usage limits, and the exact reset or expiration rule. Displayed values are catalog face values and may not equal the amount every cardholder can use.
How Creddy reviews benefit informationWhich Credit Cards Have Dining Credits?
- Resy Credit · Resets quarterly$100 / qtrChecked Sep 14, 2026
- Platinum Nights by ResyChecked Sep 27, 2026
- Global Dining Access by ResyChecked Sep 27, 2026
- Sapphire Reserve Exclusive Tables Dining Credit · Resets twice a year$150 / 6moChecked May 20, 2026
- Dining Statement Credit · Resets monthly$25 / moChecked May 20, 2026
- Resy Dining Statement Credit · Resets monthly$20 / moChecked May 20, 2026
- Global Dining Access by ResyChecked Sep 28, 2026
- $240 Resy Credit · Resets monthly$20 / moChecked Sep 14, 2026
- Global Dining Access by ResyChecked May 22, 2026
- Dining Credit at Grubhub, Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder$10 / moChecked Sep 12, 2026
- Resy Dining Credit · Resets twice a year$50 / 6moChecked Sep 24, 2026
- Resy Dining Credit · Resets monthly$10 / moChecked May 20, 2026
- Resy Credit · Resets monthly$10 / moChecked Sep 28, 2026
- DoorDash Quarterly Non-Restaurant Credit · Resets monthly$10 / moChecked Oct 9, 2026
- Monthly $10 Instacart In-App Credit · Resets monthly$10 / moChecked Sep 12, 2026Official terms
- DoorDash Monthly Non-Restaurant Credit · Resets monthly$10 / moChecked Oct 9, 2026
- DoorDash Quarterly Non-Restaurant Credit · Resets quarterly$10 / qtrChecked Sep 28, 2026
- Platinum Nights by Resy AccessChecked May 20, 2026
- Global Dining Access by ResyChecked May 20, 2026
- Travel and Dining Statement Credit RedemptionsChecked Oct 1, 2026
When Do Dining Credits Reset?
Of the 14 listed benefits with a reset date, 8 reset each month, 4 each quarter and 2 every six months; 12 more are ongoing. Each card's entry shows its own reset rule.
How to Use Dining Credits Before They Expire
- Enroll or activate first when a card's terms require it; some credits only count purchases made after enrollment.
- Note the reset date on each card's entry and use the amount before then. Unused amounts generally do not roll over.
- Check which merchants and purchase types qualify before you rely on the credit.
- Track each benefit in Creddy to get a reminder before it resets. More in how to stop statement credits from expiring.
Are Dining Credits Worth the Annual Fee?
The cards listed here charge $0 to $895 a year in annual fees. Dining Credits are one part of a card's value: count only what you would use anyway, add the card's other credits and rewards, and compare the total with its fee on the card's page.
Related credit card guides
How Credit Card Statement Credits Actually Reset
Understand monthly, calendar-year, cardmember-year, and rolling statement credit resets so valuable card benefits do not go unused.
How to Stop Credit Card Statement Credits From Expiring
Use a simple reminder system and safer redemption timing to stop monthly, quarterly, and annual statement credits from expiring unused.
How to Organize Perks Across Multiple Credit Cards
Create one clear system for managing benefits, annual fees, welcome bonuses, and reset dates across a multi-card wallet.
Dining Credits FAQs
How do I use my dining credit?
Enroll if required and make an eligible purchase at a participating restaurant or service with the required card. Check merchant restrictions and the allowance for each period; a dining membership or reservation benefit may work differently from a statement credit.
Which cards match Creddy's catalog category for a dining credit?
16 active catalog cards matched this benefit category in the September 26, 2026 check, including Delta SkyMiles Platinum Business, Chase Sapphire Reserve, Delta SkyMiles Reserve, Delta SkyMiles Reserve Business. Open each card for its actual benefit, enrollment and restrictions; category matches can include differently structured perks.
How often does the dining credit reset?
The schedule varies by card and benefit, and some benefits are certificates or memberships rather than recurring credit allowances. Check the period and expiration in the issuer or program account; do not assume it follows the annual fee date.
What happens if I don't use my dining credit before it resets?
Unused value or an unredeemed certificate may expire under the specific benefit terms. Check rollover, booking and stay deadlines with the issuer or program, and set a reminder early enough to satisfy those requirements.
Is a card with a dining credit worth the annual fee?
Compare the annual fee with the benefit value you would actually use, plus realistic rewards and other perks. Discount restrictions and additional costs rather than valuing every advertised benefit at face value. Include interest and other charges if you carry a balance.