Creddy may earn a commission when you apply through our links. This does not affect our rankings, which are based on the published value of each card's benefits. Full disclosure
Best Cards with Dining Credits
Monthly or annual credits at restaurants — Resy bookings, delivery platforms' restaurant orders, or specific dining programs. Small individually, meaningful when captured every month.
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Chase
Chase Sapphire ReserveSapphire Reserve Exclusive Tables Dining Credit · Twice a year
$150 / 6mo$795 / yr
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
American Express
Amex GoldDining Credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com and Five Guys · Monthly
$10 / mo$325 / yr
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Apply nowWe may earn a commission — see disclosure
Side by side
| Card | Benefit | Value | Resets | Annual fee |
|---|---|---|---|---|
| Amex Platinum (Morgan Stanley) | Resy Credit | $100 / qtr | Quarterly | $895 / yr |
| Amex Platinum | $400 Resy Dining Credit | $100 / qtr | Quarterly | $895 / yr |
| Amex Platinum (Schwab) | Resy Credit | $100 / qtr | Quarterly | $895 / yr |
| Chase Sapphire Reserve | Sapphire Reserve Exclusive Tables Dining Credit | $150 / 6mo | Twice a year | $795 / yr |
| Marriott Bonvoy Brilliant | Dining Statement Credit | $25 / mo | Monthly | $650 / yr |
| Delta SkyMiles Reserve | Resy Dining Statement Credit | $20 / mo | Monthly | $650 / yr |
| Amex Gold | Dining Credit at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com and Five Guys | $10 / mo | Monthly | $325 / yr |
| Delta SkyMiles Platinum | Resy Dining Credit | $10 / mo | Monthly | $350 / yr |
| Delta SkyMiles Platinum Business | Resy Credit | $10 / mo | Monthly | $350 / yr |
| Chase Sapphire Preferred | DoorDash Monthly Non-Restaurant Credit | $10 / mo | Monthly | $95 / yr |
| Amex Gold | Resy Dining Credit | $50 / 6mo | Twice a year | $325 / yr |
| Amex Business Platinum | Platinum Nights by Resy Access | — | Yearly | $895 / yr |
| Hilton Aspire | Global Dining Access by Resy | — | Yearly | $550 / yr |
| Delta SkyMiles Reserve Business | Global Dining Access by Resy | — | Yearly | $650 / yr |
| Amex Platinum (Morgan Stanley) | Global Dining Access by Resy | — | — | $895 / yr |
| Amex Platinum | Platinum Nights by Resy Restaurant Access | — | Yearly | $895 / yr |