Amex Platinum (Schwab)

Earn 80,000 Membership Rewards points after spending $8,000 on purchases within your first 6 months of card membership. Points can be used for travel, gift cards, cash back, and more, including cash deposits into your Schwab brokerage account.

Receive $15 in Uber Cash each month — $35 in December — totaling $200 per year, usable on Uber rides or Uber Eats orders. Credits are added automatically once your card is linked to your Uber account and do not roll over if unused.

Get up to $75 back per quarter — $300 per year — as statement credits on Lululemon purchases made in-store or on Lululemon.com. Quarterly credits don't roll over, so plan your purchases accordingly each quarter.

Get up to $600 per year in statement credits when you book stays through the Amex Fine Hotels + Resorts program at AmexTravel.com. The credit covers room charges and qualifying incidentals at participating properties.

Receive up to $100 back per quarter — $400 per year — as statement credits when you pay with your card at Resy-listed restaurants. Credits are issued per quarter and don't carry over, so use them before each quarter ends.

Earn an annual statement credit based on your Schwab brokerage holdings: $100 if your balance is $250,000 or more, or $200 if it reaches $1,000,000 or more. Eligibility is reviewed at account approval and each year thereafter.

Earn up to $25 back each month — $300 per year — as statement credits on eligible streaming, news, and gaming subscriptions. Only purchases from qualifying providers count, so check that your services are on the approved list before expecting the credit.

Receive up to $200 back per year as statement credits on incidental charges — think checked bags, seat upgrades, or in-flight purchases — from one airline you select. Ticket purchases don't qualify. You must choose your preferred airline before the credit applies.

Redeem your Membership Rewards points as a direct deposit into your linked Schwab brokerage account at 1.1 cents per point — so 10,000 points nets you $110. Select the Schwab deposit option in the Membership Rewards portal. An eligible Schwab brokerage account is required.