Marriott Bonvoy Brilliant Benefits, Credits & Annual Fee

• American Express Venue Collection Concessions Statement Credit$250 / yrTrackable

  Get 10% back in statement credits, up to $250 per calendar year, on qualifying food and drink concessions at American Express Venue Collection stadiums and arenas. Enroll your card before paying with it. Only one card per card member can enroll, and the offer ends December 31, 2026.

  Resets: Calendar yearChecked Oct 2, 2026
• Dining Statement Credit$25 / moTrackable

  Get up to $25 back per month (up to $300 per calendar year) as statement credits on restaurant purchases worldwide. Charges post automatically - no activation needed beyond using your card. Credits reset monthly, so unused amounts don't roll over.

  Resets: MonthlyChecked May 20, 2026
• 85k Annual Free Night AwardTrackable

  Each year following your card renewal month, you receive one free night award good for a one-night stay at participating Marriott Bonvoy hotels valued at up to 85,000 points. It works like a standard points redemption when booking, though resort fees may still apply at certain properties.

  Resets: Card anniversaryChecked Sep 14, 2026
• Brilliant Earned Choice AwardTrackableMin spend $60,000

  Each calendar year after spending $60,000 on eligible purchases, select one Brilliant Earned Choice Award at the Marriott choice-benefit portal. One award per calendar year. Aggregate spend; not a single-charge minimum.

  Resets: Calendar yearChecked Sep 14, 2026
• Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackableEnrollment required

  Get a statement credit of up to $120 for a Global Entry application fee, or up to $85 for TSA PreCheck through an official enrollment provider. Charge the fee to your card to trigger the credit. This credit is available once every 4 years.

  Resets: Every 4 yearsChecked Sep 27, 2026
• Ritz-Carlton / St. Regis Property Credit$100 / yrTrackable

  Get up to $100 in credits toward qualifying charges during your stay at The Ritz-Carlton or St. Regis properties. To use it, book directly with the hotel using the special card rate. A minimum 2-night stay is required.

  Checked May 20, 2026

Travel Benefits

• Air+Car Points Redemption

  Use Marriott Bonvoy points toward flights or car rentals through Air+Car. Browse travel options and redeem points through Marriott Bonvoy, or transfer points to a participating airline program. Redemption options and point requirements vary by booking and partner.

  Checked Sep 27, 2026
• Free Premium Internet at Marriott Properties

  As a Marriott Bonvoy Platinum Elite member - a status that comes automatically with this card - you receive complimentary premium Wi-Fi at participating Marriott Bonvoy properties during your stays, with no need to pay the hotel's standard internet fee.

  Checked May 20, 2026
• Lowest Hotel Rates Guarantee

  Get the difference refunded if you find a lower qualifying online hotel rate after booking through Amex Travel online or in its app. Submit a matching rate for the same room, dates, guests, and booking terms. The price comparison excludes taxes and fees.

  Checked Sep 27, 2026
• Marriott Bonvoy Points Transfer to Airline Programs5,000 mi

  Transfer Marriott Bonvoy points to participating airline miles programs. Make a transfer through your Marriott Bonvoy account; Marriott adds 5,000 bonus miles for every 60,000 points transferred. Airline partners and transfer terms may vary.

  Checked Oct 7, 2026

Lounge Access

• Priority Pass Membership (Lounges Only)Enrollment required

  Enroll to get unlimited visits to over 1,200 airport lounges across 130+ countries, regardless of airline or ticket class. Enrollment through American Express is required before your first visit. Guest access policies vary by lounge.

  Checked May 20, 2026

Hotel Status

• Automatic Platinum Elite Status

  Cardholders receive Marriott Bonvoy Platinum Elite status automatically each year, with no stay requirement. Benefits include a 50% bonus on base points earned during stays, room and suite upgrades, 4 PM late checkout, and complimentary breakfast at eligible properties.

  Checked Sep 27, 2026
• 25 Elite Qualifying Nights Credit

  Each calendar year, receive 25 elite night credits towards the next level of Marriott Bonvoy Brilliant status. These nights count toward higher status tiers without requiring actual hotel stays.

  Checked Sep 14, 2026

Rental Car

• Premium Car Rental ProtectionEnrollment required

  Get primary coverage for damage to or theft of a rental vehicle, plus Accidental Death or Dismemberment coverage, every time you rent with your enrolled card. Enroll your card once through American Express to activate. Terms and plan options apply.

  Checked May 20, 2026
• Car Rental Loss and Damage Insurance

  Covers damage to or theft of a rental car when you pay the full rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary and does not include liability. Rentals in Australia, Italy, and New Zealand are not covered.

  Checked Sep 27, 2026

Travel Insurance

• Trip Delay Insurance

  Get reimbursement for certain extra expenses when a covered reason delays your trip more than six hours. Pay for the entire round trip and the additional expenses with your card. Coverage is up to $500 per trip, with no more than two claims per card in any 12 consecutive months.

  Checked Sep 27, 2026
• Trip Cancellation and Interruption Insurance

  Get reimbursement for eligible nonrefundable expenses if a covered reason cancels or interrupts your trip. Pay for the entire round trip with your card and charge the expenses to that same card. Coverage is limited to $10,000 per trip and $20,000 per card in any 12 consecutive months.

  Checked Oct 7, 2026
• Baggage Insurance Plan

  Get coverage for lost, damaged, or stolen baggage on a covered trip. Pay the entire fare for your plane, train, ship, or bus ticket with your card. Coverage is generally up to $2,000 for checked bags and $3,000 combined per trip, after carrier coverage; New York limits differ.

  Checked Oct 9, 2026
• Emergency Medical Transportation Assistance

  Get help arranging emergency medical transportation through the Premium Global Assist Hotline. Contact the hotline before making arrangements; transportation may be provided at no cost only when it approves and coordinates the service. You may still owe charges from third-party providers.

  Checked Sep 27, 2026

Bonus Earnings

• 6X Points on Marriott Bonvoy Hotel Purchases6x points

  Earn 6 Marriott Bonvoy points per dollar spent at hotels participating in Marriott Bonvoy.

  Checked Sep 14, 2026
• 3X Points on Restaurants and Direct Airline Flights3x points

  Earn 3 Marriott Bonvoy points per dollar at restaurants worldwide and on flights booked directly with airlines.

  Checked Sep 30, 2026
• 2X Points on All Other Eligible Purchases2x points

  Earn 2 Marriott Bonvoy points per dollar on all other eligible purchases.

  Checked Sep 14, 2026

Purchase Protection

• Purchase Protection

  Covers eligible purchases against theft, accidental damage, or loss for up to 90 days from the purchase date. Use your card for the purchase to be covered - up to $10,000 per covered item. Annual coverage is capped at $50,000 per calendar year.

  Checked Sep 26, 2026
• Return Protection

  Get refunded when a seller won't take back an eligible item within 90 days of purchase. Pay for it entirely with your Card. American Express may refund the full price, excluding shipping, up to $300 per item and $1,000 per calendar year.

  Checked Oct 7, 2026
• Cell Phone Protection

  Covers repair or replacement of a damaged or stolen cell phone up to $800 per claim. Pay your prior month's wireless bill with your card to qualify; a $50 deductible applies per claim. Limited to 2 approved claims per 12-month period.

  Checked Sep 26, 2026
• Extended Warranty

  Adds up to one extra year of warranty coverage on eligible purchases that have an original manufacturer's warranty of 5 years or less. Charge the purchase to your card - no separate enrollment is needed. Applies to purchases made in the U.S. or its territories; exclusions apply.

  Checked Oct 7, 2026

Concierge & Membership

• Premium Global Assist Hotline

  Get 24/7 access to emergency medical, legal, and financial referral services whenever you travel more than 100 miles from home. If emergency medical transportation is needed, costs may be covered at no charge if arranged through the hotline. Third-party service costs not coordinated by the hotline are your responsibility.

  Checked Oct 5, 2026

Entertainment

• American Express Venue Collection

  American Express Venue Collection benefits as listed on the Marriott Bonvoy Brilliant issuer All benefits (26) set.

  Checked Oct 2, 2026
• Amex Special Ticket Access

  Amex Special Ticket Access as listed on the Marriott Bonvoy Brilliant issuer All benefits (26) set.

  Checked Sep 27, 2026
• Marriott Bonvoy Moments

  Use Marriott Bonvoy points for experiences offered through Marriott Bonvoy Moments. Browse available events and redeem or bid with points through the Moments program. Experiences and point requirements vary by listing and availability.

  Checked Sep 27, 2026

Fees & Miscellaneous

• No Foreign Transaction Fees

  Pay no foreign transaction fees on purchases made outside the U.S. Use your card abroad just as you would at home - the full purchase amount in the converted currency is all you pay.

  Checked May 20, 2026
• FICO® Score and InsightsEnrollment required

  Access your FICO Score and Experian credit report for free through American Express MyCredit Guide. You also get personalized alerts to help spot potential unauthorized activity affecting your credit. Enrollment in MyCredit Guide is required.

  Checked May 20, 2026