Marriott Bonvoy Brilliant

Earn 200,000 Marriott Bonvoy bonus points after spending $6,000 on eligible purchases within your first 6 months of card membership. Points can be redeemed for free nights and more. This is a limited-time offer — verify current availability before applying.

Earn 6 Marriott Bonvoy points per $1 spent at hotels participating in Marriott Bonvoy. Simply use your card when paying for your stay at an eligible property to earn at this rate automatically.

Earn 3 Marriott Bonvoy points per $1 at restaurants worldwide and on flights booked directly with airlines. The airline bonus applies when purchasing through an airline's own website or app — bookings made through third-party travel sites do not qualify.

Earn 2 Marriott Bonvoy points per $1 on all eligible purchases that don't qualify for a higher bonus category. This rate applies automatically to everyday spending — no category tracking or activation required.

Get up to $25 back per month (up to $300 per calendar year) as statement credits on restaurant purchases worldwide. Charges post automatically — no activation needed beyond using your card. Credits reset monthly, so unused amounts don't roll over.

Each year following your card renewal month, you receive one free night award good for a one-night stay at participating Marriott Bonvoy hotels valued at up to 85,000 points. It works like a standard points redemption when booking, though resort fees may still apply at certain properties.

Spend $60,000 on eligible purchases in a calendar year and pick one reward from a selection of options at the Marriott choice-benefit portal (choice-benefit.marriott.com/brilliant). Only one award can be earned per calendar year. Options are subject to change — check the portal for current choices.

Get a statement credit of up to $120 for a Global Entry application fee, or up to $85 for TSA PreCheck through an official enrollment provider. Charge the fee to your card to trigger the credit. This credit is available once every 4 years.

Get up to $100 in credits toward qualifying charges during your stay at The Ritz-Carlton or St. Regis properties. To use it, book directly with the hotel using the special card rate. A minimum 2-night stay is required.

After your card renews each year, you receive a free night award certificate redeemable at any participating Marriott Bonvoy property with a redemption level of up to 85,000 points. Note that some properties still charge resort fees when using the award.

As a Marriott Bonvoy Platinum Elite member — a status that comes automatically with this card — you receive complimentary premium Wi-Fi at participating Marriott Bonvoy properties during your stays, with no need to pay the hotel's standard internet fee.

Enroll to get unlimited visits to over 1,200 airport lounges across 130+ countries, regardless of airline or ticket class. Enrollment through American Express is required before your first visit. Guest access policies vary by lounge.

Cardholders receive Marriott Bonvoy Platinum Elite status automatically each year, with no stay requirement. Benefits include a 50% bonus on base points earned during stays, room and suite upgrades, 4 PM late checkout, and complimentary breakfast at eligible properties.

Each calendar year, 25 elite qualifying nights are automatically credited to your Marriott Bonvoy account. These nights count toward reaching or maintaining higher status tiers — Gold, Platinum, or beyond — without requiring actual hotel stays.

Get primary coverage for damage to or theft of a rental vehicle, plus Accidental Death or Dismemberment coverage, every time you rent with your enrolled card. Enroll your card once through American Express to activate. Terms and plan options apply.

Covers damage to or theft of a rental car when you pay the full rental with your card and decline the collision damage waiver (CDW) at the counter. Coverage is secondary and does not include liability. Rentals in Australia, Italy, and New Zealand are not covered.

Covers lost, damaged, or stolen baggage when traveling on a common carrier (plane, train, ship, or bus). The entire fare must be charged to your eligible card to qualify. Coverage limits and exclusions apply — review your plan terms.

Covers reasonable expenses like meals and lodging when a covered reason delays your trip by more than 6 hours. Purchase the entire round-trip fare with your card to be eligible. Terms, conditions, and exclusions apply.

When traveling more than 100 miles from home, the Premium Global Assist Hotline can coordinate emergency medical transportation on your behalf. If the transport is approved and arranged through the hotline, it may be provided at no cost — though third-party provider fees can still apply.

Covers repair or replacement of a damaged or stolen cell phone up to $800 per claim. Pay your prior month's wireless bill with your card to qualify; a $50 deductible applies per claim. Limited to 2 approved claims per 12-month period.

Covers eligible purchases against theft, accidental damage, or loss for up to 90 days from the purchase date. Use your card for the purchase to be covered — up to $10,000 per covered item. Annual coverage is capped at $50,000 per calendar year.

Adds up to one extra year of warranty coverage on eligible purchases that have an original manufacturer's warranty of 5 years or less. Charge the purchase to your card — no separate enrollment is needed. Applies to purchases made in the U.S. or its territories; exclusions apply.

Get 24/7 access to emergency medical, legal, and financial referral services whenever you travel more than 100 miles from home. If emergency medical transportation is needed, costs may be covered at no charge if arranged through the hotline. Third-party service costs not coordinated by the hotline are your responsibility.

Pay no foreign transaction fees on purchases made outside the U.S. Use your card abroad just as you would at home — the full purchase amount in the converted currency is all you pay.

Access your FICO Score and Experian credit report for free through American Express MyCredit Guide. You also get personalized alerts to help spot potential unauthorized activity affecting your credit. Enrollment in MyCredit Guide is required.