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Airport Lounge Access: Cards and Benefit Rules

Cards that get you into airport lounges - issuer-run networks (Centurion, Capital One, Chase Sapphire), Priority Pass, or airline clubs. The flagship perk of every premium travel card.

How Airport Lounge Access Works

Confirm enrollment, eligible merchants, minimum spend, usage limits, and the exact reset or expiration rule. Displayed values are catalog face values and may not equal the amount every cardholder can use.

How Creddy reviews benefit information

Which Credit Cards Have Airport Lounge Access?

JetBlue Premier credit card

Barclays

JetBlue Premier

$499 / yr
  • Complimentary BlueHouse AccessChecked Sep 14, 2026
  • Priority Pass Lounge AccessChecked Sep 14, 2026
Atmos Rewards Summit credit card

Bank of America

Atmos Rewards Summit

$395 / yr
  • Alaska Lounge Passes · Resets calendar yearChecked Sep 27, 2026
  • Exclusive Lounge Bar ProgramChecked May 20, 2026
Amex Platinum credit card

American Express

Amex Platinum

$895 / yr
  • Sidecar by The Centurion Lounge AccessChecked Sep 24, 2026
  • Airport Lounge Access: Delta Sky Clubs · Resets calendar yearChecked Oct 1, 2026
  • Airspace, Escape, and Plaza Premium Lounge AccessChecked Sep 12, 2026Source
  • Airport Lounge Access: Priority Pass LoungesChecked Sep 12, 2026Source
  • Unlimited Delta Sky Club Access and Centurion Guest Access after $75,000 Spend · Resets calendar yearChecked Sep 27, 2026Source
  • Airport Lounge Access: Centurion LoungesChecked Sep 13, 2026Source
  • American Express Global Lounge Collection AccessChecked Sep 12, 2026Source
Delta SkyMiles Reserve credit card

American Express

Delta SkyMiles Reserve

$650 / yr
  • 4 Delta Sky Club Guest Passes · Resets card anniversaryChecked Sep 28, 2026
  • Centurion Lounge AccessChecked May 20, 2026
  • Delta Sky Club Access (15 Visits per Medallion Year) · Resets calendar yearChecked Oct 1, 2026
  • Delta Sky Club Unlimited Access after $75,000 Spend · Resets calendar yearChecked Sep 14, 2026
Amex Platinum (Schwab) credit card

American Express

Amex Platinum (Schwab)

$895 / yr
  • Unlimited Delta Sky Club Access and Centurion Guest Access after $75,000 Spend · Resets calendar yearChecked Sep 27, 2026
  • Airport Lounge Access: Priority Pass LoungesChecked Sep 27, 2026
  • Global Lounge CollectionChecked Sep 27, 2026
  • Sidecar by The Centurion Lounge AccessChecked Sep 27, 2026
  • Airspace, Escape, and Plaza Premium Lounge AccessChecked Sep 27, 2026
  • Airport Lounge Access: Delta Sky Clubs · Resets calendar yearChecked Oct 1, 2026
  • Airport Lounge Access: Centurion LoungesChecked Sep 27, 2026
  • American Airlines Admirals Club Lounge Access Passes · Resets calendar yearChecked Sep 28, 2026
  • Priority Pass Select MembershipChecked May 20, 2026
Amex Business Platinum credit card

American Express

Amex Business Platinum

$895 / yr
  • Airport Lounge Access: Priority Pass LoungesChecked May 20, 2026
  • Unlimited Delta Sky Club Access and Centurion Guest Access after $75,000 Spend · Resets calendar yearChecked Sep 27, 2026
  • Airport Lounge Access: Centurion LoungesChecked Sep 27, 2026
  • Airport Lounge Access: Airspace Lounges, Escape Lounges, Plaza Premium LoungesChecked May 20, 2026
  • Sidecar by The Centurion Lounge AccessChecked Sep 27, 2026
  • Airport Lounge Access: Delta Sky Clubs · Resets calendar yearChecked Oct 1, 2026
  • Priority Pass Select MembershipChecked May 20, 2026
Capital One Venture X credit card

Capital One

Capital One Venture X

$395 / yr
  • Capital One Lounge and Landing Locations Access (Noteworthy Perks)Checked May 20, 2026
  • Capital One Lounge and Priority Pass Lounge AccessChecked May 23, 2026
US Bank Business Altitude Connect credit card

US Bank

US Bank Business Altitude Connect

$95 / yr (waived year 1)
  • Priority Pass Digital Membership with Airport Lounge Access · Resets cardmember yearChecked Oct 1, 2026
  • Complimentary Centurion Lounge and Escape Lounge AccessChecked Sep 14, 2026
  • Delta Sky Club Unlimited Access after $75,000 Spend · Resets calendar yearChecked Sep 27, 2026
  • Complimentary Delta Sky Club Access · Resets calendar yearChecked Oct 1, 2026
  • 4 Delta Sky Club One-Time Guest Passes · Resets calendar yearChecked Sep 28, 2026
  • Priority Pass Select MembershipChecked Oct 7, 2026
  • Air Canada Maple Leaf Lounge and Air Canada Café AccessChecked Oct 5, 2026
  • Chase Sapphire Lounge by The Club AccessChecked Oct 7, 2026
  • 2 Korean Air VIP Lounge Coupons · Resets card anniversaryChecked Sep 28, 2026
  • Priority Pass Select Membership with 4 Free Lounge Visits · Resets calendar yearChecked Sep 28, 2026
  • Existing United Club Membership ReimbursementChecked Oct 9, 2026
  • United Club All Access with Premier statusChecked Oct 9, 2026
  • Star Alliance Lounge AccessChecked Sep 28, 2026
  • United Club All Access Four One-Time Guest Passes · Resets card anniversaryChecked Sep 28, 2026
  • United Club Card MembershipChecked Sep 14, 2026
United Club credit card

Chase

United Club

$695 / yr
  • United Club One-Time Passes with All Access Membership · Resets card anniversaryChecked Sep 28, 2026
  • United Club All Access with Premier statusChecked Oct 9, 2026
  • Star Alliance Lounge AccessChecked Sep 28, 2026
  • Existing United Club Membership Prorated RefundChecked Sep 28, 2026
  • Capital One Lounge and Landing Location Access (Noteworthy Perks)Checked May 20, 2026
  • Priority Pass Lounge MembershipChecked May 20, 2026
  • Priority Pass Airport Restaurant, Retail and Spa OffersChecked Sep 27, 2026
  • Priority Pass MembershipChecked Sep 14, 2026
  • Authorized User Priority Pass AccessChecked Jul 4, 2026
  • Priority Pass Guest AccessChecked Oct 9, 2026
  • Centurion Lounge Complimentary Guest AccessChecked Jul 4, 2026
  • Delta Sky Club® Access · Resets calendar yearChecked Oct 1, 2026
  • The American Express Global Lounge Collection®Checked Jul 4, 2026
  • Air Canada Maple Leaf Lounge AccessChecked Oct 9, 2026
  • Priority Pass Select Lounge AccessChecked Oct 9, 2026
  • Sapphire Lounge AccessChecked Oct 9, 2026
Robinhood Gold 8F991E57 credit card

Robinhood

Robinhood Gold

No annual fee
  • Airport Lounge Passes (Points Redemption)Checked Oct 9, 2026
United Explorer credit card

Chase

United Explorer

$150 / yr (waived year 1)
  • United Club One-Time Passes · Resets card anniversaryChecked Oct 9, 2026

When Does Airport Lounge Access Reset?

Of the 25 listed benefits with a reset date, 16 reset each calendar year, 8 on the card anniversary and 1 each cardmember year; 55 more are ongoing. Each card's entry shows its own reset rule.

How to Use Airport Lounge Access Before It Expires

  • Enroll or activate first when a card's terms require it; some credits only count purchases made after enrollment.
  • Note the reset date on each card's entry and use the amount before then. Unused amounts generally do not roll over.
  • Check which merchants and purchase types qualify before you rely on the credit.
  • Track each benefit in Creddy to get a reminder before it resets. More in how to stop statement credits from expiring.

Is Airport Lounge Access Worth the Annual Fee?

The cards listed here charge $0 to $895 a year in annual fees. Airport Lounge Access is one part of a card's value: count only what you would use anyway, add the card's other credits and rewards, and compare the total with its fee on the card's page.

Related:Airline Fee CreditsGlobal Entry / TSA PreCheck Credits

Credit Cards with Priority Pass

Priority Pass terms differ by card: some include unlimited visits, others a set number or a fee per visit. Compare each card's visit and guest terms on credit cards with Priority Pass.

Related credit card guides

Airport Lounge Access FAQs

How do I use my airport lounge access?

Enroll in the required lounge program when applicable and present the credentials and boarding pass required by that lounge. Check access hours, guests, visit limits and any charges before travel.

Which cards match Creddy's catalog category for an airport lounge access?

33 active catalog cards matched this benefit category in the September 26, 2026 check, including Chase Sapphire Reserve, AAdvantage Executive, Chase Sapphire Reserve Business, Capital One Venture X. Open each card for its actual benefit, enrollment and restrictions; category matches can include differently structured perks.

How often does the airport lounge access reset?

The schedule varies by card and benefit, and some benefits are certificates or memberships rather than recurring credit allowances. Check the period and expiration in the issuer or program account; do not assume it follows the annual fee date.

What happens if I don't use my airport lounge access before it resets?

Lounge access can involve membership periods, visit allowances or spend-based eligibility, depending on the card and lounge program. Unused visits may expire under those terms; there is no universal reset or rollover rule. Check the current card and lounge-program terms for your allowance and access requirements.

Is a card with an airport lounge access worth the annual fee?

Compare the annual fee with the benefit value you would actually use, plus realistic rewards and other perks. Discount restrictions and additional costs rather than valuing every advertised benefit at face value. Include interest and other charges if you carry a balance.

Which credit cards with Priority Pass does Creddy list?

Creddy's Credit Cards with Priority Pass page lists each catalog card whose own terms include a Priority Pass membership, with that card's visit limits, guest rules and fees. Membership usually needs separate enrollment, and some cards charge for each visit; check the card's current terms before you travel.