Atmos Rewards Summit Benefits, Credits & Annual Fee

• Global Entry / TSA PreCheck Application Fee Credit$120 / 4yrTrackable

  Pay your TSA PreCheck or Global Entry application fee with this card and get up to $120 back as a statement credit. The credit refreshes every four years, so it can cover each renewal cycle.

  Checked May 20, 2026
• Inflight Purchase Rebate20% / yr

  Get 20% back as a statement credit on onboard Alaska Airlines food, beverage, and Wi-Fi purchases and onboard Hawaiian Airlines food and beverage purchases paid with this card.

  Checked Oct 9, 2026
• Instant Travel Delay Credit$50 / yrTrackable

  Get a $50 voucher, valid for 48 hours and sent to the email on your reservation, when your Alaska Airlines flight is cancelled the same day or its departure is delayed 2 hours or more. The flight must be booked directly with Alaska using this card.

  Resets: Calendar yearChecked Oct 9, 2026

Travel Benefits

• Airline Partner Award Redemptions

  Redeem Atmos Rewards points for award travel on oneworld alliance airlines and Alaska’s global airline partners. Search partner award flights when planning travel to destinations across their networks. Flight availability and redemption requirements vary by partner.

  Checked Sep 27, 2026
• Alaska Inflight Wi-Fi PassesTrackable

  Two inflight Wi-Fi passes are deposited into your Atmos Rewards account at the start of each calendar quarter (8 per year). Passes expire at the end of the quarter and do not roll over. Each pass covers single-use flight Wi-Fi (useful on non-Starlink aircraft).

  Resets: QuarterlyChecked Sep 27, 2026
• Annual Global 25K Companion AwardTrackable

  Every account anniversary, you receive a Global 25K Companion Award that takes up to 25,000 points off a published award ticket for a travel companion. The companion must be on the same itinerary as you.

  Resets: Card anniversaryChecked Sep 15, 2026
• Big Spend Global 100K Companion AwardTrackableMin spend $60,000

  Spend $60,000 or more on purchases within an anniversary year and earn a Global 100K Companion Award - worth up to 100,000 points off a published award ticket for a companion traveling on your same itinerary.

  Resets: Card anniversaryChecked Sep 13, 2026
• Free Checked Bag and Preferred Boarding

  Get one free checked bag and preferred boarding for yourself and up to 6 guests on the same reservation when you pay for your Alaska Airlines or Hawaiian Airlines flight with your card. The benefit applies per flight segment and covers the first checked bag only. All guests must be on the same booking to qualify.

  Checked May 20, 2026
• Partner Award Booking Fee Waiver

  The booking fee on Atmos Rewards partner airline award redemptions is waived for reservations made with the primary cardholder's account, including bookings for other travelers. Pay the award taxes and fees with this card.

  Checked Oct 9, 2026
• Partner Program Points Transfer

  Transfer Atmos Rewards points to participating partner programs. The primary cardholder can choose an available partner program and initiate a transfer through the applicable rewards process. Transfers are limited to participating programs.

  Checked Sep 27, 2026
• Relais & Châteaux Hotel Privileges

  Get enhanced perks at Relais & Châteaux properties worldwide, which can include room upgrades, complimentary breakfast, and late checkout. Present your card or benefit credentials at check-in to activate the privileges.

  Checked May 20, 2026
• Same-Day Confirmed Alaska Flight Change Fee Waiver$75 / yr

  Same-day confirmed flight change fees on Alaska Airlines flights are waived for cardholders, saving up to $75 per change. Request the change at the airport or via Alaska's app or website on the day of travel. The waiver applies only to same-day confirmed changes, not same-day standby.

  Checked Sep 27, 2026
• Visa Infinite Luxury Hotel Collection

  Get premium perks at Visa Infinite Luxury Hotel Collection properties, including daily breakfast for two, automatic room upgrades, and late checkout. Book through the Visa Infinite portal using your card to activate the benefits. Upgrades and late checkout are subject to availability at each property.

  Checked May 20, 2026

Lounge Access

• Alaska Lounge PassesTrackable

  Two Alaska Lounge day passes are deposited into your Atmos Rewards account at the start of each calendar quarter (8 per year). Passes expire at the end of the quarter and do not roll over. Each lounge pass admits you plus up to two children under 21 with a same-day flight on Alaska, Hawaiian, a oneworld airline, or an Alaska global partner.

  Resets: Calendar yearChecked Sep 27, 2026
• Exclusive Lounge Bar Program

  During each Alaska Lounge visit, get up to 2 complimentary signature cocktails or elevated bar selections through 2026. Show your physical Atmos Rewards Summit card or digital wallet card to the lounge bartender to redeem.

  Checked May 20, 2026

Airline Status

• Anniversary Status Points Boost10,000 pts / yr

  Get 10,000 Atmos Rewards status points added to your account on each card anniversary to help you reach or maintain a higher membership tier. Status points count toward your tier qualification but are separate from redeemable rewards points. The boost is credited automatically each anniversary year.

  Checked Sep 27, 2026
• Atmos Gold Status after $60,000 SpendTrackableMin spend $60,000

  Reach Atmos Gold status (oneworld Sapphire) with $60,000 in purchases in a year. At 1 status point per $2 that is 30,000 status points, and the 10,000 anniversary status points (starting at your first card anniversary) bring you to the 40,000 Gold requires.

  Resets: Calendar yearChecked Oct 9, 2026
• Atmos Silver Status after $20,000 SpendTrackableMin spend $20,000

  Reach Atmos Silver status (oneworld Ruby) with $20,000 in purchases in a year. You earn 1 status point per $2 spent, and the 10,000 anniversary status points (starting at your first card anniversary) bring you to the 20,000 status points Silver requires.

  Resets: Calendar yearChecked Oct 9, 2026

Rental Car

• Avis President's Club Membership

  This card comes with complimentary Avis President's Club membership, which includes expedited service, guaranteed car availability, and up to 30% off base rates on qualifying rentals. Book through the Avis benefit portal and pay with your card to access these perks.

  Checked May 20, 2026
• Hertz Gold Plus Rewards Benefits

  Cardholders receive Hertz Gold Plus Rewards benefits, including counter bypass service, special discounts, and bonus points on rentals. Enroll in Gold Plus Rewards and pay with your card to access these perks.

  Checked May 20, 2026
• National Emerald Club Executive Membership

  Receive complimentary National Car Rental Emerald Club Executive membership, which lets you pick your car from the Executive Aisle and save up to 25% on rentals. Enroll through the benefit portal and pay with your card to access the savings.

  Checked May 20, 2026
• Primary Auto Rental Collision Damage Waiver

  This card provides primary collision damage waiver coverage on rental cars, meaning you don't need to file with your personal auto insurer first. Just decline the rental company's own CDW and pay with your card to activate coverage.

  Checked May 20, 2026
• Visa Infinite Car Rental Benefits

  Get complimentary status upgrades, VIP amenities, and discounts at Avis, Hertz, and National through the Visa Infinite program. Book through the Visa Infinite portal or the respective rental company's loyalty program to access the benefits. Availability may vary by location.

  Checked May 20, 2026

Travel Insurance

• Baggage Delay Reimbursement

  If your checked bags are delayed more than six hours, this benefit reimburses up to $100 per day for essential purchases, for a maximum of five days ($500 total). You must have paid for the flight with your card to qualify.

  Checked May 20, 2026
• Emergency Evacuation and Transportation / Repatriation of Remains Coverage

  Covers up to $100,000 for emergency medical evacuation, transport to an appropriate medical facility, or repatriation of remains when you travel on a trip paid for with your card.

  Checked May 20, 2026
• Lost Luggage Reimbursement

  If your checked or carry-on luggage is lost or stolen on a common-carrier trip paid with your card, you can be reimbursed up to $3,000 per trip. New York residents have a separate per-bag limit of $2,000.

  Checked May 20, 2026
• Roadside Assistance

  Get access to roadside assistance if your vehicle needs help while traveling. Check your card’s benefits guide for the assistance number, available services and any costs. Service availability and restrictions may apply.

  Checked Sep 27, 2026
• Travel Accident Insurance

  Covers you and eligible family members traveling on the same itinerary for up to $1,000,000 in accidental death and dismemberment benefits when you pay for common-carrier travel with your card.

  Checked May 20, 2026
• Trip Cancellation / Trip Interruption Insurance

  If your trip is cancelled or cut short due to a covered reason such as illness or severe weather, this benefit reimburses up to $2,500 per trip for prepaid, non-refundable expenses. Pay for the trip with your card to activate coverage.

  Checked May 20, 2026
• Trip Delay Reimbursement

  If your trip is delayed 6 hours or more, this benefit reimburses up to $500 per ticket for necessary expenses like meals and lodging. You must have paid for the ticket with your card to be eligible.

  Checked Oct 9, 2026

Bonus Earnings

• 10% Rewards Bonus with Eligible Bank of America Account10%

  Earn a 10% bonus on all points earned from card purchases when you have an eligible Bank of America account. For example, every 1,000 points earned on purchases becomes 1,100 points.

  Checked Oct 9, 2026
• 1x Points on All Other Purchases1x points

  Earn 1 point per $1 on every eligible purchase that doesn't fall into a bonus category. There's no cap on points, and the rate applies automatically to all other spending.

  Checked Sep 30, 2026
• 3x Points on Alaska and Hawaiian Airlines Purchases and Dining3x points

  Earn 3 points per $1 on Alaska Airlines, Hawaiian Airlines, and eligible dining purchases. The bonus rate applies automatically at qualifying restaurants and when purchasing directly from either airline - no enrollment needed.

  Checked Sep 30, 2026
• 3x Points on Foreign Purchases3x points

  Earn 3 points per $1 on any purchase made in a foreign currency, whether you're traveling abroad or shopping online with an international merchant. The elevated rate applies automatically with no activation required.

  Checked Sep 30, 2026
• Atmos Rewards Dining Bonus Points

  Earn 1 Atmos Rewards point for every $2 spent at participating restaurants through Atmos Rewards Dining. Dine at a participating restaurant and follow the dining program’s requirements to earn points. Restaurants outside the program do not qualify for this dining bonus.

  Checked Sep 27, 2026
• Status Points Earning on Spend

  Earn 1 Atmos status point for every $2 spent on net purchases, and those points count toward qualifying for elite status tiers within Atmos Rewards. Annual fees and other excluded charges do not contribute to this earn rate.

  Checked May 20, 2026

Dining Benefits

• Visa Dining Collection OpenTable Preferred Reservations

  Access preferred restaurant reservations at participating venues in select US, Canada, and Mexico cities through the Visa Dining Collection on OpenTable. Use your card details when booking through the OpenTable portal to unlock preferred availability.

  Checked May 20, 2026

Purchase Protection

• Extended Warranty Protection

  Eligible purchases made with this card that come with a US manufacturer's warranty receive one additional year of coverage at no cost. Claims are covered up to $10,000 per item.

  Checked May 20, 2026
• Personal Identity Theft Protection

  If your identity is stolen, this benefit reimburses up to $15,000 in out-of-pocket costs incurred while restoring it. Eligible expenses include legal fees, lost wages, and document replacement costs.

  Checked May 20, 2026
• Purchase Security

  Eligible items purchased with this card are covered against accidental damage or theft for 90 days from the purchase date, with reimbursement of up to $10,000 per claim.

  Checked May 20, 2026
• Return Protection

  If a merchant won't accept a return on an eligible item you bought with this card, you can be reimbursed up to $300. Claims must be filed within 90 days of the original purchase date.

  Checked May 20, 2026

Concierge & Membership

• Atmos Rewards Visa Infinite Concierge Service

  Get 24/7 access to a personal concierge who can help with event tickets, restaurant reservations, travel arrangements, and more. Reach the service by phone any time at no extra charge - you only pay for whatever is booked on your behalf. Available to all Atmos Rewards Visa Infinite cardholders.

  Checked May 20, 2026

Fees & Miscellaneous

• No Foreign Transaction Fees

  This card charges no foreign transaction fees on purchases made outside the US. The benefit applies automatically - you don't need to do anything at the time of purchase.

  Checked May 20, 2026
• Points Sharing Network

  Pool your Atmos points with up to 10 other Atmos Rewards members through a two-way sharing network, making it easier to reach award thresholds together. Only the primary cardholder can initiate or receive shares through this benefit.

  Checked May 20, 2026