Atmos Rewards Ascent

The card's top earning rate gives you 3 Atmos Rewards points per dollar on purchases made directly with Alaska Airlines or Hawaiian Airlines. This applies to flights and other eligible transactions coded as Alaska or Hawaiian Airlines charges.

Earn 2 Atmos Rewards points per dollar on gas stations, EV charging, cable, select streaming services, local transit, and rideshare. The bonus applies automatically when your purchase is coded under one of these categories — no registration required.

For every $3 you spend on the card, you earn 1 Atmos Rewards status point that counts toward elite status tiers. There's no cap, so consistent card use across all purchases can steadily advance you toward the next status level.

Every purchase that doesn't qualify for a higher bonus category earns 1 Atmos Rewards point per dollar spent. There's no cap and no spending limit, so all everyday purchases contribute to your rewards balance.

If you hold a qualifying Bank of America deposit or investment account, you'll receive a 10% bonus on every Atmos Rewards point you earn with the card. The bonus applies to your base rate and all bonus categories automatically.

Cardholders get to board earlier than general passengers on Alaska Airlines and Hawaiian Airlines flights. Just pay for your ticket with the card — there's no separate sign-up or enrollment needed to access this benefit.

Pay with your card for onboard purchases on Alaska Airlines or Hawaiian Airlines flights and receive 20% back on those charges. This covers eligible items like food, drinks, and Wi-Fi, with the credit applied automatically and no stated dollar cap.

Each account anniversary, you can earn a Companion Fare letting a second traveler fly on Alaska or Hawaiian Airlines for just $99 plus taxes and fees from $23. To unlock it, spend at least $6,000 on the card during your prior anniversary year.

This card adds no fees on purchases made outside the U.S. or in a foreign currency, so you won't face the extra 2–3% charge that many cards tack on. It's a straightforward perk for international travel or shopping on foreign websites.