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Bank of America Customized Cash Rewards card art

Bank of America

Bank of America Customized Cash Rewards

No annual fee

A no-annual-fee cash-back card that lets you pick your top earning category each month from options like gas, dining, online shopping, or travel. Best for flexible spenders, especially existing Bank of America customers who can boost rewards through Preferred Rewards.

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Earning rates

Earning rates for this card are coming soon.

Benefits

Bonus Earnings

  • Preferred Rewards Cash Back Bonus

    Bank of America Preferred Rewards members earn a 25% to 75% bonus on top of the card's standard cash-back rates. Your tier depends on your three-month average balance across qualifying Bank of America and Merrill accounts. Note that this bonus does not apply to any first-year promotional cash-back rates.

    Resets: Yearly

Fees & Miscellaneous

  • Non-Expiring Rewards

    The cash back you earn on this card has no expiration date. Your rewards stay in your account as long as it remains open, so you can redeem whenever it suits you without worrying about a deadline.

    Resets: Yearly
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