
Bank of America
Air France KLM Benefits, Credits & Annual Fee
$89 / yr
A co-branded airline card for Flying Blue members who fly Air France, KLM, or SkyTeam partners. It earns miles on travel and dining, and helps cardholders work toward Flying Blue elite status through annual XP awards.
- 3xFlights
- 3xDining
- 1.5xEverything Else
- StatusFlying Blue Platinum Benefits
- StatusFlying Blue Gold Benefits
Maintained by Creddy Editorial · Catalog checked Oct 9, 2026
Air France KLM at a Glance: $89 Annual Fee, Issuer and Rewards
- Annual fee:
- $89 / yr
- Issuer:
- Bank of America
Air France KLM Earning Rates
| Category | Rate | Notes |
|---|---|---|
| Dining | 3x | |
| Flights | 3x | |
| Everything else | 1.5x |
Who Should Get the Air France KLM?
The Air France KLM fits people who spend most on dining (3x) and flights (3x). With a $89 annual fee and no recurring credits in Creddy's catalog, your rewards need to cover the fee.
Is the Air France KLM Worth the $89 Annual Fee?
The Air France KLM costs $89 a year and lists no trackable statement credits, so its value has to come from earning rates and perks. Compare the rates above with your spending before paying the fee.
Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.
Air France KLM Welcome Bonus
- 50,000 Flying Blue miles plus 100 XP
$2,000 in net purchases excluding fees First 90 days from account opening **New Account Bonus Miles and XP Offer.** You will qualify for 50,000 bonus miles and 100 XP if you use your new credit card account to make any combination of purchase transactions totaling at least $2,000 (excluding any fees, such as the annual fee) that post to your account within 90 days of the account open date. Returns, credits, and adjustments to this card will be deducted from purchases, even if this card was not the original payment method. Cash Advances and Balance Transfers are not considered purchases and do not apply for purposes of this offer. Limit of one bonus miles offer per new Air France KLM credit card account, and limit of one new account XP bonus per Flying Blue member within any 24-month period, regardless of how many Air France KLM credit card accounts are opened. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional bonus miles and XP offers can vary from this promotion and may not be substituted. Allow 1 - 2 billing cycles from qualifying for the bonus miles and XP to post to the primary cardholder's Flying Blue account. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice.
Checked Sep 10, 2026Source
Air France KLM Statement Credits and When They Reset
Creddy's catalog lists no statement credits for the Air France KLM. Its value comes from its rewards and other benefits on this page.
Air France KLM Travel Benefits
Airline Status
- Flying Blue Platinum Elite Status Benefits
Flying Blue Platinum delivers SkyTeam lounge access with a guest, SkyPriority services, free seat selection, one extra checked bag, and a dedicated Platinum Service Line. Cardholders who maintain Platinum for 10 consecutive years can earn lifetime status with no annual requalification.
Checked Jul 4, 2026 - Flying Blue Gold Elite Status Benefits
Flying Blue Gold status includes SkyTeam lounge access for you and a guest worldwide, SkyPriority airport services, free standard seat selection, and one extra free checked bag. Reaching Gold requires 180 XP beyond the Silver tier.
Checked Jul 4, 2026 - Flying Blue Silver Elite Status Benefits
Flying Blue Silver provides priority check-in, baggage drop, and boarding on SkyTeam flights, plus one free extra checked bag and free standard seat selection. Silver requires accumulating 100 XP and also unlocks some seat options 24 hours before departure.
Checked Jul 4, 2026
More Air France KLM Card Benefits
Bonus Earnings
- 3X Miles on Air France, KLM, and SkyTeam Purchases3x miles
Earn 3 Flying Blue miles per $1 on tickets and purchases made directly with Air France, KLM, or any SkyTeam member airline. For the best chance of qualifying, book directly through the airline rather than a third-party travel site.
Checked Sep 30, 2026 - 3X Miles on Dining3x miles
Spend at eligible restaurants and dining merchants to earn 3 Flying Blue miles per $1. Most standard restaurant purchases qualify, though some food-delivery services or non-traditional food vendors may not.
Checked Sep 30, 2026 - 1.5X Miles on All Other Purchases1.5x miles
Every purchase that doesn't qualify for a higher bonus category earns 1.5 Flying Blue miles per $1 spent. This rate applies automatically across all other spending with no category sign-up needed.
Checked Sep 30, 2026 - Anniversary Experience Points20 pts / yr
Get 20 Experience Points (XP) added to your Flying Blue account every year on your account anniversary. XP counts toward reaching or maintaining Flying Blue elite tiers (Silver, Gold, Platinum). No minimum spend is required to receive this benefit.
Checked Oct 9, 2026 - Bonus Experience Points at $15,000 SpendTrackableMin spend $15,000Min charge $15,000
Earn an extra 80 XP on your account anniversary when you spend at least $15,000 on purchases during the anniversary year, bringing your total anniversary XP to 100. This stacks on top of the base 20 anniversary XP. XP contributes to your Flying Blue elite status qualification.
Resets: Card anniversaryChecked Sep 13, 2026 - Bonus Experience Points at $25,000 SpendTrackableMin spend $25,000Min charge $25,000
Earn an additional 60 XP on your account anniversary when you spend at least $25,000 on purchases during the anniversary year, bringing your total anniversary XP to 160. This stacks on top of both the base 20 XP and the 80 XP earned at the $15,000 threshold. Requires $25,000 in the same anniversary year.
Resets: Card anniversaryChecked Sep 13, 2026
Fees & Miscellaneous
- Bonus XP for $15K Spend80 pts / yrTrackableMin spend $15,000Min charge $15,000
Spend at least $15,000 in purchases during your cardholder year and receive an extra 80 XP on your account anniversary. This stacks on top of your base 20 XP annual award, giving you up to 100 XP total toward Flying Blue status.
Resets: Card anniversaryChecked Oct 9, 2026 - Bonus XP for $25K Spend60 pts / yrTrackableMin spend $25,000Min charge $25,000
Reach $25,000 in purchases during your cardholder year and earn an additional 60 XP on your anniversary, on top of the 80 XP for the $15K threshold. Combined with the base award, you can receive up to 160 XP total in a single anniversary.
Resets: Card anniversaryChecked Oct 9, 2026 - Anniversary Bonus Miles5,000 mi / yrMin charge $50
Earn 5,000 bonus miles each year on your account anniversary. To qualify, spend at least $50 on purchases during that anniversary year. Miles are deposited into your Flying Blue account once the anniversary date passes.
Checked Jul 4, 2026 - Annual Experience Points (XP) Award
Each year on your card anniversary, 20 Experience Points (XP) are deposited into your Flying Blue account. XP counts toward reaching or maintaining Silver, Gold, or Platinum elite status tiers.
Checked Jul 4, 2026 - No Foreign Transaction Fees
Using this card for purchases outside the US - or with international merchants - won't trigger any foreign transaction fees. The benefit applies automatically on every such transaction, with nothing to enroll in.
Checked Jul 4, 2026
Air France KLM vs Other Bank of America Cards
- Atmos Rewards Ascent$95 / yr
- Bank of America Premium Rewards$95 / yr
- Bank of America Customized Cash RewardsNo annual fee
- Bank of America Travel RewardsNo annual fee
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Air France KLM FAQs
Is the Air France KLM Credit Card worth the annual fee?
Compare Air France KLM's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.
What are the benefits of the Air France KLM Credit Card?
Bank of America lists 20 Flying Blue XP at each account anniversary, with 80 additional XP after $15,000 in qualifying anniversary-year purchases and 60 more after $25,000, for up to 160 XP in total. It also lists 5,000 anniversary miles after at least $50 in qualifying annual purchases. Checked against the Air France KLM issuer page on September 26, 2026; review the exact anniversary-year terms.
What is the annual fee for the Air France KLM Credit Card?
Creddy's catalog lists a $89 annual fee for Air France KLM as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Bank Of America before applying or renewing.
Does the Air France KLM Credit Card come with a welcome bonus?
Welcome offers for Air France KLM can change and may depend on your application or account history. Check Bank Of America's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.
Who should get the Air France KLM Credit Card?
Air France KLM may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.
How does the Air France KLM Credit Card compare to other Bank of America cards?
Compare Air France KLM with other Bank Of America cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.