Bank of America Travel Rewards Benefits, Credits & Annual Fee

• 25,000 bonus points

  $1,000 in net purchases First 90 days from account opening Bonus Points Offer. You will qualify for 25,000 bonus points if you use your new credit card account to make any combination of purchase transactions totaling at least $1,000 (excluding any fees) that post to your account within 90 days of the account open date. Returns, credits, and adjustments to this card will be deducted from purchases, even if this card was not the original payment method. Cash Advances and Balance Transfers are not considered purchases and do not apply for purposes of this offer. Limit 1 bonus points offer per new account. This one-time promotion is limited to customers opening a new account in response to this offer and will not apply to requests to convert existing accounts. Your account must be open with active charging privileges in order to receive this offer. Other advertised promotional bonus points offers can vary from this promotion and may not be substituted. Once you qualify, you will receive your points within your next 1-2 billing cycles. The value of this reward may constitute taxable income to you. You may be issued an Internal Revenue Service Form 1099 (or other appropriate form) that reflects the value of such reward. Please consult your tax advisor, as neither we, nor our affiliates, provide tax advice. This card may not be available to you if you currently have or have had the card in the preceding 24 month period.

  Checked Oct 14, 2026Source

Travel Benefits

• Travel and Dining Points Redemption

  Redeem points for a statement credit toward travel and dining purchases. Pay with your card for flights, hotels, vacation rentals, baggage fees, restaurants or takeout, then apply points to qualifying charges. Redemptions cover qualifying purchases rather than providing a discount when you book or order.

  Checked Oct 7, 2026

Bonus Earnings

• 1.5x Points on All Purchases1.5x points

  Earn 1.5 points for every $1 spent on all purchases, with no category limits or caps. Points never expire as long as your account stays open.

  Checked Oct 1, 2026
• Preferred Rewards Bonus Earnings (Platinum Honors and Higher)

  Platinum Honors-tier (and higher) Preferred Rewards members earn a 75% bonus on top of the standard 1.5 points per $1, bringing the effective rate to 2.625 points per $1. You must qualify for and maintain Platinum Honors or higher status in Bank of America's Preferred Rewards program.

  Checked Oct 7, 2026
• Travel Center Bonus Points

  Earn 3 points per $1 spent on net purchases through the Travel Center, including the card’s standard 1.5 points per $1. Use your card to make purchases through the Travel Center to get the higher rate. There is no cap on the bonus points you can earn.

  Checked Oct 7, 2026

Purchase Protection

• Zero Liability Guarantee for Fraudulent Transactions

  You're covered by a $0 Liability Guarantee, meaning you won't be held responsible for unauthorized charges on your account. Bank of America also monitors for unusual activity and alerts you if fraud is suspected.

  Checked Oct 9, 2026

Fees & Miscellaneous

• Cash and Gift Card Points Redemption

  Redeem your points for cash rewards or gift cards instead of using them for travel. Choose a cash reward starting at 2,500 points or a gift card starting at 3,125 points. Available options and redemption values can vary.

  Checked Oct 7, 2026
• No Annual Fee

  No annual fee to carry this card. Points you earn can be redeemed as a statement credit for flights, hotels, vacation rentals, baggage fees, and restaurant purchases including takeout.

  Checked Jul 4, 2026
• No Foreign Transaction Fees

  Purchases made outside the U.S. carry no foreign transaction fees. This applies to all international purchases, whether you're traveling abroad or buying from a foreign merchant online.

  Checked Jul 4, 2026