Chase Sapphire Reserve Business Benefits, Credits & Annual Fee

• 200,000 Ultimate Rewards points

  $30,000 First 6 months from account opening The new cardmember bonus may not be available to you if you have ever had this card. We may also consider factors pertinent to your business in determining your bonus eligibility. New Cardmember Bonus - 200,000 Points: To qualify, you must make $30,000 in purchases during the first 6 months from account opening. After qualifying, please allow 6 to 8 weeks for bonus to post to your account. To be eligible for this bonus offer, your credit card account must be open and not in default at the time of fulfillment. Purchases are when you, or an authorized user, use a card to make purchases of products and services. However, the following types of transactions won’t count as purchases: balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers, or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

  Checked Oct 14, 2026Source

• Select Chase Travel Hotels Credit (2026)$250 / yrTrackable

  Get up to $250 in statement credits in calendar year 2026 only (January 1, 2026 through December 31, 2026) on prepaid Chase Travel hotel bookings (Pay Now) for stays of 2 nights or more at select hotels: IHG Hotels & Resorts, Montage, Pendry, Omni, Virgin Hotels, Minor Hotels, and Pan Pacific. Distinct from The Edit Hotel Credit ($500 per calendar year, up to $250 per transaction). Qualifying purchases do not earn points. Authorized users (employees) are not eligible.

  Resets: Calendar yearChecked Oct 9, 2026
• Big Spend Bonus - $500 Shops at Chase Credit$500 / yrTrackableMin spend $120,000

  After spending $120,000 in purchases on your Sapphire Reserve for Business card each calendar year, receive statement credits for purchases at The Shops at Chase up to $500 for the remainder of the calendar year in which you qualify through the following calendar year terms stated by Chase.

  Resets: Calendar yearChecked Sep 14, 2026
• The Edit Hotel Credit (1 of 2)$250 / yrTrackable

  One of 2 annual The Edit credits. Receive up to $250 back on one qualifying prepaid Pay Now booking of at least two nights through The Edit by Chase Travel. Each credit can be used any time in the calendar year; qualifying purchases do not earn points. Starting January 1, 2027, two more $250 credits are added, for up to $1,000 per year.

  Resets: Calendar yearChecked May 20, 2026
• Annual Travel Credit$300 / yrTrackable

  Receive up to $300 back per cardmember year as automatic statement credits on eligible travel purchases. The credit resets each cardmember year - not on a calendar-year basis.

  Resets: Cardmember yearChecked May 20, 2026
• The Edit Hotel Credit (2 of 2)$250 / yrTrackable

  One of 2 annual The Edit credits. Receive up to $250 back on one qualifying prepaid Pay Now booking of at least two nights through The Edit by Chase Travel. Each credit can be used any time in the calendar year; qualifying purchases do not earn points. Starting January 1, 2027, two more $250 credits are added, for up to $1,000 per year.

  Resets: Calendar yearChecked May 20, 2026
• Google Workspace Credit$200 / yrTrackable

  Get up to $200 in statement credits each calendar year on Google Workspace purchases. Pay with your card and the credit applies automatically. This credit is available through December 31, 2027.

  Resets: Calendar yearChecked Oct 9, 2026
• DoorDash Non-Restaurant Order Discount$20 / moTrackableEnrollment required

  Get two $10-off promos each month on non-restaurant DoorDash orders (grocery, convenience, or retail), worth up to $240 per year. Requires activated DashPass membership. Unused promos expire at month end.

  Resets: MonthlyChecked Oct 9, 2026
• ZipRecruiter Credit$200 / 6moTrackable

  Get up to $400 in statement credits each calendar year on ZipRecruiter purchases, split into $200 for January through June and $200 for July through December. Pay with your card and the credit applies automatically. Available through December 31, 2027.

  Resets: Twice a yearChecked Oct 9, 2026
• Lyft In-App Monthly Credit$10 / moTrackable

  Get a $10 Lyft credit each calendar month, worth up to $120 over 12 months. Pay for qualifying Lyft purchases with your card. The credit is available through September 30, 2027.

  Resets: MonthlyChecked Oct 9, 2026
• Giftcards.com Credit$50 / 6moTrackable

  Get up to $100 in statement credits each calendar year on curated gift card purchases at giftcards.com/reservebusiness. The credit is split into $50 for January through June and $50 for July through December. Available through October 31, 2028.

  Resets: Twice a yearChecked Oct 9, 2026
• Global Entry / TSA PreCheck / NEXUS Application Fee Credit$120 / 4yr

  Get up to $120 to cover the application fee for Global Entry, TSA PreCheck, or NEXUS every 4 years. Charge the application fee to your card and the credit is applied automatically - no action needed beyond that.

  Checked Oct 9, 2026
• Big Spend Bonus - Southwest Airlines Chase Travel Credit$500 / yrTrackableMin spend $120,000

  Spend $120,000 on the card in a calendar year to unlock up to $500 in statement credits for Southwest Airlines purchases made through Chase Travel, for the rest of that calendar year and expiring at the end of the following calendar year. Chase applies the credits automatically for the authorizing officer. This is a milestone reward, not an automatic annual benefit.

  Resets: Calendar yearChecked Sep 30, 2026

Travel Benefits

• 1:1 Airline and Hotel Points Transfers

  Transfer points to participating airline and hotel loyalty programs at a 1:1 ratio. Link the applicable loyalty account and request a transfer through your rewards account; available partners determine where you can move points.

  Checked Sep 27, 2026
• The Edit Property Credit$100

  Get a $100 property credit during a stay booked through The Edit Hotel and Resort Collection. Use it for qualifying charges at the property; the stay can also include breakfast for two, Wi-Fi, and room upgrade and check-in or checkout benefits.

  Checked Sep 27, 2026
• Travel and Emergency Assistance

  Get access to legal and medical referrals and other assistance when problems arise while traveling away from home. Contact the travel and emergency assistance service for help finding support; the service provides referrals rather than paying for the services you use.

  Checked Sep 27, 2026

Lounge Access

• Priority Pass Select Lounge Access

  Get a Priority Pass Select membership for access to 1,300+ airport lounges worldwide, with two guests included. Enroll and use your membership card at participating lounges. It's for the authorizing officer and isn't available to Employee Cardmembers.

  Checked Oct 9, 2026
• Sapphire Lounge Access

  Access Chase Sapphire Lounges for free, and bring up to two guests per visit at no charge. Show your card at the lounge entrance to gain access; guest entry may be limited if the lounge is at capacity.

  Checked Oct 9, 2026
• Air Canada Maple Leaf Lounge Access

  Access select Air Canada Maple Leaf Lounges at no extra charge. To qualify, you must be traveling on a Star Alliance member carrier on the day of your visit.

  Checked Oct 9, 2026

Hotel Status

• Big Spend Bonus - IHG One Rewards Diamond Elite StatusEnrollment requiredMin spend $120,000

  After meeting the $120,000 calendar-year spend requirement, IHG Diamond Elite status is available. Link your IHG One Rewards account and activate; status activation required.

  Checked Sep 14, 2026
• Big Spend Bonus - World of Hyatt Explorist StatusEnrollment requiredMin spend $120,000

  After meeting the $120,000 calendar-year spend requirement, you are eligible for World of Hyatt Explorist status for the remainder of the calendar year in which you qualify, through the following calendar year, and through February of the calendar year after that per Chase terms. Status activation/linking may be required.

  Checked Sep 14, 2026
• IHG Platinum Elite Status

  Cardholders receive complimentary IHG One Rewards Platinum Elite status through December 31, 2027, with no stay requirement. Perks include bonus points on stays, room upgrades, and late checkout at IHG properties.

  Checked May 20, 2026

Airline Status

• Southwest Rapid Rewards A-List Status

  Get Southwest Rapid Rewards A-List status after meeting the $120,000 spend requirement. The status is for the authorizing officer and lasts for the rest of the qualifying calendar year and through December 31 of the following year.

  Checked Sep 27, 2026

Rental Car

• Avis Preferred Plus

  Get Avis Preferred Plus enrollment and up to 30% off base rates on qualifying rentals. Use your membership at participating Avis locations; additional offers include free weekend rentals and up to 10% off Select Series base rates.

  Checked Sep 27, 2026
• Hertz Gold Plus Rewards Rental Privileges

  Get Hertz rental privileges, including faster service, savings, bonus points and extra return hours on U.S. rentals. Enroll in Hertz Gold Plus Rewards and use your eligible Visa Infinite card to access the applicable benefits.

  Checked Sep 27, 2026
• National Car Rental Executive Status

  Receive complimentary Executive status with National Car Rental, allowing you to choose any car from the Executive Aisle and skip the rental counter at participating locations. Enroll your card with your National account to activate the benefit.

  Checked May 20, 2026

Travel Insurance

• Roadside Assistance

  Call for help with a tow, battery assistance, tire change, locksmith or gas if you have a roadside emergency. You're covered up to $50 per incident. Coverage is limited to 4 incidents per year.

  Checked Oct 9, 2026
• Travel Accident Insurance

  Get up to $1,000,000 in accidental death or dismemberment coverage while traveling. Pay for your air, bus, train or cruise fare with your card to be covered.

  Checked Oct 9, 2026
• Travel and Purchase Protections

  Get up to $75,000 in reimbursement for theft or collision damage to most rental vehicles in the U.S. and abroad. Charge the full rental cost to your card and decline the rental company's collision insurance; coverage is primary for business rentals.

  Checked Sep 27, 2026
• Trip Cancellation and Interruption Insurance

  Get reimbursed for pre-paid, non-refundable travel costs, such as fares, tours and hotels, if your trip is canceled or cut short. It covers sickness, severe weather and other covered situations. Limits are $10,000 per traveler and $20,000 per trip.

  Checked Oct 9, 2026
• Trip Delay Reimbursement

  Get reimbursed for unreimbursed expenses like meals and lodging when your trip is delayed. It covers up to $500 per covered traveler. Your common carrier travel must be delayed more than 6 hours or require an overnight stay.

  Checked Oct 9, 2026
• Baggage Delay Insurance

  Get reimbursed for essential purchases like toiletries and clothing when your baggage is delayed. It covers up to $100 a day for up to 5 days. Your baggage must be delayed more than 6 hours.

  Checked Oct 9, 2026
• Emergency Evacuation and Transportation

  Get coverage for medical services and transportation if you or a covered traveler is injured or sick and needs emergency evacuation. It pays up to $100,000. The trip must be 100 miles or more from home.

  Checked Oct 9, 2026
• Emergency Medical and Dental

  Get reimbursed for medical and dental expenses if you or an immediate family member becomes sick or injured on a trip. It pays up to $2,500 after a $50 deductible. You must be 100 miles or more from home.

  Checked Oct 9, 2026
• Lost Luggage Reimbursement

  Get reimbursed for repairing or replacing checked or carry-on baggage that is lost, damaged or stolen. It covers up to $3,000 per covered traveler. The loss must happen during a covered trip.

  Checked Oct 9, 2026

Bonus Earnings

• 8X Points on Chase Travel8x points

  Earn 8 Ultimate Rewards points per $1 on travel booked through Chase Travel - the highest earning rate available on this card. Booking directly with airlines or hotels earns a lower 4 points per $1.

  Checked Sep 30, 2026
• 3X Points on Social Media and Online Advertising3x points

  Earn 3 Ultimate Rewards points per $1 on social media and online advertising purchases. This is an uncapped bonus category, making it useful for businesses that run ad campaigns regularly.

  Checked Sep 30, 2026
• 4X Points on Flights and Hotels4x points

  Earn 4 Ultimate Rewards points per $1 on flights and hotels when you book directly with the airline or hotel. If you book through Chase Travel instead, you can earn a higher 8 points per $1.

  Checked Oct 1, 2026
• 5X Points on Lyft5x points

  Earn 5 Ultimate Rewards points per $1 on Lyft rides. This bonus rate is available through September 30, 2027, after which Lyft purchases earn at the card's standard rate.

  Checked Sep 30, 2026

Dining Benefits

• DoorDash Restaurant Promo$5 / moTrackableEnrollment required

  DashPass members get a $5 monthly promo to spend on restaurant orders. Activate Chase Sapphire Reserve for Business DashPass membership. Qualifying restaurant order discount each calendar month.

  Resets: MonthlyChecked Oct 9, 2026

Purchase Protection

• Purchase Protection

  Get coverage against damage or theft on eligible new purchases for 120 days from the purchase date. It pays up to $10,000 per item. Pay with your card to be covered.

  Checked Oct 9, 2026
• Return Protection

  Get reimbursed for eligible items a store won't accept as a return within 90 days of purchase. It pays up to $500 per item and $1,000 per 12-month period. Pay for the item with your card.

  Checked Oct 9, 2026
• Cell Phone Protection

  Get coverage for theft or damage to cell phones listed on your monthly phone bill. Pay the bill with your card. It pays up to $1,000 per claim, with a $100 deductible and a maximum of 3 claims in 12 months.

  Checked Oct 9, 2026
• Extended Warranty Protection

  Get one extra year added to the manufacturer's U.S. warranty on eligible purchases. It applies to warranties of three years or less, up to four years from the purchase date. Pay for the item with your card.

  Checked Oct 9, 2026

Concierge & Membership

• Concierge Service

  A dedicated concierge team is available around the clock to assist with restaurant reservations, event tickets, and travel arrangements. Reach them by calling the number printed on the back of your card.

  Checked May 20, 2026

Fees & Miscellaneous

• Authorized User Annual Fee$0 / yr

  Add authorized users to your account at no additional cost. Each authorized user gets their own card, earns points on purchases, and is subject to standard authorized user terms.

  Checked May 20, 2026
• Flexible Rewards Redemption

  Redeem points for available options such as cash, gift cards, travel, and eligible products or services. Choose a redemption in your rewards account; available options can include paying with points through the program or participating third parties.

  Checked Sep 27, 2026
• Free DoorDash DashPass Membership$120 / yrEnrollment required

  Get a complimentary 12-month DoorDash DashPass membership, valued at $120. Activate the membership with your card to use DashPass benefits on qualifying DoorDash orders during the membership period.

  Checked Oct 9, 2026
• No Foreign Transaction Fees

  No foreign transaction fees on purchases made outside the U.S. or in a foreign currency.

  Checked Sep 26, 2026
• Points Boost Redemption Value

  When redeeming points through Chase Travel, look for bookings marked with a Points Boost label - those can be worth up to 2 cents per point. Not every booking qualifies for the boosted rate; standard redemptions may be worth less.

  Checked May 20, 2026