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Chase Sapphire Reserve Business card art

Chase

Chase Sapphire Reserve Business

$795 / yr · Earns Ultimate Rewards

A premium Chase business card with a $795 annual fee, designed for business owners who travel frequently and can take advantage of multiple statement credits, lounge access, and strong Ultimate Rewards earning rates.

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Earning rates

CategoryRateNotes
Travel general8x
Rideshare5x

Benefits

Welcome Bonus

  • Welcome Bonus Points150,000 pts

    Earn 150,000 Ultimate Rewards points after spending $20,000 on purchases within the first 3 months of account opening. Points can be transferred to airline and hotel partners or redeemed for travel through Chase Travel.

Bonus Earnings

  • 8X Points on Chase Travel

    Earn 8 Ultimate Rewards points per $1 on travel booked through Chase Travel — the highest earning rate available on this card. Booking directly with airlines or hotels earns a lower 4 points per $1.

    Resets: Yearly
  • 3X Points on Social Media and Online Advertising

    Earn 3 Ultimate Rewards points per $1 on social media and online advertising purchases. This is an uncapped bonus category, making it useful for businesses that run ad campaigns regularly.

    Resets: Yearly
  • 4X Points on Flights and Hotels

    Earn 4 Ultimate Rewards points per $1 on flights and hotels when you book directly with the airline or hotel. If you book through Chase Travel instead, you can earn a higher 8 points per $1.

    Resets: Yearly
  • 5X Points on Lyft

    Earn 5 Ultimate Rewards points per $1 on Lyft rides. This bonus rate is available through September 30, 2027, after which Lyft purchases earn at the card's standard rate.

    Resets: Yearly

Statement Credits

  • The Edit Hotel Credit$250 / 6moTrackable

    Get up to $250 off prepaid hotel bookings made through The Edit portal twice per calendar year, for a total of up to $500 annually. A minimum two-night stay is required per booking to qualify.

    Resets: Twice a year
  • Annual Travel Credit$300 / yrTrackable

    Receive up to $300 back per cardmember year as automatic statement credits on eligible travel purchases. The credit resets each cardmember year — not on a calendar-year basis.

    Resets: Yearly
  • Google Workspace Credit$200 / yrTrackable

    Receive up to $200 back per year on Google Workspace subscriptions purchased directly through Google. The credit covers business tools like Gmail, Drive, and Meet, and is applied automatically as a statement credit.

    Resets: Yearly
  • DoorDash Non-Restaurant Order Discount$20 / moTrackable

    Get two $10-off promos each month on non-restaurant DoorDash orders — such as grocery, convenience, or retail — worth up to $240 per year. Each promo must be used within the month it's issued; unused promos expire at month's end.

    Resets: Monthly
  • ZipRecruiter Credit$200 / 6moTrackable

    Receive up to $200 back on ZipRecruiter purchases in each six-month period — January through June and July through December — for up to $400 per year. Purchases must be made directly with ZipRecruiter, and unused credit does not carry over.

    Resets: Twice a year
  • Lyft In-App Monthly Credit$10 / moTrackable

    Get $10 off Lyft rides each month as an in-app discount, worth up to $120 per year. The discount is applied at checkout within the Lyft app and does not roll over if unused.

    Resets: Monthly
  • Giftcards.com Credit$50 / 6moTrackable

    Get up to $50 back every six months — once for January through June, and once for July through December — when you purchase gift cards at giftcards.com/reservebusiness. Only gift cards from the curated brand collection on that page qualify, and unused credit does not carry over.

    Resets: Twice a year
  • Global Entry / TSA PreCheck / NEXUS Application Fee Credit$120 / 4yr

    Get up to $120 to cover the application fee for Global Entry, TSA PreCheck, or NEXUS every 4 years. Charge the application fee to your card and the credit is applied automatically — no action needed beyond that.

    Resets: Every 4 years
  • Big Spend Bonus – Southwest Airlines Chase Travel Credit$500 / yr

    Spend $120,000 on the card within a calendar year to unlock a $500 credit usable at The Shops at Chase marketplace. This is a milestone reward, not an automatic annual benefit.

    Resets: Yearly

Lounge Access

  • Sapphire Lounge Access

    Access Chase Sapphire Lounges for free, and bring up to two guests per visit at no charge. Show your card at the lounge entrance to gain access; guest entry may be limited if the lounge is at capacity.

    Resets: Yearly
  • Air Canada Maple Leaf Lounge Access

    Access select Air Canada Maple Leaf Lounges at no extra charge. To qualify, you must be traveling on a Star Alliance member carrier on the day of your visit.

    Resets: Yearly

Hotel Status

  • IHG Platinum Elite Status

    Cardholders receive complimentary IHG One Rewards Platinum Elite status through December 31, 2027, with no stay requirement. Perks include bonus points on stays, room upgrades, and late checkout at IHG properties.

    Resets: Yearly

Rental Car

  • National Car Rental Executive Status

    Receive complimentary Executive status with National Car Rental, allowing you to choose any car from the Executive Aisle and skip the rental counter at participating locations. Enroll your card with your National account to activate the benefit.

    Resets: Yearly

Travel Insurance

  • Travel and Purchase Protections

    The card includes a suite of built-in travel and purchase protections — such as trip cancellation coverage, purchase protection, and extended warranty. Each protection has its own limits and eligibility rules, detailed in your cardmember benefits guide.

    Resets: Yearly

Concierge & Membership

  • Concierge Service

    A dedicated concierge team is available around the clock to assist with restaurant reservations, event tickets, and travel arrangements. Reach them by calling the number printed on the back of your card.

    Resets: Yearly

Fees & Miscellaneous

  • Authorized User Annual Fee$0 / yr

    Add authorized users to your account at no additional cost. Each authorized user gets their own card, earns points on purchases, and is subject to standard authorized user terms.

    Resets: Yearly
  • Free DoorDash DashPass Membership

    Enjoy a complimentary DoorDash DashPass membership, which provides $0 delivery fees and reduced service fees on eligible orders. Activate it through your DoorDash account with your card; the benefit is available through 2027.

    Resets: Yearly
  • Points Boost Redemption Value

    When redeeming points through Chase Travel, look for bookings marked with a Points Boost label — those can be worth up to 2 cents per point. Not every booking qualifies for the boosted rate; standard redemptions may be worth less.

    Resets: Yearly
Cards with similar benefits:Hotel CreditsGeneral Travel CreditsGlobal Entry / TSA PreCheck CreditsAirport Lounge AccessRideshare CreditsGrocery & Delivery Credits
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