Creddy
World of Hyatt Business credit card

Chase

World of Hyatt Business Benefits, Credits & Annual Fee

Business

$199 / yr · Earns World of Hyatt

A hotel rewards card for frequent Hyatt guests. It earns bonus points on Hyatt stays and everyday categories, includes an annual free night certificate, and carries a $199 annual fee.

  • 9xHotels
  • 2xTop Three Quarterly Categories
  • 2xFitness Club +1
  • MemberDashPass
  • $100Hyatt

$100/yr in credits · $199 annual fee

Maintained by Creddy Editorial · Catalog checked Oct 14, 2026

World of Hyatt Business at a Glance: $199 Annual Fee, Issuer and Rewards

Annual fee:
$199 / yr
Issuer:
Chase
Rewards:
World of Hyatt
Credits:
2 recurring, up to $100 a year

World of Hyatt Business Earning Rates

CategoryRateNotes
Everything else1x

Bonus category rates for this card are still being added.

Who Should Get the World of Hyatt Business?

The World of Hyatt Business fits people who want one flat rate: 1x on every purchase. Its $199 annual fee makes sense if the $100 a year in credits Creddy lists, plus what you earn, covers it with credits you would use anyway. It is a business card.

Is the World of Hyatt Business Worth the $199 Annual Fee?

The World of Hyatt Business costs $199 a year. Creddy lists 2 trackable credits worth up to $100 a year if you use every one, which leaves $99 of the fee for rewards and perks to cover. Count only the credits you would use anyway.

Check enrollment requirements, merchant restrictions, reset timing and the issuer's current terms before applying.

World of Hyatt Business Welcome Bonus

  • 70,000 World of Hyatt points

    $7,000 First 3 months from account opening 70,000 Bonus Points After You Spend $7,000 On Purchases In The First 3 Months From Account Opening: This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months. To qualify for and receive your 70,000 Bonus Points, you must make Purchases totaling $7,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for your Bonus Points to post to your World of Hyatt account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for offer fulfillment. If your account is not open for at least 6 months, Hyatt and Chase reserve the right to deduct the Bonus Points from your World of Hyatt account. All World of Hyatt terms and conditions apply and are available at worldofhyatt.com/termsOpens Overlay. Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

    Checked Oct 14, 2026Source

Offer history

Higher than usual
Usual
60K points
Highest seen
80K points
60K points from Oct 16, 60,000 Bonus Points + 1 Free Night from Jan 19, 60K points from Mar 21, 60,000 Bonus Points + Explorist Status through 2/28/26 from May 23, 60K points from Jul 21, 80K points from Mar 20, 60K points from Jun 10, 70K points from Sep 8
70K points
Oct 2024Today

Gaps are offers with mixed rewards or no record.

Tracked since Oct 2024

World of Hyatt Business Statement Credits and When They Reset

  • Hyatt Statement Credit (1 of 2)$50 / yrTrackableMin charge $50

    One of 2 $50 Hyatt statement credits each anniversary year. Receive a $50 statement credit on one qualifying Hyatt purchase of $50 or more at Hyatt hotels and resorts or participating restaurants and locations. A second purchase earns the other $50 credit; each credit posts the same day its purchase posts.

    Resets: Card anniversaryChecked Sep 30, 2026
  • Hyatt Statement Credit (2 of 2)$50 / yrTrackableMin charge $50

    One of 2 $50 Hyatt statement credits each anniversary year. Receive a $50 statement credit on one qualifying Hyatt purchase of $50 or more at Hyatt hotels and resorts or participating restaurants and locations. Your first qualifying purchase earns the other $50 credit; each credit posts the same day its purchase posts.

    Resets: Card anniversaryChecked Sep 30, 2026

World of Hyatt Business Travel Benefits

Hotel Status

  • World of Hyatt Discoverist Status

    The authorizing officer receives complimentary Discoverist status in the World of Hyatt program while the card account is open and not in default. Allow up to 8 weeks from account opening for status to apply. Employee cards do not automatically receive Discoverist from this benefit.

    Checked Sep 14, 2026
  • Gift Discoverist Status to Employees

    Give World of Hyatt Discoverist status to employees. Choose employees to receive the status through the card benefit. You can gift it to up to five employees.

    Checked Sep 30, 2026
  • Additional Tier-Qualifying NightsTrackableMin spend $10,000

    Get 5 elite qualifying night credits every time you spend $10,000 in purchases on a calendar year basis

    Resets: Calendar yearChecked Sep 13, 2026

Rental Car

  • Auto Rental Coverage

    Get reimbursement of up to $60,000 if a covered rental vehicle is stolen or damaged in a collision. Coverage is primary when you rent for business purposes. Most covered vehicles must have a manufacturer's suggested retail price of $125,000 or less.

    Checked Sep 30, 2026

Travel Insurance

  • Travel and Emergency Assistance

    Get legal and medical referrals and access to other emergency assistance services when you run into trouble while traveling away from home. Use the assistance service to find help; the benefit provides referrals and access to services, not a stated reimbursement for their costs.

    Checked Oct 9, 2026
  • Trip Cancellation and Interruption Insurance

    Get reimbursed for prepaid, nonrefundable passenger fares if a covered trip is canceled or cut short. Coverage applies to sickness, severe weather and other covered situations. Limits are $1,500 per covered traveler and $6,000 per trip.

    Checked Sep 30, 2026

More World of Hyatt Business Card Benefits

Bonus Earnings

  • 2x Points on Top Three Quarterly Categories2x points

    Earn 2 bonus points total per $1 spent in your top three spend categories each calendar quarter from the eligible list (dining; shipping; airline tickets purchased directly with the airline; local transit and commuting; social media and search engine advertising; car rental agencies; gas stations; internet, cable and phone services). Categories are determined by where you spend the most each quarter.

    Checked Oct 2, 2026
  • 2x Points on Fitness Club and Gym Memberships2x points

    Earn 2 World of Hyatt bonus points per $1 spent on fitness club and gym memberships.

    Checked Sep 30, 2026
  • 1 Point per $1 on Other Purchases1x points

    Earn 1 World of Hyatt bonus point per $1 spent on all other qualifying purchases that are not in a higher bonus category.

    Checked Sep 30, 2026
  • 10% Redemption Bonus after $50,000 Spend10%TrackableMin spend $50,000

    Spend $50,000 or more in purchases on the card in a calendar year and receive 10% bonus points back on up to 200,000 World of Hyatt points redeemed for free night awards, points + cash stays, room upgrades, dining and spa services, and World of Hyatt experiences during the remainder of that calendar year. Points redeemed for Avis certificates or transferred to airline partners are not eligible. Spend resets to $0 on January 1.

    Resets: Calendar yearChecked Sep 13, 2026
  • Hyatt Points Bonus Earnings at Hyatt Properties

    You can earn up to 9 points per $1 on qualifying Hyatt hotel stays - 4 points from the card and up to 5 base points from your World of Hyatt membership. Your exact total will vary based on your membership tier, and both rates stack automatically when you pay with the card at checkout.

    Checked Oct 9, 2026

Dining Benefits

  • DoorDash Non-Restaurant Quarterly Discount$10 / qtrEnrollment required

    After activating World of Hyatt Business DashPass, receive a $10 off discount each calendar quarter at checkout on one qualifying non-restaurant DoorDash order while enrolled in DashPass. Unused value does not roll over.

    Checked Sep 14, 2026

Purchase Protection

  • Purchase Protection

    Get protection against damage or theft for eligible new purchases. Use the coverage for qualifying items damaged or stolen within 120 days of purchase. Coverage is limited to $10,000 per item.

    Checked Sep 30, 2026
  • Extended Warranty Protection

    Get an extra year on an eligible U.S. manufacturer's warranty. Use the protection for purchases with an original warranty of three years or less. Coverage extends the warranty to no more than four years from the purchase date.

    Checked Sep 30, 2026

Concierge & Membership

  • Hyatt Leverage Membership

    Get complimentary membership in the Hyatt Leverage program as the card's authorizing officer. Use your membership for participating Hyatt business travel offerings. The complimentary membership is for the authorizing officer, not automatically for every employee cardholder.

    Checked Sep 30, 2026
  • Complimentary DoorDash DashPassEnrollment required

    Get 12 months of complimentary DashPass for use in the DoorDash and Caviar apps. Activate the membership for the first time with your World of Hyatt Business Card between February 1, 2025, and December 31, 2027. The 12-month period starts on your first activation date.

    Checked Sep 30, 2026

Fees & Miscellaneous

  • No Foreign Transaction Fees

    There's no foreign transaction fee on purchases made outside the U.S., so you pay only the converted amount with nothing added. This applies whether you're shopping abroad in person or buying from an international merchant online.

    Checked May 20, 2026
  • Business Referral Bonus Points10,000 pts

    Earn 10,000 bonus points for each business you refer that is approved for the World of Hyatt Business credit card. Share your referral with a business applying for the card. Points depend on approval, not just an application.

    Checked Oct 9, 2026
  • Employee Cards at No Additional Cost

    Get employee cards at no additional cost. Add cards for employees who need to make business purchases on the account. There is no additional charge for the employee cards themselves.

    Checked Sep 30, 2026
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World of Hyatt Business vs Other Chase Cards

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World of Hyatt Business FAQs

Is the World Of Hyatt Business Card worth the annual fee?

Compare World of Hyatt Business's current annual fee with rewards and benefits you would actually use. Count credits at what they save you after eligibility, enrollment and extra spending costs, then compare the result with lower-fee alternatives. Include interest and other charges if you carry a balance.

Which benefits does Creddy list for World Of Hyatt Business Card?

Creddy's September 26, 2026 catalog lists $50 Hyatt Statement Credits, Additional Tier-Qualifying Nights, 2 Bonus Points on Top Three Quarterly Categories, 10% Redemption Bonus after $50,000 Spend for World of Hyatt Business. Review the benefits and earning-rate tables for the conditions; confirm current coverage, enrollment and restrictions with Chase. This is a dated catalog summary, not certification that every listed benefit is currently available on your account.

What is the annual fee for the World Of Hyatt Business Card?

Creddy's catalog lists a $199 annual fee for World of Hyatt Business as checked on September 26, 2026. Confirm current pricing and any additional-card fees with Chase before applying or renewing.

Does the World Of Hyatt Business Card come with a welcome bonus?

Welcome offers for World of Hyatt Business can change and may depend on your application or account history. Check Chase's current offer for the bonus amount, eligible spending, deadline and exclusions; a catalog entry does not guarantee an offer or your eligibility.

Who should get the World Of Hyatt Business Card?

World of Hyatt Business may fit someone whose normal spending matches its eligible earning categories and who can use the benefits shown above. Compare the current fee, purchase restrictions and realistic redemption value with other cards before applying.

How does the World Of Hyatt Business Card compare to other Chase cards?

Compare World of Hyatt Business with other Chase cards using annual fees, eligible earning rates and the benefits you would use. The card tables and issuer catalog help you compare conditions; headline multipliers alone do not establish the better card.