Southwest Premier Business

Earn 60,000 Rapid Rewards bonus points after spending $3,000 on purchases in the first 3 months from account opening. Points are deposited into your Rapid Rewards account and can be used for flights, hotel stays, and more. The $3,000 spend threshold must be met within the first 3 months.

Earn 2,000 tier qualifying points (TQPs) toward Southwest A-List status for every $5,000 spent on purchases in a calendar year. TQPs stack with points earned from flying, helping you reach the 35,000 TQPs needed for A-List. There is no cap on how many TQPs you can earn through card spending.

Earn 2 Rapid Rewards points per $1 spent at gas stations and restaurants, up to $8,000 in combined purchases each anniversary year. After hitting that cap, spending in these categories drops to the standard 1 point per $1.

Get 6,000 Rapid Rewards bonus points added to your account each year on your cardmember anniversary. No action is required — points are deposited automatically. These count toward Companion Pass qualifying points.

Get up to $500 back per year as a statement credit to cover fees when transferring your Rapid Rewards points to another member's account. Credits post automatically when eligible transfer fees appear on your statement. This benefit expires Dec. 31, and unused credit does not roll over.

Get a one-time boost of 10,000 Companion Pass qualifying points each calendar year, automatically deposited into your Rapid Rewards account by January 31st. New cardholders may receive the boost within 30 days of account opening instead. These points count toward the 135,000 needed to earn a Companion Pass.

Once per anniversary year, you receive a promo code good for 15% off a Southwest flight booking. Enter it at checkout on Southwest.com or the app and it applies to the base fare. The code is not valid on Basic fares or previously booked flights.

Starting 48 hours before departure, you can choose a Standard or Preferred seat at no extra charge when seats are available. Up to eight additional passengers on the same reservation are also eligible. This perk applies to Southwest flights with assigned seating in 2026 and beyond.

Board with Group 5 on Southwest flights, giving you earlier access to overhead bins ahead of general passengers. The benefit extends to up to eight travelers on the same reservation. This applies to flights operating with assigned seating in 2026 and beyond.

For every $5,000 in card purchases each year, you earn 2,000 Tier Qualifying Points toward Southwest A-List or A-List Preferred status. There is no cap on how many TQPs you can accumulate this way, and they count alongside TQPs earned from flying.

Reimburses up to $100 per day for up to 3 days when your baggage is delayed more than 6 hours. Use it to cover essential purchases like toiletries and clothing while you wait. Keep your receipts and file a claim through the card's benefits administrator.

Covers repair or replacement costs up to $3,000 per covered traveler if checked or carry-on baggage is lost, damaged, or stolen during a covered trip. File a claim through your card's benefits administrator after the incident. Coverage applies to the cardholder and eligible traveling companions on the same itinerary.

Covers new purchases against damage or theft for 120 days from the purchase date, up to $10,000 per item. Pay with your card to activate coverage, then file a claim with the benefits administrator if something goes wrong. Does not cover lost items.

Adds one extra year to a manufacturer's U.S. warranty on eligible purchases. It applies to original warranties of three years or less, extending coverage up to four years from the purchase date. Pay for the item with your card to activate protection.

Add employee cards to your account at no extra charge, with the ability to set individual spending limits for each cardholder. Purchases made on employee cards earn Rapid Rewards points that go to the business account. There is no stated limit on the number of employee cards you can add.

Pay no foreign transaction fees when using your card for purchases made outside the United States. This applies to all international transactions regardless of currency. No action is needed — the fee is simply never charged.

You can add employee cards to your account at no additional cost. All purchases made by employees earn Rapid Rewards points that flow directly into the primary cardholder's account, with no stated cap on the number of cards you can add.