Southwest Rapid Rewards Plus Business

Earn 1X Rapid Rewards point per $1 spent on all purchases that don't fall into a higher-earning bonus category. This rate applies automatically with no enrollment needed. There is no cap on how many points you can earn at the base rate.

Get a 10,000-point boost toward Companion Pass qualification every year just for being a cardmember. These points count toward the annual threshold needed to earn a Companion Pass. The boost is applied automatically each anniversary year.

Earn 2X total Rapid Rewards points per $1 on Lyft rides — 1X base plus a 1X bonus when you link your card to your Lyft account. Link your Southwest card in the Lyft app to activate the bonus. This offer runs through December 31, 2027.

Earn 2X Rapid Rewards points per $1 spent on Southwest Airlines purchases, including flights, inflight purchases, and Southwest gift cards. Points post automatically when you pay with your card. There is no annual cap on this earning rate for Southwest purchases.

Earn 2X Rapid Rewards points per $1 at gas stations and restaurants, up to $5,000 in combined purchases per anniversary year. Once you hit the $5,000 limit, those categories drop to 1X for the rest of the year. The cap resets each anniversary year.

Get complimentary DashPass membership, which gives you $0 delivery fees and reduced service fees on eligible DoorDash orders. Activate the membership with your card by December 31, 2027, to take advantage of the offer. Without activation, the benefit will not apply to your orders.

Get up to $10 off per quarter on grocery, convenience, and retail orders placed through DoorDash. The credit applies automatically at checkout when you pay with your card. You must stay enrolled in DashPass to keep earning this credit each quarter.

Earn 25% back as a statement credit on inflight purchases — like Wi-Fi and drinks — on Southwest Airlines flights. Pay with your card and the credit posts automatically. There is no cap stated, but the rebate applies only to Southwest inflight purchases.

Get your first checked bag free on Southwest flights — and so do up to 8 additional passengers booked on the same reservation. The savings apply automatically when your Rapid Rewards number is associated with the booking. No action is needed at check-in beyond ensuring your account is linked.

You and up to 8 passengers on the same reservation board no later than Group 5, giving you earlier access to overhead bin space. No action is needed — the benefit applies automatically when you check in. This does not guarantee a specific group, only a position no later than Group 5.

Get a 10% promo code each year on your cardmember anniversary to use toward Southwest flight purchases. Apply the code at checkout on Southwest.com or the app. The discount does not apply to Basic fare tickets.

Select a complimentary Standard seat at no extra charge starting 48 hours before your flight departs. This applies to you and up to 8 additional passengers on the same reservation. Seat availability is not guaranteed and depends on what's open at the time you check in.

Get access to roadside assistance services — such as towing, jump-starts, and flat-tire help — when you're stranded. Call the number on the back of your card to request help. Service fees for third-party providers may apply depending on your situation.

Covers collision damage or theft on eligible rental vehicles when you pay for the full rental with your card and decline the rental company's collision damage waiver. Coverage is secondary to your personal auto insurance in most cases. Certain vehicle types and rental durations may not qualify.

Covers essential purchases — like clothing and toiletries — when your checked baggage is delayed on a covered trip. Pay for the trip with your card and keep receipts to file a claim. Coverage kicks in after a qualifying delay period; check your benefits guide for the minimum delay threshold.

Connects you to legal, medical, and travel referral services when you're away from home on a covered trip. Call the assistance hotline on your card to be directed to local providers. Note that costs for actual services are your responsibility — the benefit covers the referral, not the bill.

Covers lost or damaged checked and carry-on bags when you pay for your trip with your card. File a claim through your card's benefits administrator after the carrier confirms the loss. New York residents are limited to $2,000 per bag and $10,000 for all covered travelers per trip.

Extends the original U.S. manufacturer's warranty on eligible purchases made with your card. Coverage kicks in once the manufacturer's warranty expires. Items must have an eligible warranty to qualify — check your benefits guide for excluded categories.

Covers eligible new purchases against damage or theft for a set period after you buy them with your card. File a claim through your card's benefits administrator. New York residents have a coverage period of 90 days from the date of purchase.

Use your Rapid Rewards points to attend curated events available exclusively to Southwest Rapid Rewards cardmembers. Browse available events through your Rapid Rewards account and redeem points to secure your spot. Event types, locations, and availability vary throughout the year.

Earn 20,000 bonus points for each friend who applies through your unique referral link and gets approved for any Southwest Rapid Rewards Credit Card. You can earn up to 100,000 bonus points per calendar year this way. Share your personal referral link to get credit for each approved application.

Redeem your Rapid Rewards points as a statement credit against recent eligible purchases or your annual fee. Select any qualifying transaction that posted to your account within the last 90 days and apply points to cover it. Points are redeemed at a fixed rate through the Pay Yourself Back tool in your account.

Pay no foreign transaction fees when you use your card for purchases made outside the United States. The benefit applies automatically — no enrollment or action needed. This covers both in-person and online purchases billed in a foreign currency.