Chase Ink Preferred

Earn 100,000 Ultimate Rewards bonus points after spending $8,000 in the first 3 months from account opening.

Earn 3 points per $1 on six key business categories: travel, shipping, internet service, cable, phone service, and social media/search advertising. The 3X rate applies to the first $150,000 in combined spending across these categories each account anniversary year; after that, purchases earn 1X.

When redeeming Ultimate Rewards points for travel through Chase Travel, eligible Points Boost offers can increase the value of your points to up to 1.75 cents each — up to 75% more than a standard cash redemption. Log in to Chase Travel to see which flights, hotels, or packages qualify.

Pay for Lyft rides with this card and earn 5 points per $1 — that's 2 extra points on top of the standard 3X travel rate. This bonus applies to rideshare, bike and scooter rides, and Lyft subscriptions, and is available through September 30, 2027.

Earn 20,000 bonus Ultimate Rewards points for each business you refer that gets approved for a Chase for Business credit card. You can earn up to 100,000 referral bonus points per year.

Earn 1 Ultimate Rewards point per $1 on all purchases that don't fall into a bonus category. There's no cap on how much you can earn.

Get $10 off one non-restaurant DoorDash order each calendar quarter, applied automatically at checkout. You must be actively enrolled in the Chase Ink Business Preferred DashPass membership to receive the discount.

Get up to $10 off per month on grocery and retail orders placed through DoorDash. You must first activate your complimentary DashPass membership for the credit to apply.

Transfer your Chase Ultimate Rewards points to over a dozen airline and hotel loyalty programs at a 1:1 ratio — one point becomes one mile or partner point. Programs include United MileagePlus, Southwest Rapid Rewards, World of Hyatt, and Marriott Bonvoy. Transfers are typically instant and cannot be undone.

Get complimentary DashPass membership, which unlocks $0 delivery fees and reduced service fees on eligible DoorDash orders. Activate your membership by December 31, 2027, to secure the benefit for a minimum of one year.

When you rent a car for business purposes and pay with this card, you get primary collision damage waiver coverage — meaning it pays before your personal auto insurance. Just decline the rental company's collision coverage at the counter and charge the full rental to your card.

If a common carrier delays your trip by more than 12 hours or forces an overnight stay, this benefit can cover unreimbursed costs like meals and lodging. Charge the ticket to your card to be eligible; reimbursement is capped at $500 per ticket and covers you and your family.

If your checked baggage is delayed, this benefit can reimburse you for essential items like clothing or toiletries while you wait. To be eligible, you must have booked the trip with your card. A minimum delay period applies before coverage kicks in, so keep your receipts.

Covers pre-paid, non-refundable trip costs — including fares, hotels, and tours — if your trip is canceled or cut short by a covered reason like sickness or severe weather. Reimbursement is up to $5,000 per covered traveler and $10,000 per trip. Charge the travel purchase to your card to be eligible.

Provides access to a roadside dispatch service when you have a breakdown or roadside emergency. Call the service provider and they'll send help; the cost of the service is billed directly to your card.

When you purchase a trip with this card, you and immediate family members on the same booking are covered by accidental death and dismemberment insurance. The benefit amount varies depending on the type of loss.

If an airline or carrier loses or damages your luggage on a trip booked with this card, you can file a claim for reimbursement with the benefit administrator. Coverage extends to you and immediate family members traveling on the same itinerary.

Adds one extra year to eligible U.S. manufacturer warranties of three years or less. Coverage extends up to four years from the original purchase date. Charge the item to your card to be eligible.

Covers eligible new purchases against damage or theft for 120 days from the date of purchase, up to $10,000 per item. Charge the purchase to your card to be eligible.

Covers your cell phones against theft or damage, up to $1,000 per claim. Pay your monthly cell phone bill with the card and all phones listed on that bill are covered. A $100 deductible applies per claim, with a maximum of 3 claims in any 12-month period.

Pay no foreign transaction fees when you use your card for purchases made outside the United States.

You won't be held responsible for unauthorized transactions made with your card or account number. Report suspected fraud to Chase and the disputed charges will be covered, whether the misuse involved your physical card or just your account information.

Add employee cards to your account at no extra annual fee. All purchases made on employee cards earn rewards that flow back into your account, and you can set individual spending limits for each employee card to stay in control of business expenses.