Chase Ink Premier Benefits, Credits & Annual Fee

• $1,000 cash back bonus

  $10,000 First 3 months from account opening Bonus may not be available if you have ever held this card; Chase also considers business factors. Account must be open and not in default at fulfillment. Allow 6-8 weeks after qualifying. Purchases exclude transfers, cash equivalents, gambling, account funding, fees, interest and fraudulent charges.

  Checked Oct 14, 2026Source

Travel Benefits

• Chase Travel Booking Access

  Chase Travel gives you a place to book flights, stays and activities. Search and book through Chase Travel to access its selection of millions of flights, more than 300,000 places to stay and thousands of activities. Availability and prices depend on your trip and booking choices.

  Checked Sep 27, 2026
• Roadside Assistance

  Roadside assistance connects you with help during a roadside emergency. Call the service provider to request a dispatch when you need assistance. Roadside service fees are billed to your card at the time of dispatch, so the service itself is not free.

  Checked Oct 9, 2026

Rental Car

• Auto Rental Collision Damage Waiver

  Auto rental coverage reimburses theft or collision damage to covered rental vehicles. Use your card to rent for business purposes and follow the rental coverage terms. Coverage is primary for business rentals, up to $60,000, for most vehicles with an MSRP of $125,000 or less.

  Checked Sep 27, 2026

Travel Insurance

• Trip Delay Reimbursement

  If your covered trip is delayed past a qualifying threshold, this benefit helps cover reasonable out-of-pocket expenses like meals and lodging. Pay for your travel with this card, keep receipts, and check your benefits guide for the minimum delay period required.

  Checked May 22, 2026
• Baggage Delay Insurance

  If your checked bags are delayed on a covered trip, this benefit reimburses you for essential items like clothing or toiletries. Charge your travel to this card to be eligible, and save receipts for any purchases made during the delay.

  Checked May 22, 2026
• Trip Cancellation/Interruption Insurance

  If your trip is canceled or cut short due to a covered reason - such as illness or severe weather - you can be reimbursed for prepaid, non-refundable travel expenses. Charge the trip to this card to be eligible for coverage.

  Checked May 22, 2026

Bonus Earnings

• 5% Cash Back on Lyft Rides5%

  Earn 5% total cash back on qualifying Lyft products and services purchased through the Lyft mobile application through September 30, 2027. That is 3% additional cash back on top of the 2% base earn rate.

  Checked Sep 30, 2026
• 5% Cash Back on Travel Booked Through Chase Travel5%

  Earn 5% total cash back on travel purchased through Chase Travel with this card: 3% on top of the 2% base rate. There is no cap on this rate. Travel booked anywhere else earns the standard 2%.

  Checked Oct 1, 2026
• Business Referral Bonus40,000 pts

  Earn 40,000 bonus points when a business you refer is approved for a Chase for Business credit card. Share your business referral link and have the business apply through it. The bonus depends on approval, not just submitting an application.

  Checked Sep 27, 2026
• 2.5% Cash Back on Purchases of $5,000 or More2.5%Min charge $5,000

  Earn 2.5% cash back on any single transaction of $5,000 or more. This higher rate kicks in automatically when a purchase hits that threshold - no activation required. Great for big vendor payments, equipment, or bulk orders.

  Checked May 22, 2026
• 2% Cash Back on All Other Purchases2%

  Earn 2% cash back on all purchases that don't qualify for a higher earning tier. There's no cap on how much you can earn, so everyday business spending always earns at least this base rate.

  Checked May 22, 2026

Purchase Protection

• Zero Liability Protection

  You are not responsible for unauthorized charges made with your card or account information. If you notice suspicious activity, report it to Chase promptly so the transaction can be investigated. This protection covers in-person, online, and phone-based unauthorized use.

  Checked May 22, 2026
• Cell Phone Protection

  Cell phone protection covers qualifying theft or damage, up to $1,000 per claim. Pay your monthly cell phone bill with your eligible card to cover phones listed on that bill. Each claim has a $100 deductible, and you can make no more than three claims in 12 months.

  Checked Sep 27, 2026
• Extended Warranty Protection

  Eligible purchases made with this card that carry a U.S. manufacturer's warranty of three years or less receive one additional year of coverage. Keep your receipt and card statement as proof of purchase in case you need to file a claim.

  Checked Sep 27, 2026
• Purchase Protection

  Purchase protection covers eligible new purchases against theft or damage. Use your card for the purchase and file a claim if a covered item is stolen or damaged. Coverage lasts 120 days from the purchase date, up to $10,000 per item.

  Checked Oct 9, 2026

Concierge & Membership

• Travel and Emergency Assistance

  Travel and emergency assistance connects you with legal and medical referrals and other help when problems arise away from home. Contact the assistance service while traveling to get a referral or arrange help. You pay for any goods or services you obtain.

  Checked Oct 9, 2026

Fees & Miscellaneous

• Apple Ultimate Rewards Store Redemption

  Use Ultimate Rewards points toward Apple purchases. Shop through the Apple Ultimate Rewards Store and apply points at checkout to pay for all or part of an order. Any amount not covered by points must be paid separately.

  Checked Sep 27, 2026
• Gift Card Redemption

  Redeem your rewards for gift cards from more than 150 brands. Browse gift card options in Ultimate Rewards, then use your points for the brand you choose. Available brands include hotels, office supply stores and electronics retailers; options can vary.

  Checked Sep 27, 2026
• No Foreign Transaction Fee

  No extra fee is added when you use this card for purchases made outside the U.S. or in a foreign currency online. The transaction is simply converted at the standard exchange rate with no surcharge applied.

  Checked May 22, 2026