Chase Ink Premier

Earn $1,000 in bonus cash back after spending $10,000 on purchases within the first three months of opening your account. The full $10,000 must be reached within that window for the bonus to post to your rewards balance.

Earn 5% cash back on Lyft rides when you pay with this card through the Lyft app. This elevated rate is available through September 2027.

Earn 2.5% cash back on any single transaction of $5,000 or more. This higher rate kicks in automatically when a purchase hits that threshold — no activation required. Great for big vendor payments, equipment, or bulk orders.

Earn 2% cash back on all purchases that don't qualify for a higher earning tier. There's no cap on how much you can earn, so everyday business spending always earns at least this base rate.

When you decline the rental company's collision damage waiver and charge the full rental to this card, you get coverage for theft or collision damage. Coverage applies to business-purpose rentals in the U.S. and is secondary to your personal auto insurance.

If your checked bags are delayed on a covered trip, this benefit reimburses you for essential items like clothing or toiletries. Charge your travel to this card to be eligible, and save receipts for any purchases made during the delay.

If your covered trip is delayed past a qualifying threshold, this benefit helps cover reasonable out-of-pocket expenses like meals and lodging. Pay for your travel with this card, keep receipts, and check your benefits guide for the minimum delay period required.

If your trip is canceled or cut short due to a covered reason — such as illness or severe weather — you can be reimbursed for prepaid, non-refundable travel expenses. Charge the trip to this card to be eligible for coverage.

You are not responsible for unauthorized charges made with your card or account information. If you notice suspicious activity, report it to Chase promptly so the transaction can be investigated. This protection covers in-person, online, and phone-based unauthorized use.

Eligible purchases made with this card that carry a U.S. manufacturer's warranty of three years or less receive one additional year of coverage. Keep your receipt and card statement as proof of purchase in case you need to file a claim.

Pay your monthly cell phone bill with this card and get up to $1,000 per claim if your phone is stolen or damaged. You can file up to three claims per year, and a $100 deductible applies to each claim.

No extra fee is added when you use this card for purchases made outside the U.S. or in a foreign currency online. The transaction is simply converted at the standard exchange rate with no surcharge applied.