Southwest Performance Business

Earn 80,000 bonus Rapid Rewards points as a one-time welcome offer. Spend $5,000 on purchases within the first 3 months of account opening to unlock them. Points are deposited into your Rapid Rewards account after the spending threshold is met.

Earn 4 Rapid Rewards points per dollar on purchases made directly with Southwest Airlines, including flights, inflight purchases, gift cards, and Southwest Vacations packages. Points are transferred to your Rapid Rewards account automatically after each billing cycle.

Earn 4 Rapid Rewards points per dollar on Southwest Cruises bookings. This elevated rate is a limited-time offer ending December 31, so book cruises before that date to take advantage of it.

Earn 3 Rapid Rewards points per dollar when booking hotels or rental cars through Southwest's Rapid Rewards partner program. This rate is a limited-time offer available through December 31 only.

Earn 2 Rapid Rewards points per dollar at gas stations and restaurants worldwide. The bonus applies when the merchant codes the transaction under a gas station or restaurant category.

Earn 2 Rapid Rewards points per dollar on hotel stays booked directly with the hotel. Reservations made through third-party booking sites or online travel agencies do not qualify for this rate.

Earn 2 Rapid Rewards points per $1 on local transit and commuting expenses, including rideshare services. This rate applies automatically whenever purchases are coded in transit or commuting categories.

Earn 2 Rapid Rewards points per dollar on social media and search engine advertising, as well as internet, cable, and phone services. Note this elevated rate is available through December 31, after which standard earn rates apply.

Any eligible purchase that doesn't fall into a higher bonus category earns 1 Rapid Rewards point per dollar spent. This base rate applies automatically across all other spending with no restrictions.

Earn 20,000 bonus Rapid Rewards points for each friend or business owner you refer who is approved for any Southwest Rapid Rewards credit card. Referrals are submitted through your online account or the Southwest referral portal. You can earn up to 100,000 bonus points per calendar year this way.

Get up to $120 back as a statement credit when you pay the application fee for Global Entry, TSA PreCheck, or NEXUS with this card. Only one credit is available every 4 years. The credit posts automatically after the fee charge appears on your statement.

Get a 10,000-point boost toward earning Southwest Companion Pass status each calendar year. These points count as Companion Pass qualifying points and are credited automatically. They do not count as redeemable Rapid Rewards points.

Get 9,000 bonus Rapid Rewards points added to your account every year on your card anniversary. No action is required — points are awarded automatically. This repeats each year as long as you remain a cardmember.

Get 25% back as a statement credit on inflight purchases made on Southwest flights. Use this card to pay for drinks, Wi-Fi, or other onboard purchases to receive the credit. The credit applies to Southwest inflight purchases only.

Check your first bag for free on Southwest flights, with the same perk extended to up to 8 additional passengers on the same reservation. For a group of 4, that's a savings of up to $280 roundtrip. You must be the cardmember on the reservation to unlock it for travel companions.

Upgrade to an Extra Legroom seat at no charge on Southwest assigned-seating flights, available within 48 hours before departure. Upgrades are subject to seat availability and apply to flights operating with assigned seating in 2026 and beyond. You can use this benefit an unlimited number of times.

Board in Group 5 on Southwest assigned-seating flights, giving you earlier access to overhead bin space. Up to 8 passengers on the same reservation board with you under this benefit. Applies to flights operating with assigned seating in 2026 and beyond.

Earn 2,500 tier qualifying points (TQPs) toward Southwest A-List status for every $5,000 spent on purchases in a calendar year. TQPs accumulate automatically and count alongside points earned from flights. There is no cap on TQPs earned through spending.

Covers essential purchases — like toiletries and clothing — when your bags are delayed more than 6 hours. Use your card to pay for the trip, then file a claim for eligible out-of-pocket expenses. You can get up to $100 per day for up to 3 days.

Covers the cost to repair or replace checked or carry-on bags that are lost, damaged, or stolen on a covered trip. Pay for your travel with this card to be eligible for coverage. Reimbursement is up to $3,000 per covered traveler.

Adds one extra year of coverage to eligible U.S. manufacturer warranties of 3 years or less. Pay for the item with this card to activate protection. Total coverage cannot exceed 4 years from the original purchase date.

Protects eligible new purchases against damage or theft for 120 days from the date you buy them. Pay with this card to be covered. Coverage is up to $10,000 per item.

Add employee cards to your business account at no extra cost. Employee spending earns Rapid Rewards points that go directly to your account. There is no fee per employee card added.

Pay no foreign transaction fees when you use this card for purchases made outside the United States. This applies automatically on every international transaction — no enrollment needed.