Atmos Rewards Business Benefits, Credits & Annual Fee

Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases when you pay with your Atmos Rewards Business Card.

When you pay for your Alaska Airlines or Hawaiian Airlines ticket with this card, you and up to six companions on the same reservation each get one free checked bag. You must use the card to purchase the ticket for this benefit to apply.

Use Atmos Rewards points for hotel stays and car rentals, as well as Alaska Airlines or Hawaiian Airlines award travel. Choose a hotel or car rental redemption through the rewards program; options depend on what is available when you book.

Use Atmos Rewards points for travel with oneworld alliance airlines and other global partners serving more than 1,000 destinations. Search available partner awards when booking; the destinations you can reach with points depend on participating partners and award availability.

Pay for your Alaska Airlines or Hawaiian Airlines ticket with this card and you'll be able to board before the general boarding group. Boarding earlier gives you a better chance of securing overhead bin space for your carry-on. The card must be used to purchase the ticket to qualify.

Get a $99 Companion Fare on Alaska Airlines or Hawaiian Airlines each year around your account anniversary. Taxes and fees start at $23. You earn it every year you spend at least $6,000 on purchases with the card.

For every $3 you spend on the card, you earn 1 elite qualifying point toward Alaska Airlines status. These points count alongside miles earned from flying, and there is no annual cap, so all your card spending helps move you closer to elite status.

Get $100 off an annual Alaska Lounge+ Membership purchased with your Atmos Rewards Business card.

Get auto rental insurance coverage through your card's travel services. Consult your card's coverage terms before renting to see what vehicles, losses and rental arrangements qualify; the available benefit information does not specify coverage limits or claim requirements.

Get up to $1 million in travel accident insurance through your card's travel services. Check your coverage terms for qualifying trips, covered accidents and how to make a claim; the benefit information does not specify those conditions.

Get help with lost luggage when you're away from home. Use your card's travel services to request assistance if a bag goes missing; this is an assistance service, and the available benefit information does not promise reimbursement for the bag or its contents.

Get help replacing a travel ticket in an emergency while you're away from home. Contact your card's travel services when you need a replacement; the available benefit information does not say that replacement ticket costs are covered.

Earn 3 Atmos points per $1 on eligible Alaska Airlines and Hawaiian Airlines purchases.

Earn 1 Atmos Rewards point per $2 spent at participating restaurants through Atmos Rewards Dining. Your card is automatically enrolled; use it at a participating restaurant to earn dining points, which apply only to qualifying restaurant purchases.

Earn 2 Atmos points per $1 on eligible gas, EV charging, shipping, and local transit (including rideshare).

If you also hold an eligible Bank of America small-business account, you automatically earn a 10% bonus on all points from every purchase. The boost applies across all spending categories without any extra steps required. You must keep the qualifying account open to continue receiving the bonus.

Earn 1 Atmos point per $1 on all other purchases.

Get protection for certain purchases against loss, damage, theft or fire. Check your card's coverage terms to see which items qualify and how to file a claim; not every purchase is covered.

Get extended warranty coverage for certain purchases. Check your card's coverage terms before relying on the benefit to see which items and original warranties qualify, how long coverage lasts and how to file a claim.

View your Dun & Bradstreet business credit scores for free. You'll find them in Business Advantage 360, Bank of America's business online banking platform. Log in there to check your scores.

No international transaction fees on purchases made with the Atmos Rewards Business Card.