Bank of America Business Advantage Customized Cash

Earn 50,000 bonus points, worth $500 in rewards, after spending $5,000 on purchases in the first 90 days of account opening. Points can be redeemed for travel, dining, cash back, and more. You must meet the spending threshold within that 90-day window to receive the bonus.

Every purchase earns 1.5 points per $1 spent, with no cap and no bonus categories to track. The rate applies automatically to all transactions, making it a straightforward option for everyday business spending.

Card transactions can sync directly with QuickBooks, making it easier to track expenses and keep your books up to date. You can set up the connection through Bank of America's business online portal or within QuickBooks — an active QuickBooks subscription is required.

Gold-tier members of the Preferred Rewards for Business program receive a 25% bonus on top of their base points earned on every purchase. The boost is applied automatically once you qualify by maintaining the required average balance in eligible Bank of America business accounts.

Platinum Honors-tier members of the Preferred Rewards for Business program get a 50% bonus added to the base points earned on all purchases. The bonus kicks in automatically after you qualify by holding the required balance across eligible Bank of America business accounts.