Chase Sapphire Reserve

Earn 125,000 Ultimate Rewards bonus points by spending $6,000 on purchases within the first 3 months of account opening. Points can be redeemed for travel, cash back, gift cards, and more through Chase.

Earn 8 Ultimate Rewards points per dollar on all purchases made through Chase Travel, including stays booked at The Edit hotel collection. This is the card's highest earning rate and applies to flights, hotels, car rentals, and experiences booked via the Chase Travel portal.

Earn 3 Ultimate Rewards points per dollar at restaurants, cafes, bars, and eligible food delivery services anywhere in the world. The rate applies automatically when you pay at a dining merchant — no registration needed.

Earn 4 Ultimate Rewards points per dollar on flights and hotel stays booked directly with airlines or hotels. This elevated rate applies when you book straight through an airline or hotel — not through third-party booking sites or the Chase Travel portal.

Every purchase that doesn't fall into a bonus category earns 1 Ultimate Rewards point per dollar. Points can be redeemed for travel, cash back, or transferred to airline and hotel loyalty programs.

Earn 5 Ultimate Rewards points per dollar on Lyft rides when your Sapphire Reserve is linked to your Lyft account. This elevated rate is available through September 30, 2027.

Earn 10x total Ultimate Rewards points on eligible Peloton equipment and accessory purchases. The purchase must be over $150 to qualify. Available through 12/31/2027.

Transfer your Ultimate Rewards points to roughly a dozen airline and hotel loyalty programs — including United, Hyatt, and British Airways — at a 1:1 ratio. Depending on how you use the transferred points, you may get more value than redeeming them directly through Chase Travel.

Earn 5x total Ultimate Rewards points on Lyft rides when you pay with your Sapphire Reserve card. Link your card in the Lyft app to ensure points are tracked. Available through 9/30/2027.

Get up to $300 back each account anniversary year as automatic statement credits on travel purchases — including flights, hotels, and rideshares. No activation needed; credits apply as you spend. Note that purchases reimbursed by this credit do not earn points.

Earn up to $500 per year in statement credits on prepaid hotel stays booked through The Edit, Chase's curated hotel collection. Credits are issued as two separate $250 amounts — one for January through June and one for July through December. A minimum two-night stay is required, and these purchases do not earn points.

Get up to $250 back as statement credits on prepaid hotel bookings at select Chase Travel partners: IHG, Omni, Virgin, Minor, and Pan Pacific Hotels. A two-night minimum stay is required, and qualifying purchases do not earn points. Valid through 12/31/2026.

Receive complimentary subscriptions to Apple TV+ and Apple Music — together valued at around $250 per year — through June 22, 2027. You'll need to link your Apple ID and activate each subscription to start using them.

Get $10 in Lyft in-app credits each month when your Sapphire Reserve is linked in the Lyft app. Credits are applied at the time of the ride and reset monthly — they don't accumulate if unused. Available through September 30, 2027.

Earn up to $300 per year in statement credits for dining at participating Sapphire Reserve Exclusive Tables restaurants on OpenTable. Credits are issued as two separate $150 amounts — one for January through June and one for July through December.

Get two $10 promos each month to use on non-restaurant DoorDash orders — such as grocery, convenience, or retail deliveries. Apply each promo at checkout in the DoorDash app. Both promos reset monthly and unused amounts do not carry over.

Reach $75,000 in card spending within a calendar year and unlock a $500 credit toward Southwest Airlines flights booked through Chase Travel. The credit is applied automatically once you hit the spend threshold.

After spending $75,000 on your card in a calendar year, you'll unlock a $250 statement credit for The Shops at Chase. This benefit is only available once you reach that annual spend threshold.

Get a $5 promo each month to use on restaurant orders through DoorDash. The promo applies at checkout when you pay with your Sapphire Reserve card via the DoorDash app or website. Unused monthly promos do not roll over to the next month.

Get $10 back per month as a statement credit on eligible Peloton membership charges, up to $120 per year. Charge your Peloton membership to your card and the credit posts automatically. Available through 12/31/2027.

Get up to $150 back in statement credits on StubHub and viagogo purchases from January–June, and another $150 from July–December, for up to $300 per year. Activation is required. Available through 12/31/2027.

Get up to $120 back as a statement credit to cover the application fee for Global Entry, TSA PreCheck, or NEXUS. Charge the fee to your card and the credit is applied automatically. Available once every four years.

Get a complimentary 12-month DashPass membership (a $120 value) with $0 delivery fees and reduced service fees on eligible DoorDash orders. Activate your membership by 12/31/2027 to claim this benefit.

Book through The Edit by Chase Travel to receive daily breakfast for two, a $100 on-property credit, a room upgrade at check-in (subject to availability), early check-in, late check-out, and complimentary Wi-Fi. Most stays also count toward your loyalty status and points with the hotel's own program.

Get access to select Air Canada Maple Leaf Lounges and Air Canada Cafés in the U.S., Canada, and Europe. Present an eligible boarding pass at the lounge entrance to gain entry.

Get a complimentary Priority Pass Select membership granting access to over 1,300 airport lounges worldwide. Enroll through Chase, then use your Priority Pass card or app at participating lounges when you travel.

Get complimentary access to Chase Sapphire Lounges by The Club for yourself plus up to two guests. Lounges are located at select airports and offer food, drinks, and a quieter space to relax before your flight.

Spend $75,000 on your card in a calendar year to earn complimentary World of Hyatt Explorist status. Explorist is Hyatt's mid-tier elite level and comes with bonus points on stays, room upgrades, and waived resort fees at eligible properties.

Spend $75,000 on your card in a calendar year to earn complimentary IHG One Rewards Diamond Elite status — IHG's highest tier. Diamond Elite perks include room upgrades, welcome amenities, and bonus points at IHG hotels worldwide.

Get complimentary IHG One Rewards Platinum Elite Status simply by holding the Sapphire Reserve card. Platinum Elite perks include bonus points on stays, room upgrades, and early check-in when available. Status is valid through 12/31/2027.

Spend $75,000 on your card in a calendar year to unlock complimentary Southwest Airlines A-List status. A-List perks include priority boarding, bonus Rapid Rewards points on flights, and same-day standby privileges.

When you pay for a rental car with your card and decline the agency's collision coverage, you get primary protection against theft and collision damage. Primary means you file with this benefit first — before your personal auto insurance. Coverage applies in the U.S. and abroad.

Get primary collision damage waiver coverage on rental cars up to $75,000 for theft and collision damage worldwide. Decline the rental agency's own collision coverage and pay the full rental cost with your card to activate it. Primary coverage means you don't need to involve your personal auto insurer first.

If you or an immediate family member get sick or injured while traveling 100 or more miles from home, you can be reimbursed up to $2,500 in medical or dental expenses. Pay for your trip with your card to activate this benefit.

Covers emergency medical services and evacuation transportation up to $100,000 when you or an immediate family member are injured or ill while traveling 100 or more miles from home. Your trip must be paid for with your card to qualify.

If a common carrier loses or damages your checked or carry-on bags, you may be reimbursed up to $3,000 per passenger. Coverage applies to you and immediate family members on the same trip. Pay for the trip with your card and file a claim with documentation from the carrier.

Get up to $50 per incident for roadside emergencies including towing, jumpstarts, flat tire changes, locksmith services, and fuel delivery. This benefit covers up to 4 incidents per year — call the roadside assistance line when you need help.

When you pay for air, bus, train, or cruise travel with your card, you're automatically covered for up to $1,000,000 in accidental death or dismemberment insurance for the duration of that trip.

If you need to cancel or cut short a trip due to a covered reason such as illness or severe weather, you can be reimbursed up to $10,000 per person and $20,000 per trip for non-refundable, prepaid travel costs. Charge your travel to your card to activate this coverage.

If your flight or other ticketed travel is delayed more than 6 hours or requires an overnight stay, you can be reimbursed up to $500 per ticket for out-of-pocket costs like meals and lodging. Pay for your travel with your card to be eligible. Coverage extends to family members on the same itinerary.

When a passenger carrier delays your checked bags by more than 6 hours, you can be reimbursed up to $100 per day for up to 5 days for essential purchases like toiletries and clothing. Pay for your travel with your card and file a claim within the required timeframe.

If you or an immediate family member are injured or fall ill during a trip, emergency evacuation and transportation costs are covered up to $100,000. Pay for your travel with your card to be eligible for this coverage.

Manufacturers' warranties of 3 years or less are extended by one additional year on eligible purchases made with your card. To file a claim, you'll need your original receipt and warranty documentation.

New purchases made with your card are covered against theft or damage for up to 120 days from the purchase date. Coverage is up to $10,000 per item and $50,000 per year. File a claim with Chase's benefits administrator if something is stolen or damaged.

If a retailer refuses your return within 90 days of purchase, Chase may reimburse you for the item's purchase price — up to $500 per item and $1,000 per year. The item must have been bought with your card.

New purchases made with your card are protected against damage or theft for 120 days from the date of purchase. Coverage is up to $10,000 per claim and $50,000 per year.

Work one-on-one with a Reserve Travel Designer to plan and book a fully custom trip itinerary. The service covers personalized recommendations and bookings, valued at up to $300 per trip.

Access a dedicated Chase Sapphire Reserve support line 24 hours a day, 7 days a week. Use it for account questions, travel emergencies, or benefit inquiries — no navigating a general phone tree. The number is printed on the back of your card.

Use your card anywhere in the world without paying extra. No foreign transaction fees are added to purchases made outside the U.S. or in a foreign currency — you're charged only the standard exchange rate.

Spend $75,000 on your card in a calendar year to unlock additional elite status and statement credits with select travel and shopping partners. Unlocked benefits remain active through the rest of that year and all of the following calendar year.